Hicks Hill, LLC is a dedicated bankruptcy law firm representing Metro-Atlanta residents and businesses. We have counseled hundreds of clients through their financial hardships over the past decade and use a straightforward, compassionate approach. Hicks Hill, LLC specializes in all aspects of consumer and corporate bankruptcy, creditors' rights, debt settlement and negotiation and asset protection.
By representing both debtors and creditors, our firm is able to evaluate each unique situation from all perspectives, guiding clients through all available options while directing them to the most productive, cost-effective decision.
By representing both debtors and creditors, our firm is able to evaluate each unique situation from all perspectives, guiding clients through all available options while directing them to the most productive, cost-effective decision.
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Chapter 7 bankruptcy is also known as the "fresh start", as it provides needed and immediate relief to people struggling with debt (including unsecured credit card debt, medical bills, personal loans, lawsuits, wage garnishments, pending foreclosures, vehicle repossessions and outstanding tax debt).
In a majority of cases, a Chapter 7 lasts approximately four months from filing to discharge and allows filers to discharge their liability on most unsecured debts, some secured debts (if the secured collateral, such as a home or car, is surrendered), and some tax debts.
In a majority of cases, a Chapter 7 lasts approximately four months from filing to discharge and allows filers to discharge their liability on most unsecured debts, some secured debts (if the secured collateral, such as a home or car, is surrendered), and some tax debts.
In certain circumstances, Chapter 7 bankruptcy is not a viable option or does not allow a client to fully achieve their ultimate goal of financial freedom.
For some clients, a Chapter 13 bankruptcy affords better protection from creditors or may allow them to retain an otherwise non-exempt asset.
Chapter 13 is a repayment option, allowing clients to propose a repayment of all or a portion of their debt over a maximum five-year period.
Chapter 13 bankruptcy may be the better option for a client attempting to catch up past-due amounts on mortgage or car loans.
For some clients, a Chapter 13 bankruptcy affords better protection from creditors or may allow them to retain an otherwise non-exempt asset.
Chapter 13 is a repayment option, allowing clients to propose a repayment of all or a portion of their debt over a maximum five-year period.
Chapter 13 bankruptcy may be the better option for a client attempting to catch up past-due amounts on mortgage or car loans.
At Hicks Hill, LLC, we bring a comprehensive understanding of bankruptcy law to our representation of both secured and unsecured creditors.
Our thorough representation of debtors in all facets of bankruptcy gives us a unique insight and understanding of the system as it relates to creditor issues and allows us to guide you through your available options and remedies to ensure you are pursuing worthwhile claims in the most cost-effective manner.
Our creditor clients span businesses, both large and small, pursuing standard collection of claims to investors such as landlords, franchisors and ex-spouses trying to determine their best options with regard to secured collateral or priority claims, such as child support or alimony arrears.
Our thorough representation of debtors in all facets of bankruptcy gives us a unique insight and understanding of the system as it relates to creditor issues and allows us to guide you through your available options and remedies to ensure you are pursuing worthwhile claims in the most cost-effective manner.
Our creditor clients span businesses, both large and small, pursuing standard collection of claims to investors such as landlords, franchisors and ex-spouses trying to determine their best options with regard to secured collateral or priority claims, such as child support or alimony arrears.
Financial relief as it relates to small businesses is often two-fold.
Not only must we consider the actual business and whether a bankruptcy is appropriate, but oftentimes we also need to consider the financial impact to the owner, especially when personal guarantees are in place.
Bankruptcy can provide both the business and owner, when appropriate, much needed relief from insurmountable debts.
It is also possible in certain situations to complete a liquidation outside of bankruptcy, resolving the debts on behalf of both the business and guarantors without a filing.
Not only must we consider the actual business and whether a bankruptcy is appropriate, but oftentimes we also need to consider the financial impact to the owner, especially when personal guarantees are in place.
Bankruptcy can provide both the business and owner, when appropriate, much needed relief from insurmountable debts.
It is also possible in certain situations to complete a liquidation outside of bankruptcy, resolving the debts on behalf of both the business and guarantors without a filing.
In some situations, bankruptcy may not be your best or only option.
Thankfully, there are oftentimes alternatives available that will allow you to regain control of your finances while avoiding a bankruptcy filing.
Thoroughly understanding your debt relief choices can help you make a confident decision on how to proceed, allowing you to begin the financial rebuilding process with peace of mind.
An often-recommended alternative to bankruptcy, when possible, is to negotiate with your creditors for a discounted lump-sum amount or repayment over time.
Thankfully, there are oftentimes alternatives available that will allow you to regain control of your finances while avoiding a bankruptcy filing.
Thoroughly understanding your debt relief choices can help you make a confident decision on how to proceed, allowing you to begin the financial rebuilding process with peace of mind.
An often-recommended alternative to bankruptcy, when possible, is to negotiate with your creditors for a discounted lump-sum amount or repayment over time.
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