I am a bankruptcy attorney currently residing in the Palm Springs/Palm Desert area and I serve all surrounding cities in Riverside County. I exclusively practice bankruptcy law but also do debt settlement and FDCPA cases which are all related to a debtors practice. I am also a Palm Springs bankruptcy attorney who is licensed in all of the four federal districts in California so I will take cases from anywhere in California as long as you have access to a fax or scanner.
Being a bankruptcy attorney in California and focusing on the Riverside and San Bernardino Counties I have seen how deteriorating home prices have really put people in financial strain and have led many to seek bankruptcy protection. Without the access to home equity lines of credit, people who had previously managed debt well have been put in a tough predicament.
Credit card companies have raised interest rates and lowered credit limits at the same time which has put a lot of my clients over the edge. Once a payment is missed default rates can jump as high as 30% which then makes their debt unmanageable.
Being a bankruptcy attorney in California and focusing on the Riverside and San Bernardino Counties I have seen how deteriorating home prices have really put people in financial strain and have led many to seek bankruptcy protection. Without the access to home equity lines of credit, people who had previously managed debt well have been put in a tough predicament.
Credit card companies have raised interest rates and lowered credit limits at the same time which has put a lot of my clients over the edge. Once a payment is missed default rates can jump as high as 30% which then makes their debt unmanageable.
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