Tyler, Bartl & Ramsdell, P.L.C. is a well-known bankruptcy firm serving the entire northern Virginia area. Located in Alexandria, Virginia since 1986, our firm specializes in all forms of bankruptcy cases and proceedings, and provides assistance to individuals and businesses seeking financial relief under Chapter 7, 11, 12, or 13. Robert O. Tyler and Richard A. Bartl formed the firm with two others in 1986.
Robert Tyler served as a Chapter 7 panel trustee until his retirement in 2016, and Richard Bartl served as a Chapter 7 panel trustee until his retirement in 2013. Steve Ramsdell joined the firm in 1993, after having served as the judicial law clerk for the Honorable Martin V.B. Bostetter, Jr., Chief Judge of the U.S. Bankruptcy Court for the Eastern District of Virginia, Alexandria Division.
Representation of debtors, trustees, creditors, and other parties in interest (such as asset purchasers) in bankruptcy cases. Bankruptcy litigation, including adversary proceedings (such as nondischargeability cases) and contested matters (such as motions for relief from stay, objections to exemptions, motions to assume or reject executory contracts, motions to sell assets, and Chapter 11 and Chapter 13 plan litigation).
Robert Tyler served as a Chapter 7 panel trustee until his retirement in 2016, and Richard Bartl served as a Chapter 7 panel trustee until his retirement in 2013. Steve Ramsdell joined the firm in 1993, after having served as the judicial law clerk for the Honorable Martin V.B. Bostetter, Jr., Chief Judge of the U.S. Bankruptcy Court for the Eastern District of Virginia, Alexandria Division.
Representation of debtors, trustees, creditors, and other parties in interest (such as asset purchasers) in bankruptcy cases. Bankruptcy litigation, including adversary proceedings (such as nondischargeability cases) and contested matters (such as motions for relief from stay, objections to exemptions, motions to assume or reject executory contracts, motions to sell assets, and Chapter 11 and Chapter 13 plan litigation).
Services
When individuals and businesses face severe financial problems, exploring available bankruptcy options may be a sound choice.
Chapter 7: Liquidation of assets for individuals and businesses, also known as "straight bankruptcy.".
Chapter 11: Rehabilitation or reorganization of finances, used mostly by businesses of all types.
Tyler, Bartl & Ramsdell, P.L.C. is located in Alexandria and provides bankruptcy services for residents and businesses throughout northern Virginia.
Please contact us to discuss your options and alternatives.
Chapter 7: Liquidation of assets for individuals and businesses, also known as "straight bankruptcy.".
Chapter 11: Rehabilitation or reorganization of finances, used mostly by businesses of all types.
Tyler, Bartl & Ramsdell, P.L.C. is located in Alexandria and provides bankruptcy services for residents and businesses throughout northern Virginia.
Please contact us to discuss your options and alternatives.
This chapter of bankruptcy does not include a repayment plan as is the case with Chapters 11 or 13.
However, while most debts are discharged, you may choose to continue payments on secured debts, such as home mortgages or vehicle loans, in order to retain the collateral.
Contemplating bankruptcy can certainly be stressful.
Contrary to popular belief, bankruptcy does not mean an end to your financial well-being.
Instead, when utilized appropriately, it provides a financial fresh start, free from the burdens of existing debt.
However, while most debts are discharged, you may choose to continue payments on secured debts, such as home mortgages or vehicle loans, in order to retain the collateral.
Contemplating bankruptcy can certainly be stressful.
Contrary to popular belief, bankruptcy does not mean an end to your financial well-being.
Instead, when utilized appropriately, it provides a financial fresh start, free from the burdens of existing debt.
Chapter 11 allows for the restructuring of debts and is often referred to as a reorganization case.
Chapter 11 is most commonly filed by companies but may be used by individuals in certain cases.
When businesses, whether they be large corporations or single-member LLCs, are unable to pay their debts as they become due, Chapter 11 provides an opportunity to reorganize.
In contrast to Chapter 7, which provides for the termination of a business and the liquidation of its estate, Chapter 11 allows for the reorganization of debt so that the entity can remain in business as a going concern.
Chapter 11 is most commonly filed by companies but may be used by individuals in certain cases.
When businesses, whether they be large corporations or single-member LLCs, are unable to pay their debts as they become due, Chapter 11 provides an opportunity to reorganize.
In contrast to Chapter 7, which provides for the termination of a business and the liquidation of its estate, Chapter 11 allows for the reorganization of debt so that the entity can remain in business as a going concern.
Under Chapter 13, an individual must pay at least a portion of his or her debts under a court-approved repayment plan.
The plan lasts for three to five years and the amount of each monthly payment is based primarily on the individual's disposable monthly income as determined by a bankruptcy budget or, for individuals whose household income exceeds the median in Virginia, a means-test budget.
Individuals whose incomes exceed the amount necessary to qualify for Chapter 7 under the means test may be steered into Chapter 13 instead.
The plan lasts for three to five years and the amount of each monthly payment is based primarily on the individual's disposable monthly income as determined by a bankruptcy budget or, for individuals whose household income exceeds the median in Virginia, a means-test budget.
Individuals whose incomes exceed the amount necessary to qualify for Chapter 7 under the means test may be steered into Chapter 13 instead.
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