Joshua B. Sanfield is an experienced and accomplished bankruptcy attorney. He handles representation at all stages of a bankruptcy case including initial client consultations, representation at various hearings, preparation and drafting of motions and briefs, settlement negotiations, depositions, and oral arguments before all bankruptcy judges for the Eastern District of Michigan.
Joshua B. Sanfield has represented clients in complex bankruptcy appeals cases at the U.S. District Court for the Eastern District of Michigan. Elaine attended Michigan State University, where she received her Bachelor of Arts degree in Social Science Multidisciplinary Pre-Law in 1990. She received her Juris Doctor from Wayne State University School of Law in 1993.
Elaine has been practicing in the area of consumer bankruptcy for over a decade and has helped thousands of clients get a fresh start. Gary Sanfield is an experienced, aggressive, and effective Michigan Criminal Defense attorney with over 35 years of experience.
Joshua B. Sanfield has represented clients in complex bankruptcy appeals cases at the U.S. District Court for the Eastern District of Michigan. Elaine attended Michigan State University, where she received her Bachelor of Arts degree in Social Science Multidisciplinary Pre-Law in 1990. She received her Juris Doctor from Wayne State University School of Law in 1993.
Elaine has been practicing in the area of consumer bankruptcy for over a decade and has helped thousands of clients get a fresh start. Gary Sanfield is an experienced, aggressive, and effective Michigan Criminal Defense attorney with over 35 years of experience.
Services
Have you ever heard a friend, family member or someone on television mention the term loan modification but never really understood what exactly it meant or if it could be of assistance to you?
A loan modification is when you, the borrower, and your mortgage company agree to restructure your loan to make it more manageable for you.
This can be done in a number of ways, depending upon your particular situation.
Some of the benefits a loan modification can achieve for a homeowner include the lowering of your interest rate, the reduction of your ongoing, monthly mortgage payment, the deferment or forgiveness of missed mortgage payments resulting in the cancellation of a foreclosure sale and even a reduction in the total balance owed on your mortgage!
A loan modification is when you, the borrower, and your mortgage company agree to restructure your loan to make it more manageable for you.
This can be done in a number of ways, depending upon your particular situation.
Some of the benefits a loan modification can achieve for a homeowner include the lowering of your interest rate, the reduction of your ongoing, monthly mortgage payment, the deferment or forgiveness of missed mortgage payments resulting in the cancellation of a foreclosure sale and even a reduction in the total balance owed on your mortgage!
If your income has been drastically reduced or if your mortgage is no longer manageable and you are unable to pay, a short sale may make sense in your case.
Can you find a buyer ready to buy your home but for less than you owe on your mortgage?
Both you and the bank are aware that your home may be worth less than when you bought it.
If the bank approves the sale (and you must have their approval), you may be able to arrange a short sale that satisfies your mortgage obligation.
This is a great alternative to foreclosure because it reduces the costs of additional fees and costs to both the borrower and lender.
Can you find a buyer ready to buy your home but for less than you owe on your mortgage?
Both you and the bank are aware that your home may be worth less than when you bought it.
If the bank approves the sale (and you must have their approval), you may be able to arrange a short sale that satisfies your mortgage obligation.
This is a great alternative to foreclosure because it reduces the costs of additional fees and costs to both the borrower and lender.
Did you know that if you are unable to work for medical reasons that you may be entitled to receive social security disability benefits from the government?
While it is fairly simple to file a claim with the Social Security Administration for disability benefits, these applications are often denied for a variety of reasons.
The Social Security disability determination system favors appellants, but is unkind to applicants.
Nationally, two-thirds of applications are denied, but more than half of claimants who appeal are found disabled.
While it is fairly simple to file a claim with the Social Security Administration for disability benefits, these applications are often denied for a variety of reasons.
The Social Security disability determination system favors appellants, but is unkind to applicants.
Nationally, two-thirds of applications are denied, but more than half of claimants who appeal are found disabled.
Your life can be deeply impacted by wage and bank garnishments.
We are here to help.
The experienced attorneys at Sanfield Law stop garnishments and frequently get back the money that was previously garnished by the creditor.
If your wages have been garnished, call the expert lawyers at Sanfield Law today for a free consultation 1-586-573-9000.
We are here to help.
The experienced attorneys at Sanfield Law stop garnishments and frequently get back the money that was previously garnished by the creditor.
If your wages have been garnished, call the expert lawyers at Sanfield Law today for a free consultation 1-586-573-9000.
If You Need a Chapter 7 or Chapter 13 Bankruptcy Attorney, He is Your Guy!
I want to thank Mr. Sanfield for taking the time to speak with me about my Chapter 13 Bankruptcy case.
I have spoken to a few bankruptcy attorneys and none of them come close to Joshua.
He returned my call at the exact time he said he would.
He listened to my problems and had answers to my questions.
This is also the only attorney I spoke with that didn't sound like I was an unwanted interruption in their day.
If you need a Chapter 7 or Chapter 13 bankruptcy attorney he is your guy! Thanks again for all your help!
I want to thank Mr. Sanfield for taking the time to speak with me about my Chapter 13 Bankruptcy case.
I have spoken to a few bankruptcy attorneys and none of them come close to Joshua.
He returned my call at the exact time he said he would.
He listened to my problems and had answers to my questions.
This is also the only attorney I spoke with that didn't sound like I was an unwanted interruption in their day.
If you need a Chapter 7 or Chapter 13 bankruptcy attorney he is your guy! Thanks again for all your help!
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