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When you hire Hughes Law Group, you're getting more than professional representation. Whatever your legal needs or questions are, Hughes Law Group is here for you. Mississippi born and raised, Attorney John Hughes is committed to excellence, and has been successfully representing our clients since 2002.

Chapter 7 bankruptcy, also called a "Fresh Start Bankruptcy" is a roughly 4 month process that gives you the opportunity to wipe the slate clean, eliminating many or all of your debts without having to make any future payments.A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts.

Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. A divorce simple and relatively inexpensive to complicated and costly. If you and your spouse can agree upon the terms of your divorce, the quicker and more inexpensive it will be. However, one unreasonable or unrealistic party can make the process more complicated, adversarial, and expensive than it otherwise needs to be.
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Having a financial issue is generally an unpleasant experience.
It may mean that you end up facing garnishment, foreclosure, repossession, or harrassing phone calls.
Hughes Law Group, PLLC understands how confused you may be feeling, and I am here to protect your rights and to fight in your corner.
You don't have to suffer in silence.
The law is on your side.
Hughes Law Group, PLLC will provide you with an initial consultation to see if and how I can serve your interests.
Dealing with your creditors can be complicated and intimidating.
Chapter 7 bankruptcy, also called a "Fresh Start Bankruptcy" is a roughly 90-day process that gives you the opportunity to wipe the slate clean, eliminating many or all of your debts without having to make any future payments.
Chapter 7 bankruptcy can provide you with the relief from your debt that you have been searching for.
It permits you to eliminate creditors' claims permanently in exchange for allowing certain assets to be sold off to pay the debt, it those debts are not protected by some exemption (which most assets in Mississippi are).
Filing for bankruptcy gives a fresh start to individuals or married couples who find themselves in tough financial times.
In a Chapter 7 personal bankruptcy, all credit card debts and "unsecured" debts are eliminated and it gives you a chance at a new life.
Secured debts that you may have can be kept, if you choose to do so.
You will continue to pay the accounts you choose to keep as if you never filed bankruptcy.
After bankruptcy, you can recover good credit in about two years.
Filing for bankruptcy does not mean you will had 7 to 10 years of bad credit.
For people who are facing foreclosure or repossession, Chapter 13 bankruptcy is often the right choice.
Hughes Law Group, PLLC, assists indebted clients throughout northern Mississippi in resolving their debt problems through bankruptcy.
Our experienced bankruptcy lawyer, John Hughes, helps clients erase their debts completely or restructure them for repayment.
What Is Chapter 13 Bankruptcy?
Chapter 13 bankruptcy is known as "reorganization bankruptcy" or "wage earner bankruptcy."
In addition to eliminating many debts like in Chapter 7 bankruptcy, filers can reorganize their remaining debts into a single monthly payment to be repaid on a three to five-year schedule.
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