Hedtke Law Firm has decades of combined bankruptcy experience to help you during these difficult times. We want you to understand your legal rights and make sound decisions. Bankruptcy is the only opton that can stop foreclosure, silence harassing creditors and permanently eliminate your debt. With Chapter 7, most debts are completely discharged, while you keep your home and cars.
Chapter 13 can let you arrange to make up the back payments on your home over time, without needing the bank's approval. If you have received a Notice of Default and are facing foreclosure, don't delay, contact us and speak to Hedtke Law Firm today. We can immediately stop your foreclosure while you stay in your home. Hedtke Law Offices takes the time to educate our clients on the advantages and options available with Probate, Probate Avoidance, Estate & Probate Administration, and the Estate Planning process.
Probate is a legal process that occurs after someone dies. It includes validating a will in court, identifying / inventorying / appraising the deceased person's property, paying debts and taxes, and distributing the remaining property as the will or law directs.
Chapter 13 can let you arrange to make up the back payments on your home over time, without needing the bank's approval. If you have received a Notice of Default and are facing foreclosure, don't delay, contact us and speak to Hedtke Law Firm today. We can immediately stop your foreclosure while you stay in your home. Hedtke Law Offices takes the time to educate our clients on the advantages and options available with Probate, Probate Avoidance, Estate & Probate Administration, and the Estate Planning process.
Probate is a legal process that occurs after someone dies. It includes validating a will in court, identifying / inventorying / appraising the deceased person's property, paying debts and taxes, and distributing the remaining property as the will or law directs.
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Neil R. Hedtke is licensed to practice law in both California and Arizona.
Mr. Hedtke received his Bachelor of Science at the United States Military Academy at West Point, New York in 1992.
After graduating, he served five years in the United States Army as an Engineer Officer and is a graduate of the Airborne and Ranger schools.
Mr. Hedtke attended the University of La Verne College of Law, where he received his Juris Doctor degree.
Prior to opening his own practice, Mr. Hedtke practiced law with several local law firms as an Associate.
Mr. Hedtke received his Bachelor of Science at the United States Military Academy at West Point, New York in 1992.
After graduating, he served five years in the United States Army as an Engineer Officer and is a graduate of the Airborne and Ranger schools.
Mr. Hedtke attended the University of La Verne College of Law, where he received his Juris Doctor degree.
Prior to opening his own practice, Mr. Hedtke practiced law with several local law firms as an Associate.
Chapter 7 bankruptcy in Chino is a "Fresh Start" bankruptcy provided by wiping out most or all of your unsecured debt, such as credit card payments and medical bills.
Contrary to common misunderstandings, you may be allowed to keep all of your possessions.
At Hedtke Law Firm, we can explain your options and guide you in filing Chapter 7 bankruptcy.
Chapter 7 bankruptcy is liquidation.
That means that a bankruptcy trustee will sell ("liquidate") certain property that you own at the time you file the bankruptcy case if not exempted.
Contrary to common misunderstandings, you may be allowed to keep all of your possessions.
At Hedtke Law Firm, we can explain your options and guide you in filing Chapter 7 bankruptcy.
Chapter 7 bankruptcy is liquidation.
That means that a bankruptcy trustee will sell ("liquidate") certain property that you own at the time you file the bankruptcy case if not exempted.
The means test is an evaluation of your income, expenses, and secured debt to see if you qualify for a Chapter 7 bankruptcy.
If your income is above the median income in Massachusetts, you may qualify for Chapter 7; however, you must provide detailed information about your financial situation in order to find out if you qualify.
If your income is above the median income in Southern California, you may still be eligible for Chapter 7 bankruptcy.
If you do not qualify for a Chapter 7 bankruptcy, Hedtke Law Firm can work with you to determine if a Chapter 13 might be a better option.
If your income is above the median income in Massachusetts, you may qualify for Chapter 7; however, you must provide detailed information about your financial situation in order to find out if you qualify.
If your income is above the median income in Southern California, you may still be eligible for Chapter 7 bankruptcy.
If you do not qualify for a Chapter 7 bankruptcy, Hedtke Law Firm can work with you to determine if a Chapter 13 might be a better option.
The first alternative to filing for bankruptcy would be to contact your creditors to arrange a payment plan.
Most creditors are willing to work out some arrangement to repay the debt, so they are able to recover their money back.
However, most often the creditors will want to be paid back in full.
The best thing to do is be honest, and explain your situation, and that you would like to setup a new repayment arrangement and to see if the creditors would be willing to waive fees, interest and possibly principal.
Most creditors are willing to work out some arrangement to repay the debt, so they are able to recover their money back.
However, most often the creditors will want to be paid back in full.
The best thing to do is be honest, and explain your situation, and that you would like to setup a new repayment arrangement and to see if the creditors would be willing to waive fees, interest and possibly principal.
If your small business operation is facing financial instability with no foreseeable resolution on the horizon, don't wait for matters to worsen.
Contact the Hedtke Law Firm.
We are a local bankruptcy law firm serving clients in all of southern CA.
When you think about business bankruptcy, you probably think Chapter 11.
However, for small businesses, Chapter 7 or Chapter 13 filing may be the most appropriate choice for finding debt relief.
If your business is a sole proprietorship, there is no difference between the personal and the corporate filing - you are your company and its financial state is your financial state.
Contact the Hedtke Law Firm.
We are a local bankruptcy law firm serving clients in all of southern CA.
When you think about business bankruptcy, you probably think Chapter 11.
However, for small businesses, Chapter 7 or Chapter 13 filing may be the most appropriate choice for finding debt relief.
If your business is a sole proprietorship, there is no difference between the personal and the corporate filing - you are your company and its financial state is your financial state.
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