It can be difficult to know who to turn to when you have legal questions and are unsure of the answers. You need a strong advocate on your side. The team at Fairbanks Fletcher Law PLLC wants to be that advocate for you and ensure that you get all of your questions answered and concerns resolved. Regardless of the legal matter you are facing, you do not need to face it alone.
We can help you with bankruptcy filing, consumer credit or foreclosure defense, divorce or family law matters, real estate closings, tax and student loan debt relief, or traffic and DWI issues. Our clients enjoy our personal service and are surprised at how easy it is to work with us. We strive to break the typical, indifferent law firm mold. Our people are compassionate, down-to-earth, and hard working - just like you.
Fairbanks Fletcher Law PLLC will be here when you have questions and when you need representation. And when it's time to fight for you, we will. You want to make sure you are moving forward toward a good resolution of your issues, and with Fairbanks Fletcher Law as your legal advocate, you will learn all of your options to achieve finality and much-needed stress relief.
We can help you with bankruptcy filing, consumer credit or foreclosure defense, divorce or family law matters, real estate closings, tax and student loan debt relief, or traffic and DWI issues. Our clients enjoy our personal service and are surprised at how easy it is to work with us. We strive to break the typical, indifferent law firm mold. Our people are compassionate, down-to-earth, and hard working - just like you.
Fairbanks Fletcher Law PLLC will be here when you have questions and when you need representation. And when it's time to fight for you, we will. You want to make sure you are moving forward toward a good resolution of your issues, and with Fairbanks Fletcher Law as your legal advocate, you will learn all of your options to achieve finality and much-needed stress relief.
Services
Bankruptcy is a complex process that involves a great deal of legal paperwork, timelines, and coordination with the case trustee, court, and creditors.
Attempting to file without the benefit of an experienced bankruptcy attorney could result in costly delays and errors.
Fairbanks Fletcher Law PLLC is a full-service bankruptcy law firm serving individuals and business clients throughout upstate New York.
We are compassionate and committed to helping you find relief from debt.
If you are one of the millions of people who are struggling with the pressure of unpaid debt, now is your opportunity to work with a law firm that is skilled in helping you obtain a fresh start.
Attempting to file without the benefit of an experienced bankruptcy attorney could result in costly delays and errors.
Fairbanks Fletcher Law PLLC is a full-service bankruptcy law firm serving individuals and business clients throughout upstate New York.
We are compassionate and committed to helping you find relief from debt.
If you are one of the millions of people who are struggling with the pressure of unpaid debt, now is your opportunity to work with a law firm that is skilled in helping you obtain a fresh start.
Chapter 7 is designed for people who are having financial difficulties and are not able to re-pay their debts.
Under Chapter 7, you can exempt, or keep, certain of your assets under New York law, or, if you have not lived in New York for the past two years, under the state's exemption law that applies to your case.
You can also elect to follow the federal exemption scheme.
Most retirement accounts and pensions are exempt.
Secured property, normally your car and house, may not have any net equity, in which case you can keep it as well.
Under Chapter 7, you can exempt, or keep, certain of your assets under New York law, or, if you have not lived in New York for the past two years, under the state's exemption law that applies to your case.
You can also elect to follow the federal exemption scheme.
Most retirement accounts and pensions are exempt.
Secured property, normally your car and house, may not have any net equity, in which case you can keep it as well.
Chapter 11 is designed primarily for business reorganization, but is also available to consumer debtors.
Its provisions are quite complex.
In the vast majority of cases, Chapter 11 is impractical and too expensive for most consumer debtors.
If you need a bankruptcy attorney in upstate New York, contact Fairbanks Fletcher Law PLLC today to get assistance obtaining a fresh start.
Its provisions are quite complex.
In the vast majority of cases, Chapter 11 is impractical and too expensive for most consumer debtors.
If you need a bankruptcy attorney in upstate New York, contact Fairbanks Fletcher Law PLLC today to get assistance obtaining a fresh start.
Chapter 13 is a valuable tool that lets individuals catch up overdue mortgage or car payments, taxes and domestic support obligations.
It also applies where you have the ability to repay some or all of your debts over time.
There are debt limits for secured and unsecured debts that could prevent you from qualifying for a Chapter 13; however, those limits are high.
Like a Chapter 7 case, prior to filing, you must gather certain documentation to provide to us so we can your bankruptcy filing.
All assets and liabilities must be listed.
It also applies where you have the ability to repay some or all of your debts over time.
There are debt limits for secured and unsecured debts that could prevent you from qualifying for a Chapter 13; however, those limits are high.
Like a Chapter 7 case, prior to filing, you must gather certain documentation to provide to us so we can your bankruptcy filing.
All assets and liabilities must be listed.
We offer many options when you need help with consumer credit issues.
Most commonly, people come to us when they need debtor representation in defense of creditor lawsuits.
If you are being sued by a creditor, we want to help you get the legal advocacy you are looking for.
Sometimes these are cases that can be settled out of court, and other times they go all the way through the legal system.
No matter how your case goes, having someone in the legal system on your side can make things easier and reduce your stress levels during the process.
Most commonly, people come to us when they need debtor representation in defense of creditor lawsuits.
If you are being sued by a creditor, we want to help you get the legal advocacy you are looking for.
Sometimes these are cases that can be settled out of court, and other times they go all the way through the legal system.
No matter how your case goes, having someone in the legal system on your side can make things easier and reduce your stress levels during the process.
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