Law Firm Of Robert J Corcoran
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Citrus County bankruptcy lawyer leading you out of financial slavery & into financial freedom. We will relieve you from stress, taking on all the complicated legal work and ensuring everything goes as smoothly as possible. If you are facing debt collectors, harassing phone calls, lawsuits, credit card debt, medical debt, or back taxes bankruptcy may be right for you.

Including: Citrus, Marion, Hernando, Levy, and Sumter counties and the towns of Crystal River, Inverness, Beverly Hills, Homosassa Springs, Lecanto, Hernando, Floral City, Ocala, Dunnellon, Inglis, Yankeetown, Red Level, Holder, and other surrounding areas. We've wiped out over $100 million in cumulative outstanding debt in personal and corporate cases, let us wipe out your debt too!.
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We are committed to helping debt laden Americans erase their debts through our nation's constitutionally based bankruptcy laws.
With over 25 years of experience, Robert J. Corcoran has assisted clients in wiping out over 100 million dollars in cumulative outstanding debt.
We handle personal and corporate bankruptcy cases under Chapter 7 and also Chapter 13.
The Law Firm of Robert J. Corcoran, P.A. represents clients in west central Florida including: Citrus, Marion, Hernando, Levy, and Sumter counties and the towns of Crystal River, Inverness, Beverly Hills, Homosassa, Homosassa Springs, Lecanto, Hernando, Floral City, Ocala, Dunnellon, Inglis, Yankeetown, Red Level, and Holder and others.
Please bring the following items to your initial free bankruptcy consultation appointment if you have them.
If you don't have an item or it does not pertain to you, then of course you need not bring it.
If you have one already, your credit report otherwise it's not necessary to pull one for the consultation.
If you are unable to bring any of the above items, please keep your free consultation appointment because we can go by your memory for the consultation and obtain necessary items later for verification purposes.
Bankruptcy is a legal way to discharge debts.
Bankruptcy has biblical precedent.
Look at the "Jubilee Year" and the forgiveness of debt found in the bible in Deut.
Chapter 15 and other places.
In lieu of a jubilee, U.S. law as mandated in the Constitution provides for bankruptcy relief from creditors.
When a person receives a bankruptcy discharge, they are forever relieved from liability for most debts incurred before the bankruptcy was filed.
The purpose of bankruptcy is to give you a "fresh start" and the bankruptcy code is interpreted by the courts to give effect to these words.
Chapter 7 is designed for people who are having financial difficulties and are not able to re-pay their debts.
Under Chapter 7, you can usually exempt, or keep, most or all of your assets under Florida law, or, if you have not lived in Florida for the past two years, under the state's exemption law that applies to your case.
Most retirement accounts and pensions are also exempt.
Secured property, normally your car and house, may not have any net equity or is otherwise exempt, in which case you can keep it as well.
Chapter 13 is a valuable tool that lets you catch up overdue mortgage or car payments, taxes and domestic support obligations.
It also applies where you have the ability to repay some or all of your debts over time.
Under Chapter 13, you keep all of your property, both exempt and non-exempt, as long as you resume making your regular payments on secured debt and keep current under the repayment plan that you propose.
A repayment plan typically lasts for anywhere from three to five years.
After completing the repayment plan, your remaining unpaid unsecured debts are discharged with the exception of certain types of debts such as child support, alimony, some taxes, student loans, criminal restitution, and debts for death or personal injury caused by operating vehicles while intoxicated with alcohol or drugs.
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