Our experienced team, led by legal bankruptcy expert Kimberly Kramer, will guide you through the bankruptcy process and help you get back on stable financial ground. Don't struggle alone! Let Kimberly Kramer help you get out of debt and regain your financial freedom. Our firm has 20 years of experience in counseling struggling clients through financial turmoil, and can help you too.
Many people do not realize the numerous options available to escape debt, like Chapter 7 or Chapter 13 bankruptcy petitions. Contact our firm today and set up a free office consultation to explore these options and decide which is right for you. With our legal expertise, you CAN overcome debt and enjoy life again! We are right next to the courthouse where your case will be heard & filed.
Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard. Kim was very knowledgeable and professional, but more than that, she has wisdom and compassion.
Many people do not realize the numerous options available to escape debt, like Chapter 7 or Chapter 13 bankruptcy petitions. Contact our firm today and set up a free office consultation to explore these options and decide which is right for you. With our legal expertise, you CAN overcome debt and enjoy life again! We are right next to the courthouse where your case will be heard & filed.
Call Kimberly Kramer for a fast filing! If you are in one of the below counties the Bay City Bankruptcy Courthouse is where your case will be heard. Kim was very knowledgeable and professional, but more than that, she has wisdom and compassion.
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Experience, education and the willingness to take the time to listen to people's debt issues and financial problems makes Kimberly Kramer the right choice for you.
She is "the Compassionate Attorney".
Kimberly A. Kramer is the owner of Kimberly Kramer, P.L.C., a law firm specializing in bankruptcy representation for consumers and small businesses.
Ms. Kramer has successfully represented over 5000 consumers and small businesses in Bankruptcy Cases since 1998.
After graduating from Michigan State University with a Bachelor's of Science in Social Sciences, Ms. Kramer graduated from Valparaiso University School of Law in the top fifth of her class.
She is "the Compassionate Attorney".
Kimberly A. Kramer is the owner of Kimberly Kramer, P.L.C., a law firm specializing in bankruptcy representation for consumers and small businesses.
Ms. Kramer has successfully represented over 5000 consumers and small businesses in Bankruptcy Cases since 1998.
After graduating from Michigan State University with a Bachelor's of Science in Social Sciences, Ms. Kramer graduated from Valparaiso University School of Law in the top fifth of her class.
If you have fallen behind on your mortgage or have been crushed with credit card debt, Kimberly Kramer, Attorney at Law PLC can immediately assist you in matters of bankruptcy law.
For over 20 years, our firm has been working closely with clients to help them file for debt relief and bankruptcy.
If you feel you can't take the pressure of one more day, immediate relief from creditor harassment is in sight.
In the event you file a Chapter 7 or Chapter 13 petition, the court will issue an "Automatic Stay" order.
For over 20 years, our firm has been working closely with clients to help them file for debt relief and bankruptcy.
If you feel you can't take the pressure of one more day, immediate relief from creditor harassment is in sight.
In the event you file a Chapter 7 or Chapter 13 petition, the court will issue an "Automatic Stay" order.
Chapter 13 Bankruptcy allows you to reorganize your debts over a three to five year time period.
A good Chapter 13 plan will let you keep your home if you're facing foreclosure.
The amount you're behind will be caught up over the life of the plan, usually without interest.
A Chapter 13 plan is able to strip off second mortgages when there is no equity backing the loan.
A plan can also "stretch out" car payments, often lowering interest and most of the time lowering payments.
Chapter 13 plans will help you pay income tax liability over time and stop interest and penalties from accruing while you do.
A good Chapter 13 plan will let you keep your home if you're facing foreclosure.
The amount you're behind will be caught up over the life of the plan, usually without interest.
A Chapter 13 plan is able to strip off second mortgages when there is no equity backing the loan.
A plan can also "stretch out" car payments, often lowering interest and most of the time lowering payments.
Chapter 13 plans will help you pay income tax liability over time and stop interest and penalties from accruing while you do.
Kim is absolutely amazing at what she does!
She is very straight forward and tells you exactly what you need to know.
She makes the process much less painful and is very responsive to her clients.
Hopefully I won't have to see her on this level again but I will forever recommend her to anyone that needs it!
We cannot begin to describe our satisfaction level.
We were down to a last resort and had tried other services previously.
Kimberly and her team made everything comfortable and easy for us to handle.
She is very straight forward and tells you exactly what you need to know.
She makes the process much less painful and is very responsive to her clients.
Hopefully I won't have to see her on this level again but I will forever recommend her to anyone that needs it!
We cannot begin to describe our satisfaction level.
We were down to a last resort and had tried other services previously.
Kimberly and her team made everything comfortable and easy for us to handle.
Here you can find answers to questions about Michigan Bankruptcy.
If you do not find an answer here, please use the form on the contact page to submit a question and we will get back to you promptly.
You will be able to get credit, especially on personal property items like cars and televisions.
Buying a house takes longer.
Some companies are more willing to extend credit to persons who have filed bankruptcy than other companies are.
Discuss this in further detail with your attorney.
To keep your house, you must continue to make timely payments on the home and keep it insured.
If you do not find an answer here, please use the form on the contact page to submit a question and we will get back to you promptly.
You will be able to get credit, especially on personal property items like cars and televisions.
Buying a house takes longer.
Some companies are more willing to extend credit to persons who have filed bankruptcy than other companies are.
Discuss this in further detail with your attorney.
To keep your house, you must continue to make timely payments on the home and keep it insured.
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