Commonwealth Advisory Group
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Estate Planning Attorney Philip C. Amaru, and Executive Director Laureen Vaughn founded Commonwealth Advisory Group in 1992 to help elders and their families preserve valuable - but oftentimes vulnerable - assets when facing the challenges and complexities of nursing home Medicaid care.

Since that time, Commonwealth Advisory Group is pleased to have helped thousands of clients in Massachusetts protect their assets from nursing home Medicaid, both prior to admission and when a loved one has already been admitted to a nursing home.Estate Planning Attorney Philip C. Amaru and Executive Director Laureen Vaughn founded Commonwealth Advisory Group in 1992 to assist elders and their families preserve their assets when faced with nursing home care.

Our mission is to help seniors and their families protect their hard-earned assets. We are not investment advisors or financial planners. Our overarching goal is to help you and your family protect what you have worked a lifetime to obtain - property, retirement savings, insurance policies, investments and more.
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We have helped thousands of clients with nursing home asset protection and estate planning.
Since 1992, Elder Law Attorney Philip C. Amaru and Executive Director Laureen Vaughn of Commonwealth Advisory Group have effectively assisted thousands of elders and their families looking to preserve assets when facing the oftentimes mysterious and intimidating prospect of nursing home Medicaid care.
Since the early 90's, the dedicated Commonwealth Advisory Group team of experts has helped many clients protect assets from nursing home Medicaid, both prior to admission and when a loved one has already been admitted to a nursing home.
We have helped thousands of clients with nursing home asset protection and estate planning.
Attorney Philip C. Amaru and Executive Director Laureen Vaughn are expert's in interpreting and implementing Medicare and MA Medicaid regulations.
The Medicaid application is lengthy and cumbersome.
Most people are understandably unfamiliar with Medicaid nursing home regulations and the recent regulatory changes associated with them.
We are experts in this area and can help you in many meaningful ways.
Our mission is to help seniors and their families protect their valuable and hard-earned assets.
Estate Planning Attorney, Philip Amaru has helped thousands of clients with trust and estate planning to protect their assets from the high cost of nursing home care.
Estate planning is preparing for the distribution of an individual's property upon his or her death.
Thre main goal of proper estate planning is to avoid complicated legal processes (i.e., probate), minimize or eliminate unnecessary conflict between family members, and reduce the amount of taxes taken by the government.
Massachusetts Estate Planning Attorney Philip C. Amaru can help further your goals by creating legal vehicles such as wills, trusts, and joint ownership of property documents.
Please take a moment to read these case studies to see how the team at Commonwealth Advisory Group has helped people like you successfully find appropriate and meaningful answers to the same types of questions and concerns you currently face.
Currently in a nursing home, Evelyn was always the rock of her family.
For her, home and family were unquestionably the top priorities.
Her family adored and loved her.
After her husband passed away a few years ago, she enlisted some estate planning help and sincerely thought that everything was covered.
Medicare is health insurance for people aged 65 and over.
Medicare provides payment for medical expenses for illnesses, but does not cover long-term custodial care in nursing homes or adult care homes.
In addition, medicare will provide assistance only for a maximum of 100 days (assuming that certain conditions are met).
Medicare does not pay for what is specifically termed "custodial care."
Custodial care is the type of care most people receive in nursing homes.
This means that not all nursing home residents receive the maximum 100 days of coverage.
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