In honor of your service, all current and former military members receive a 15% discount on attorney fees. My practice is solely limited to consumer bankruptcy and family law. By concentrating my areas of practice, I have developed the experience and expertise necessary to guide you through this difficult process and the efficiency to handle your case with minimal cost and as quickly as possible.
I try to live my life, and conduct my affairs as an attorney, treating people the way I would want to be treated, the way I would want my friends or relatives to be treated, with respect, patience, and dignity. Awesome experience from beginning to end. I had an intimidating amount of IRS debt, and no idea how to handle it. The thought of taking on the IRS by myself gave me anxiety.
I had spoken with a few settle your tax debt for pennies on the dollar people, and not only were they extremely expensive, I felt like they were over promising and being unrealistic (Aka pay us $4k and the IRS will accept a settlement of $250 even though you own property with equity - not realistic).
I try to live my life, and conduct my affairs as an attorney, treating people the way I would want to be treated, the way I would want my friends or relatives to be treated, with respect, patience, and dignity. Awesome experience from beginning to end. I had an intimidating amount of IRS debt, and no idea how to handle it. The thought of taking on the IRS by myself gave me anxiety.
I had spoken with a few settle your tax debt for pennies on the dollar people, and not only were they extremely expensive, I felt like they were over promising and being unrealistic (Aka pay us $4k and the IRS will accept a settlement of $250 even though you own property with equity - not realistic).
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Please is advised this Web site has been prepared for general information purposes only.
The information on this Web site is not legal advice.
Legal advice is dependent upon the specific circumstances of each situation.
Also, the law may vary from state to state, so that some information in this Website may not be correct for your jurisdiction.
Finally, the information contained in this Website is not guaranteed to be up to date.
Links to third-party websites are provided for convenience and for general information purposes only.
The information on this Web site is not legal advice.
Legal advice is dependent upon the specific circumstances of each situation.
Also, the law may vary from state to state, so that some information in this Website may not be correct for your jurisdiction.
Finally, the information contained in this Website is not guaranteed to be up to date.
Links to third-party websites are provided for convenience and for general information purposes only.
Not everybody has a willy-nilly choice between chapter 7 and Chapter 13 - it supposed to be a function of your budget.
If you can't afford to pay your creditors, you should file chapter 7, and if you can, you should file chapter 13.
Some people are in that middle range where they do have the choice.
In general, as between the two I generally steer people into a chapter 7 unless that is either impossible due to high income, too costly due to nonexempt assets, and/or there are other compelling reasons to file a chapter 13.
If you can't afford to pay your creditors, you should file chapter 7, and if you can, you should file chapter 13.
Some people are in that middle range where they do have the choice.
In general, as between the two I generally steer people into a chapter 7 unless that is either impossible due to high income, too costly due to nonexempt assets, and/or there are other compelling reasons to file a chapter 13.
It takes about 15 minutes to complete and doesn't need to be exact - while it's helpful if you can verify balances and values, it's OK to just fill it out with information to the best of your knowledge, off the top of your head.
If you have not scheduled an appointment, you may fill this out, and either schedule an appointment online or call us to schedule, or we can call you.
Even if you don't want to file bankruptcy, this information is helpful in analyzing your options.
Please fill in the information regarding your spouse if you live together, even if your spouse will not be filing.
If you have not scheduled an appointment, you may fill this out, and either schedule an appointment online or call us to schedule, or we can call you.
Even if you don't want to file bankruptcy, this information is helpful in analyzing your options.
Please fill in the information regarding your spouse if you live together, even if your spouse will not be filing.
Filing for bankruptcy can be a difficult decision and a complex process.
We're ready to help!
We have over 30 years of bankruptcy experience.
Our services are tailored to your situation and provide affordable, courteous and individual attention in a dignified manner.
Your information is 100% safe and will not be shared, sold or traded.
We use this information solely to respond to your inquiry.
Simply complete the questionnaire below and click Send.
We'll review your information and get back as quickly as possible, which may be within minutes.
We're ready to help!
We have over 30 years of bankruptcy experience.
Our services are tailored to your situation and provide affordable, courteous and individual attention in a dignified manner.
Your information is 100% safe and will not be shared, sold or traded.
We use this information solely to respond to your inquiry.
Simply complete the questionnaire below and click Send.
We'll review your information and get back as quickly as possible, which may be within minutes.
A realtor will definitely tell you a short sale is better.
But keep in mind that a realtor makes money by getting clients and selling houses.
While there is nothing wrong with that, and I have nothing against realtors, realtors are trained to.
This usually means that you are getting toward the end of the collection cycle, that you have not had the money to pay your unsecured bills for at least a year, that your credit is probably shot, and it is probably time to call me.
When a person is facing foreclosure, most of the time they have already tried to modify their loan and were turned down.
But keep in mind that a realtor makes money by getting clients and selling houses.
While there is nothing wrong with that, and I have nothing against realtors, realtors are trained to.
This usually means that you are getting toward the end of the collection cycle, that you have not had the money to pay your unsecured bills for at least a year, that your credit is probably shot, and it is probably time to call me.
When a person is facing foreclosure, most of the time they have already tried to modify their loan and were turned down.
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