At Honsalek Law, we focus on your individual situation, making sure that you're advised of all your options. We offer free consultations so that we can get to know you and your family well enough to help you decide which options may work for you. We take the time to give you individual, personalized attention during this difficult time in your life.
We devote 100% of our law practice to bankruptcy and consumer rights. Unlike other law firms, when you hire Honsalek Law, you are getting a specialist firm. In today's complex legal world, a specialist is what you want. You wouldn't go to your family doctor if you needed heart surgery, so don't go to just any lawyer when you need a bankruptcy or help dealing with oppressive debt.
The U.S. Bankruptcy Code is one of the most detailed and nuanced areas of the law. If you're not in it 100%, it's easy to miss opportunities and make mistakes. We've had clients come to us from other firms and were able to get them into a chapter 13 plan with lower payments, or even get them a full chapter 7 discharge when they didn't think it was an option!
We devote 100% of our law practice to bankruptcy and consumer rights. Unlike other law firms, when you hire Honsalek Law, you are getting a specialist firm. In today's complex legal world, a specialist is what you want. You wouldn't go to your family doctor if you needed heart surgery, so don't go to just any lawyer when you need a bankruptcy or help dealing with oppressive debt.
The U.S. Bankruptcy Code is one of the most detailed and nuanced areas of the law. If you're not in it 100%, it's easy to miss opportunities and make mistakes. We've had clients come to us from other firms and were able to get them into a chapter 13 plan with lower payments, or even get them a full chapter 7 discharge when they didn't think it was an option!
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Brandon strives to be a great listener, counselor, and advocate, in that order.
He obtained his bachelor's degree from Georgia State University, magna cum laude, and then went on to graduate in the top half of his class at the University of Georgia School of Law.
Prior to graduation from law school Brandon excelled in his externship which landed him a job as an Assistant District Attorney for the Alcovy Judicial Circuit.
While at the DA's office, Brandon grew comfortable in the courtroom, successfully obtaining winning jury verdicts in all but his very first trial.
He obtained his bachelor's degree from Georgia State University, magna cum laude, and then went on to graduate in the top half of his class at the University of Georgia School of Law.
Prior to graduation from law school Brandon excelled in his externship which landed him a job as an Assistant District Attorney for the Alcovy Judicial Circuit.
While at the DA's office, Brandon grew comfortable in the courtroom, successfully obtaining winning jury verdicts in all but his very first trial.
The team here at Debt Freedom GA can help you achieve freedom from debt, but there's only one way to get total freedom in all areas of your life.
It's by putting your faith in Jesus Christ and submitting to Him as the Lord of your life.
We are all bound by sin, which is our tendency to give in to wrongful desires that hurt us, hurt others, and separate us from God.
The Bible teaches that until we surrender our lives to Jesus, we are slaves to sin (Romans 6).
The only way to get freedom from sin and overcome our evil desires is to repent, turn from sin, and ask God for forgiveness.
It's by putting your faith in Jesus Christ and submitting to Him as the Lord of your life.
We are all bound by sin, which is our tendency to give in to wrongful desires that hurt us, hurt others, and separate us from God.
The Bible teaches that until we surrender our lives to Jesus, we are slaves to sin (Romans 6).
The only way to get freedom from sin and overcome our evil desires is to repent, turn from sin, and ask God for forgiveness.
If you are facing substantial debt, you should seriously consider bankruptcy as an option.
In many cases, bankruptcy can completely erase the majority of your debt with very little time or expense, while allowing you to keep your house, car, and personal belongings.
It really can be a miraculous solution for many people.
The U.S. Bankruptcy Code is a set of federal laws that were designed with you in mind, the honest but unfortunate debtor, to give you a fresh start in your financial life.
There are two types of bankruptcy available to individuals, a chapter 7 bankruptcy and a chapter 13 bankruptcy.
In many cases, bankruptcy can completely erase the majority of your debt with very little time or expense, while allowing you to keep your house, car, and personal belongings.
It really can be a miraculous solution for many people.
The U.S. Bankruptcy Code is a set of federal laws that were designed with you in mind, the honest but unfortunate debtor, to give you a fresh start in your financial life.
There are two types of bankruptcy available to individuals, a chapter 7 bankruptcy and a chapter 13 bankruptcy.
Chapter 7 bankruptcy is the most common type of consumer bankruptcy.
It is what is commonly known as the "fresh start" bankruptcy.
Filing for chapter 7 gives you debt freedom and a fresh start by completely wiping out almost all of your unsecured debt, including credit cards, medical bills, personal loans, and even older tax debt.
The entire process takes only 3-4 months.
With the help of an experienced bankruptcy attorney, chapter 7 is a fairly quick and painless process.
For many people with substantial debt, a chapter 7 bankruptcy is a much better option than a debt consolidation loan or other debt repayment assistance programs.
It is what is commonly known as the "fresh start" bankruptcy.
Filing for chapter 7 gives you debt freedom and a fresh start by completely wiping out almost all of your unsecured debt, including credit cards, medical bills, personal loans, and even older tax debt.
The entire process takes only 3-4 months.
With the help of an experienced bankruptcy attorney, chapter 7 is a fairly quick and painless process.
For many people with substantial debt, a chapter 7 bankruptcy is a much better option than a debt consolidation loan or other debt repayment assistance programs.
A Chapter 13 Bankruptcy is basically a repayment plan, kind of like a debt consolidation, but with some big advantages over a normal consolidation loan.
The idea is that you are going to pay back some portion of the debt you owe over 3-5 years.
The amount you have to pay will be determined by either your assets or your income.
In many cases people only have to pay a fraction of the total amount they owe.
All of your debts are usually included in the Chapter 13 repayment plan and it simplifies things so you only have one monthly payment.
The idea is that you are going to pay back some portion of the debt you owe over 3-5 years.
The amount you have to pay will be determined by either your assets or your income.
In many cases people only have to pay a fraction of the total amount they owe.
All of your debts are usually included in the Chapter 13 repayment plan and it simplifies things so you only have one monthly payment.
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