The Law Office of Starla J. Hudachek is a debt relief agency. Since 2006, we have been dedicated to assisting the residents of Maryland with Chapter 7 and 13 Bankruptcy, debt settlement, and rebuilding credit. We offer quality services for an affordable fee. Hire us and keep more money in your pocket! All testimonials posted on my website were submitted by former clients of mine through my Avvo profile.
Thank you to everyone for their amazingly kind words! The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice. Viewing this site does not constitute an attorney-client relationship. A formal written agreement must be entered into in order to establish an attorney-client relationship.
Thank you to everyone for their amazingly kind words! The information on this website is for general information purposes only. Nothing on this site should be taken as legal advice. Viewing this site does not constitute an attorney-client relationship. A formal written agreement must be entered into in order to establish an attorney-client relationship.
Services
Since entering private practice in 2006, Starla has concentrated in the area of Consumer Bankruptcy.
She is a compassionate attorney whose mission is to help the residents of Maryland get the fresh start that they deserve.
She has set a high standard for personal client service.
Ms. Hudachek received her Juris Doctor from the University of Baltimore School of Law, with a Magna Cum Laude honor, She earned a Bachelor of Arts in Psychology from Clarion University of Pennsylvania, with a Cum Laude distinction.
She is a compassionate attorney whose mission is to help the residents of Maryland get the fresh start that they deserve.
She has set a high standard for personal client service.
Ms. Hudachek received her Juris Doctor from the University of Baltimore School of Law, with a Magna Cum Laude honor, She earned a Bachelor of Arts in Psychology from Clarion University of Pennsylvania, with a Cum Laude distinction.
Our Main office is located in Timonium off York Rd.
However, we serve all Maryland counties.
We have meeting locations in Baltimore, Greenbelt, Hagerstown and the Eastern Shore and can come to you if necessary.
The information on this website is for general information purposes only.
Nothing on this site should be taken as legal advice.
Viewing this site does not constitute an attorney-client relationship.
A formal written agreement must be entered into in order to establish an attorney-client relationship.
However, we serve all Maryland counties.
We have meeting locations in Baltimore, Greenbelt, Hagerstown and the Eastern Shore and can come to you if necessary.
The information on this website is for general information purposes only.
Nothing on this site should be taken as legal advice.
Viewing this site does not constitute an attorney-client relationship.
A formal written agreement must be entered into in order to establish an attorney-client relationship.
To qualify for a Chapter 7 Bankruptcy, you must be able to show that you can barely afford your living expenses and there is no money left over each month to pay your other bills (credit cards, loans, medical bills, etc).
Your gross household income must also be below Maryland's medium income level for a household of the same size.
This is called passing the means test.
The value of your assets/personal belongings must not exceed a certain number i.e. you have no non-exempt assets.
Lastly, if you filed a chapter 7 before, you can't file another chapter 7 until a full 8 years has passed from the first chapter 7 filing date.
Your gross household income must also be below Maryland's medium income level for a household of the same size.
This is called passing the means test.
The value of your assets/personal belongings must not exceed a certain number i.e. you have no non-exempt assets.
Lastly, if you filed a chapter 7 before, you can't file another chapter 7 until a full 8 years has passed from the first chapter 7 filing date.
Basically, Chapter 13 Bankruptcy is a Court monitored repayment plan.
You keep all of your property and propose a plan to repay all or some of your debts over a 3 to 5 year period.
A payment is made each month to a court-appointed trustee.
Once the Plan is approved and confirmed by the Court, the trustee then disburses the funds to the creditors who filed claims.
To be eligible for a Chapter 13 Bankruptcy, you must have regular monthly income such from sources such as wages, retirement income, business income (self-employed), rental income, alimony, unemployment compensation, social security, disability, VA benefits.
You keep all of your property and propose a plan to repay all or some of your debts over a 3 to 5 year period.
A payment is made each month to a court-appointed trustee.
Once the Plan is approved and confirmed by the Court, the trustee then disburses the funds to the creditors who filed claims.
To be eligible for a Chapter 13 Bankruptcy, you must have regular monthly income such from sources such as wages, retirement income, business income (self-employed), rental income, alimony, unemployment compensation, social security, disability, VA benefits.
For various reasons, bankruptcy is not always the best option.
Maybe you don't qualify for Chapter 7, or you have very little debt, so filing a bankruptcy just doesn't make sense.
Through Debt Settlement, The Law Office of Starla J. Hudachek can help you avoid bankruptcy, while reducing your unsecured debt to a fraction of what you owe, or enable you to pay off your debts in 24 to 48 months with monthly payments you can afford.
Some of your creditors may even agree to do a thing called "re-age your accounts" and bring them to a current status so that your credit score would be boosted right away.
Maybe you don't qualify for Chapter 7, or you have very little debt, so filing a bankruptcy just doesn't make sense.
Through Debt Settlement, The Law Office of Starla J. Hudachek can help you avoid bankruptcy, while reducing your unsecured debt to a fraction of what you owe, or enable you to pay off your debts in 24 to 48 months with monthly payments you can afford.
Some of your creditors may even agree to do a thing called "re-age your accounts" and bring them to a current status so that your credit score would be boosted right away.
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