Do you currently have unwanted real estate or bills you no longer can afford? Would you lke to remain in your home if you had a new lower mortgage payment? Do you have unpaid bills and mounting debt? If so the bankruptcy and foreclosure lawyers at the Law Offices of Justin McMurray can help you with your foreclosure and bankruptcy questions. We offer you an opportunity to be freed of your debt and start fresh.
Filing Bankruptcy in Daytona will eliminate the debt you currently have and allow you to start over without worrying about paying those bills anymore. A short sale will allow you to sell your home for less than you owe allowing you to get rid of underwater realestate. If you would like to stay in your home a loan modificaiton may be an option to get new lower payments you can afford.
A bankruptcy will allow you to wipe out past, current, and future debt obligations with your lenders. There are two forms of bankruptcy that allow you to do this in slightly different ways. Chapter 7 Bankruptcy settles the debt with your lenders by selling some of your major assets, like a house, car, or boat, and using that money to pay off some or all of the balance that you owe to those lenders.
Filing Bankruptcy in Daytona will eliminate the debt you currently have and allow you to start over without worrying about paying those bills anymore. A short sale will allow you to sell your home for less than you owe allowing you to get rid of underwater realestate. If you would like to stay in your home a loan modificaiton may be an option to get new lower payments you can afford.
A bankruptcy will allow you to wipe out past, current, and future debt obligations with your lenders. There are two forms of bankruptcy that allow you to do this in slightly different ways. Chapter 7 Bankruptcy settles the debt with your lenders by selling some of your major assets, like a house, car, or boat, and using that money to pay off some or all of the balance that you owe to those lenders.
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For someone who has never been through a bankruptcy, the bankruptcy process could seem overwhelming.
However, working with a Florida bankruptcy attorney can make the process less frightening and less stressful.
Your attorney understands the bankruptcy process and can help guide you through each step of the process.
In addition, by working with an experienced Daytona bankruptcy lawyer, you can trust that you have a strong advocate on your side to fight for your rights and who will work for an outcome that is in your best interest.
However, working with a Florida bankruptcy attorney can make the process less frightening and less stressful.
Your attorney understands the bankruptcy process and can help guide you through each step of the process.
In addition, by working with an experienced Daytona bankruptcy lawyer, you can trust that you have a strong advocate on your side to fight for your rights and who will work for an outcome that is in your best interest.
When a person considers filing a Chapter 13 case, how much is my Chapter 13 payment is one of the first questions asked during the free case review.
However, that is not an easy question to answer during a free consultation.
If your attorney is forthright and honest, he will explain that calculating a Chapter 13 repayment plan payment is complex, when you do it correctly.
Our Daytona bankruptcy lawyer takes the necessary time to analyze your financial situation and review bankruptcy laws related to Chapter 13 payments to calculate the lowest possible payment that he believes the court will approve.
However, that is not an easy question to answer during a free consultation.
If your attorney is forthright and honest, he will explain that calculating a Chapter 13 repayment plan payment is complex, when you do it correctly.
Our Daytona bankruptcy lawyer takes the necessary time to analyze your financial situation and review bankruptcy laws related to Chapter 13 payments to calculate the lowest possible payment that he believes the court will approve.
If you are struggling with bills that you cannot pay, you may be considering filing for bankruptcy relief.
Like most people who want to file for bankruptcy in Florida, you have questions about what chapter of bankruptcy to file.
Most individuals who file for bankruptcy relief in the United States file a case under Chapter 7 or Chapter 13 of the Bankruptcy Code.
A Daytona bankruptcy law firm can help you determine which chapter of bankruptcy offers you the best benefits of bankruptcy.
Both chapters of bankruptcy offer debt relief, protection from creditors, and protection for certain assets.
Like most people who want to file for bankruptcy in Florida, you have questions about what chapter of bankruptcy to file.
Most individuals who file for bankruptcy relief in the United States file a case under Chapter 7 or Chapter 13 of the Bankruptcy Code.
A Daytona bankruptcy law firm can help you determine which chapter of bankruptcy offers you the best benefits of bankruptcy.
Both chapters of bankruptcy offer debt relief, protection from creditors, and protection for certain assets.
If a creditor has sued you for a debt and obtained a judgment from the court, that debtor may apply for a wage garnishment.
Credit card companies and medical providers often file debt collection lawsuits to collect debts in Florida.
In addition, when the Internal Revenue Service (IRS) has a lien against you for income taxes you owe, it can also take money from your paycheck or your bank account.
Florida laws permit certain creditors to garnish wages and seize money from bank accounts.
When you are struggling to pay living expenses, it can be devastating for money to suddenly disappear from your bank account or your paycheck.
Credit card companies and medical providers often file debt collection lawsuits to collect debts in Florida.
In addition, when the Internal Revenue Service (IRS) has a lien against you for income taxes you owe, it can also take money from your paycheck or your bank account.
Florida laws permit certain creditors to garnish wages and seize money from bank accounts.
When you are struggling to pay living expenses, it can be devastating for money to suddenly disappear from your bank account or your paycheck.
Filing for bankruptcy relief is not something that most people assume will be in their future.
However, even a small financial crisis can cause a person to miss one or two payments to their creditors.
Once a person falls behind on mortgage payments, car loans, and credit card bills, it can be very difficult for that person to catch up, even after the financial crisis has passed.
Fortunately, the Bankruptcy Code provides individuals and companies with a legal means of disposing of debt they cannot afford to pay.
However, even a small financial crisis can cause a person to miss one or two payments to their creditors.
Once a person falls behind on mortgage payments, car loans, and credit card bills, it can be very difficult for that person to catch up, even after the financial crisis has passed.
Fortunately, the Bankruptcy Code provides individuals and companies with a legal means of disposing of debt they cannot afford to pay.
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