Due to the many mistakes exploited by banks, mortgage companies, and other financial institutions our economy is experiencing a perfect storm which has affected the credit worthiness of millions of individuals living in this country. You may be one of these individuals unable to meet your financial obligations due to circumstances beyond your control.
Whether you lost your job, fell behind in your mortgage, are getting divorced, or are experiencing some other financial set back, there is a way to cope with unpaid debt, creditor collections, car repossession, and home foreclosures. Our legal services are directed towards individuals or businesses who are experiencing financial difficulties.
These services include the areas of bankruptcy (chapters 7, 11 and 13), civil defense, mortgage refinancing, creditor/debtor negotiation, foreclosure defense, landlord/tenant matters, ejectment, and mortgage modification.It is important to hire an experienced bankruptcy attorney for a legal fee that is affordable.
Whether you lost your job, fell behind in your mortgage, are getting divorced, or are experiencing some other financial set back, there is a way to cope with unpaid debt, creditor collections, car repossession, and home foreclosures. Our legal services are directed towards individuals or businesses who are experiencing financial difficulties.
These services include the areas of bankruptcy (chapters 7, 11 and 13), civil defense, mortgage refinancing, creditor/debtor negotiation, foreclosure defense, landlord/tenant matters, ejectment, and mortgage modification.It is important to hire an experienced bankruptcy attorney for a legal fee that is affordable.
Services
We are a debt relief agency.
We help people file for relief under the Bankruptcy Code.
The information on this website is for informational purposes only and not intended to be legal advice.
You should not act of rely upon this information without consulting an attorney to discuss your specific legal concerns.
We help people file for relief under the Bankruptcy Code.
The information on this website is for informational purposes only and not intended to be legal advice.
You should not act of rely upon this information without consulting an attorney to discuss your specific legal concerns.
You owe your credit card company a payment for over 60 days, whether you have a good reason or not, what can you expect?.
The collection process is as much an exercise in consumer psychology as it is in Philadelphia debt collection.
An experienced debt collector, will use all means at his disposal to convince you, that failure to keep up your installment payments, will have such an adverse effect on your credit worthiness, that you would be committing credit suicide.
Is this accurate?
Of course not.
The collection process is as much an exercise in consumer psychology as it is in Philadelphia debt collection.
An experienced debt collector, will use all means at his disposal to convince you, that failure to keep up your installment payments, will have such an adverse effect on your credit worthiness, that you would be committing credit suicide.
Is this accurate?
Of course not.
You filed your Pennsylvania Federal and State income taxes on time but were unable to pay your tax bill.
Time has passed and now the Internal Revenue Service and the Pennsylvania Department of Revenue is pressuring you to satisfy these obligations.
A law suit is filed or efforts are made to "garnish your wages".
Do you have alternatives to stop the law suit, stop the wage garnishment, and possibly eliminate the taxes owed on your account?
YES, this can become a reality, if you act promptly.
Attorney, Michael A. Latzes, has assisted numerous individuals with these exact problems, saving families from paying past income taxes and eliminating the aggressive collection practices from the tax man.
Time has passed and now the Internal Revenue Service and the Pennsylvania Department of Revenue is pressuring you to satisfy these obligations.
A law suit is filed or efforts are made to "garnish your wages".
Do you have alternatives to stop the law suit, stop the wage garnishment, and possibly eliminate the taxes owed on your account?
YES, this can become a reality, if you act promptly.
Attorney, Michael A. Latzes, has assisted numerous individuals with these exact problems, saving families from paying past income taxes and eliminating the aggressive collection practices from the tax man.
If you fell behind with your Pennsylvania mortgage payments and have been sued in State Court, you may find that your best option is to retain counsel to file a defense to the law suit.
Attorney, Michael A. Latzes can assist you with such a defense to your mortgage company's foreclosure action.
Consumer protection laws may give you a viable argument to contest the law suit, resulting in reduced charges, reduced mortgage payments and in rare situations, elimination of your outstanding mortgage balance.
Attorney, Michael A. Latzes can assist you with such a defense to your mortgage company's foreclosure action.
Consumer protection laws may give you a viable argument to contest the law suit, resulting in reduced charges, reduced mortgage payments and in rare situations, elimination of your outstanding mortgage balance.
Should you incur substantial medical expenses in Philadelphia or surrounding areas due to an accident or illness you may find that payment of these liabilities are far in excess of your ability to pay.
If you were lucky enough to afford health insurance ( through your employer or elsewhere ) there are those situations when your insurer fails to provide adequate coverage or refuses to provide coverage at all.
Chapters 7 and 13 allow you the opportunity to eliminate or substantially reduce this debt and obtain a fresh start.
If you were lucky enough to afford health insurance ( through your employer or elsewhere ) there are those situations when your insurer fails to provide adequate coverage or refuses to provide coverage at all.
Chapters 7 and 13 allow you the opportunity to eliminate or substantially reduce this debt and obtain a fresh start.
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