With the difficulties in our economy and the great loss of employment, millions of Americans have been placed in a position of being unable to fulfill their obligations. Mounting credit card debt, mortgage payments skyrocketing and savings shrinking have all resulted in individuals with overwhelming debt who need a solution to their problem. Living with the stress of unpaid bills can quickly lead to other problems, such as health issues and family relation problems.
Before your life becomes too difficult to bear, contact a Cerritos bankruptcy attorney for help with your financial situation. At RJB Law Offices, our firm has over 20 years of experience servicing the community, helping thousands to overcome their financial difficulties and get back to solvency. If you are struggling with out of control debt, we can work with you to develop a plan for business debt settlement and IRS tax resolution.
Don't suffer creditor harassment or wage garnishment when one of our caring legal advocates can work towards finding a resolution that will work for you.
Before your life becomes too difficult to bear, contact a Cerritos bankruptcy attorney for help with your financial situation. At RJB Law Offices, our firm has over 20 years of experience servicing the community, helping thousands to overcome their financial difficulties and get back to solvency. If you are struggling with out of control debt, we can work with you to develop a plan for business debt settlement and IRS tax resolution.
Don't suffer creditor harassment or wage garnishment when one of our caring legal advocates can work towards finding a resolution that will work for you.
Services
RJB Law Offices offer Chapter 7 and Chapter 13 bankruptcy attorneys to all debtors in the following counties: Los Angeles, San Bernardino, Orange, and Ventura.
Do you have more questions regarding bankruptcy?
Call our offices at (888) 235-5374 for more information.
Our attorneys practice law with one goal in mind, to help you regain control of your finances through a business model that revolves around excellent service, our firm is focused on our clients getting the best possible outcome in their case.
Do you have more questions regarding bankruptcy?
Call our offices at (888) 235-5374 for more information.
Our attorneys practice law with one goal in mind, to help you regain control of your finances through a business model that revolves around excellent service, our firm is focused on our clients getting the best possible outcome in their case.
Born in the Philippines, Ray Bulaon, came to the United States when he was 16 years old.
As a young student, Ray and his wife struggled when Ray was in law school and with a small growing family and were overwhelmed with job losses and never-ending bills.
Ray knows what it feels like to be in debt and not have anyone on your side to protect you and your family's assets.
Being accepted into the California State Bar in 1997, after completing his law studies and obtaining his Juris Doctorate, Ray worked for 7 years (first as a paralegal and then as an attorney) at one of California's largest Bankruptcy firms before deciding to open his own law practice in 2001.
As a young student, Ray and his wife struggled when Ray was in law school and with a small growing family and were overwhelmed with job losses and never-ending bills.
Ray knows what it feels like to be in debt and not have anyone on your side to protect you and your family's assets.
Being accepted into the California State Bar in 1997, after completing his law studies and obtaining his Juris Doctorate, Ray worked for 7 years (first as a paralegal and then as an attorney) at one of California's largest Bankruptcy firms before deciding to open his own law practice in 2001.
In these tough economic times, many individuals and families are using the legal process of bankruptcy to bring about relief from their debts and stop creditor harassment.
At RJB Law Offices, we want you to understand what bankruptcy is and how it may be employed to your benefit.
Armed with the correct information, you can then make a wise choice regarding your financial situation.
There are many ways to debt relief, such as foreclosure on a home, loan modification and others.
We understand, however, that what is best for one individual may not be right for another.
At RJB Law Offices, we want you to understand what bankruptcy is and how it may be employed to your benefit.
Armed with the correct information, you can then make a wise choice regarding your financial situation.
There are many ways to debt relief, such as foreclosure on a home, loan modification and others.
We understand, however, that what is best for one individual may not be right for another.
Similar to other types of bankruptcy, Chapter 7 is intended to provide you with a fresh start in your financial affairs.
At RJB Law Offices, we frequently get asked, "Is bankruptcy right for me?"
There is no one right answer to that question.
Each person we see is a unique individual that has a different financial situation.
We do work diligently to provide clients with factual information regarding what bankruptcy is and how it works.
Chapter 7 is a specific type of bankruptcy that is commonly used by people that do not have a relatively high income and don't have large amounts of property.
At RJB Law Offices, we frequently get asked, "Is bankruptcy right for me?"
There is no one right answer to that question.
Each person we see is a unique individual that has a different financial situation.
We do work diligently to provide clients with factual information regarding what bankruptcy is and how it works.
Chapter 7 is a specific type of bankruptcy that is commonly used by people that do not have a relatively high income and don't have large amounts of property.
Through Chapter 13 you can adjust your debts to retain your property and pay off your debts over a specified amount of time, usually 3-5 years.
The essential element in any Chapter 13 proceeding is a repayment plan.
If done correctly, this will satisfy the demands of your creditors and prevent harassment while putting you in control of your finances.
The bankruptcy process is governed by specific regulations and can become complex.
At RJB Law Offices, we have assisted thousands of good, hard-working people through financial stress.
The essential element in any Chapter 13 proceeding is a repayment plan.
If done correctly, this will satisfy the demands of your creditors and prevent harassment while putting you in control of your finances.
The bankruptcy process is governed by specific regulations and can become complex.
At RJB Law Offices, we have assisted thousands of good, hard-working people through financial stress.
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