We are glad you are here! We hope that this web site will prove to be a valuable tool to gain knowledge about all aspects of consumer credit law. Our office has been assisting thousands of Long Islanders get back on their feet financially since 1991 by using the Federal bankruptcy laws to their advantage. If we can't help you, nobody can. Our LI bankruptcy and loan modification attorneys have modified hundreds of mortgages in recent years.
We give all of our clients the personal attention that they deserve. As one of Long Island's top bankruptcy law firms, our team will assist you through every step of the process. Whether you are looking for Chapter 7 or Chapter 13 bankruptcy help, or if you are in need of foreclosure, loan modification, or credit repair, you will always have our full-service team by your side.
Contact the Law Offices of Adam C. Gomerman today for a free consultation. When most people think of bankruptcy, they are thinking of what is called a Chapter 7 bankruptcy. The person owing the money, called the "Debtor" submits information to show all assets (what he or she owns) and all liabilities (what he or she owes).
We give all of our clients the personal attention that they deserve. As one of Long Island's top bankruptcy law firms, our team will assist you through every step of the process. Whether you are looking for Chapter 7 or Chapter 13 bankruptcy help, or if you are in need of foreclosure, loan modification, or credit repair, you will always have our full-service team by your side.
Contact the Law Offices of Adam C. Gomerman today for a free consultation. When most people think of bankruptcy, they are thinking of what is called a Chapter 7 bankruptcy. The person owing the money, called the "Debtor" submits information to show all assets (what he or she owns) and all liabilities (what he or she owes).
Services
The Law Offices of Adam C. Gomerman is proud to be considered a federally designated debt relief agency assisting our clients in filing for consumer bankruptcy under the federal bankruptcy laws.
Our experience in Long Island bankruptcy law is extensive; we have filed thousands of bankruptcy cases.
We are friendly, knowledgeable and affordable and offer easy payment plans.
Our experience in Long Island bankruptcy law is extensive; we have filed thousands of bankruptcy cases.
We are friendly, knowledgeable and affordable and offer easy payment plans.
If you are a Long Island resident looking to file Chapter 7 bankruptcy, there is a detailed process you must follow to qualify and ultimately complete your Chapter 7 bankruptcy discharge.
To be eligible to file Chapter 7 bankruptcy, you must pass a means test, attend credit counseling and complete a debtor education course.
The means test is a state income-based test to determine which type of bankruptcy that a debtor is qualified to file.
Most people with minimal disposable income after paying bills monthly qualify for Chapter 7, but it is determined on a case-by-case basis.
To be eligible to file Chapter 7 bankruptcy, you must pass a means test, attend credit counseling and complete a debtor education course.
The means test is a state income-based test to determine which type of bankruptcy that a debtor is qualified to file.
Most people with minimal disposable income after paying bills monthly qualify for Chapter 7, but it is determined on a case-by-case basis.
Chapter 13 bankruptcy allows for debtors to reorganize their debts and pay some or all of them off without liquidation.
In addition, Chapter 13 is used to allow homeowners to catch up on their mortgage payments when they fall behind and are either in foreclosure or are facing foreclosure.
Chapter 13 takes 3 to 5 years from filing to discharge.
Also known as the "wage earners' bankruptcy", chapter 13 is best for those who have a high income and have creditors who want immediate payment of debts.
In addition, Chapter 13 is used to allow homeowners to catch up on their mortgage payments when they fall behind and are either in foreclosure or are facing foreclosure.
Chapter 13 takes 3 to 5 years from filing to discharge.
Also known as the "wage earners' bankruptcy", chapter 13 is best for those who have a high income and have creditors who want immediate payment of debts.
Are you behind on your mortgage payments?
Has your mortgage company threatened to file a foreclosure action or have you been served with a foreclosure lawsuit?
If you are struggling to pay your mortgage payments, you may be searching for ways to prevent foreclosure and keep your home.
A loan modification can be an alternative to foreclosure.
By modifying your mortgage loan, you may be able to change the terms of your mortgage so that you can keep your home.
The Law Offices of Adam C. Gomerman is a federally designated debt relief agency on Long Island that specializes in providing several services to consumers.
Has your mortgage company threatened to file a foreclosure action or have you been served with a foreclosure lawsuit?
If you are struggling to pay your mortgage payments, you may be searching for ways to prevent foreclosure and keep your home.
A loan modification can be an alternative to foreclosure.
By modifying your mortgage loan, you may be able to change the terms of your mortgage so that you can keep your home.
The Law Offices of Adam C. Gomerman is a federally designated debt relief agency on Long Island that specializes in providing several services to consumers.
There are many positive steps that you can take to get back your good credit after a bankruptcy filing.
We pride ourselves in our long-term commitment to our clients after the bankruptcy is over.
We will assist you in every step of the way in being able to qualify for car loans, mortgage, and Low-interest rate credit soon after your bankruptcy is complete.
In addition, we have a full-service credit repair department that can assist you.
At The Law Offices of Adam C. Gomerman, a Long Island bankruptcy lawyer, we pride ourselves on helping our clients meet their credit score goals.
We pride ourselves in our long-term commitment to our clients after the bankruptcy is over.
We will assist you in every step of the way in being able to qualify for car loans, mortgage, and Low-interest rate credit soon after your bankruptcy is complete.
In addition, we have a full-service credit repair department that can assist you.
At The Law Offices of Adam C. Gomerman, a Long Island bankruptcy lawyer, we pride ourselves on helping our clients meet their credit score goals.
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