The purpose of this website is to provide some basic information about bankruptcy law in Iowa so that consumers will be better able to discuss their options with a bankruptcy attorney. You should never rely on a website or any other general information. Rather, you should meet in-person with a lawyer for advice that fits your situation. Filing a Chapter 7 or Chapter 13 bankruptcy case will stop foreclosures, repossessions, and garnishments.
You will find information in this site about what bankruptcy case and cannot do for you, and you are encouraged to speak with an attorney about the details of your situation as soon as you are aware of your financial difficulties. Keep in mind that the information in this site is intended for persons who are considering filing for bankruptcy relief in Iowa.
Residents of other states should seek advice from attorneys licensed in those states. His website is found here: www.iowabankruptcyguide.com/. We recognize our clients have different needs, and wish to meet those needs in ways that are most convenient to them.
You will find information in this site about what bankruptcy case and cannot do for you, and you are encouraged to speak with an attorney about the details of your situation as soon as you are aware of your financial difficulties. Keep in mind that the information in this site is intended for persons who are considering filing for bankruptcy relief in Iowa.
Residents of other states should seek advice from attorneys licensed in those states. His website is found here: www.iowabankruptcyguide.com/. We recognize our clients have different needs, and wish to meet those needs in ways that are most convenient to them.
Services
This article is intended as general information, and not as advice applicable to any person's particular situation.
As such, you should not rely upon this information, but upon the advice of your attorney after fully disclosing the facts.
It is also applicable only to bankruptcy cases filed in the State of Iowa.
Wage garnishment is the main way judgment creditors collect from debtors.
In this case, the county sheriff tells your employer to begin withholding from your paycheck, and to pay those amounts to the sheriff.
As such, you should not rely upon this information, but upon the advice of your attorney after fully disclosing the facts.
It is also applicable only to bankruptcy cases filed in the State of Iowa.
Wage garnishment is the main way judgment creditors collect from debtors.
In this case, the county sheriff tells your employer to begin withholding from your paycheck, and to pay those amounts to the sheriff.
We service the needs of clients statewide, but our main service area is in Eastern Iowa, including the "Corridor" of Cedar Rapids and Iowa City.
Our main office is in Iowa City, which is a short drive for most people in search of quality representation.
If traveling to Iowa City is a hardship, we are happy to arrange meetings at our friends Nazette Marner Nathanson and Shea, 615 2nd Street SW, Cedar Rapids.
One concern shared by most bankruptcy filers is that their bankruptcy filing may be published in a local newspaper.
Our main office is in Iowa City, which is a short drive for most people in search of quality representation.
If traveling to Iowa City is a hardship, we are happy to arrange meetings at our friends Nazette Marner Nathanson and Shea, 615 2nd Street SW, Cedar Rapids.
One concern shared by most bankruptcy filers is that their bankruptcy filing may be published in a local newspaper.
Many people file a bankruptcy by going to a law firm and meeting with a legal assistant for an evaluation and advice.
They pay a small fee, rarely meet a lawyer, and never really understand what is happening or what their options are.
That is NOT the way we treat our clients.
At our firm, you will probably spend at least three hours meeting with your attorney before your case is filed.
You will understand your options.
You will understand the lawyer's advice and the reasons for that advice.
You will be invited to move at your own pace.
They pay a small fee, rarely meet a lawyer, and never really understand what is happening or what their options are.
That is NOT the way we treat our clients.
At our firm, you will probably spend at least three hours meeting with your attorney before your case is filed.
You will understand your options.
You will understand the lawyer's advice and the reasons for that advice.
You will be invited to move at your own pace.
The first option is one we can help you with, but it may only solve a part of your problem, and may only delay the collection process.
Bankruptcy often is the better solution, since it will deal with many of your other debts, too, and will stop the garnishment permanently.
But, you may wonder how can you afford to file a bankruptcy when your paycheck is smaller or your bank account has been frozen?
We recognize this is a problem that prevents people from getting the legal help they need.
We also know that you may be able to get back the money that was taken from your paycheck or bank account, BUT ONLY IF YOU ACT QUICKLY.
Bankruptcy often is the better solution, since it will deal with many of your other debts, too, and will stop the garnishment permanently.
But, you may wonder how can you afford to file a bankruptcy when your paycheck is smaller or your bank account has been frozen?
We recognize this is a problem that prevents people from getting the legal help they need.
We also know that you may be able to get back the money that was taken from your paycheck or bank account, BUT ONLY IF YOU ACT QUICKLY.
We represent a wide variety of people, from the old-fashioned to the tech-savvy.
Once you decide to file a bankruptcy and employ us to help you, we will need a certain amount of documentation from you.
We want to give you options to get those documents to us that best suit your needs and preferences.
If you want to bring us your original tax returns, pay stubs, credit card bills, collection letters, bank statements, and other documents we will need, then we will be happy to take copies and return your originals.
Once you decide to file a bankruptcy and employ us to help you, we will need a certain amount of documentation from you.
We want to give you options to get those documents to us that best suit your needs and preferences.
If you want to bring us your original tax returns, pay stubs, credit card bills, collection letters, bank statements, and other documents we will need, then we will be happy to take copies and return your originals.
Reviews
Be the first to review Steven G. Klesner.
Write a Review
