Bankruptcy - just the sound of it evokes strong feelings in most people. It's rarely anyone's first choice when trying to cope with overwhelming debt, but the decision to file bankruptcy can be the right one when made with full awareness of all its consequences. In these troubling financial times, finding an affordable bankruptcy attorney with experience is key to getting a fresh start on your financial future.
Whether you are just looking for information on claiming Chapter 7, Chapter 13 or need a qualified bankruptcy law firm to argue on your behalf in a debt settlement. Susan M. Gray Law Offices can help. For decades, the law office of Susan M. Gray has represented thousands of clients in the matters of bankruptcy. We take a personable approach to the financial well being of our clients.
I am an affordable bankruptcy attorney that pays special attention to detail. I take pride in representing clients of all backgrounds and with decades of bankruptcy experience we excel at representing clients.
Whether you are just looking for information on claiming Chapter 7, Chapter 13 or need a qualified bankruptcy law firm to argue on your behalf in a debt settlement. Susan M. Gray Law Offices can help. For decades, the law office of Susan M. Gray has represented thousands of clients in the matters of bankruptcy. We take a personable approach to the financial well being of our clients.
I am an affordable bankruptcy attorney that pays special attention to detail. I take pride in representing clients of all backgrounds and with decades of bankruptcy experience we excel at representing clients.
Services
Susan M. Gray is a sole practitioner representing clients in need of bankruptcy and consumer protection in Rocky River, Ohio, also serving clients from surrounding communities including Cleveland, Lorain, Elyria, Bay Village, Middleburg Heights, Westlake, Garfield Heights, Maple Heights, and Cuyahoga County, OH.
The law firm is a debt relief agency.
Since I help clients file for bankruptcy, I can offer clients more options than non-legal alternatives such as debt consolidation and credit counseling.
The law firm is a debt relief agency.
Since I help clients file for bankruptcy, I can offer clients more options than non-legal alternatives such as debt consolidation and credit counseling.
Ohio law provides substantial protection to your car, your house, your retirement plans, your wages and your cash;.
When you come to meet with me, all that happens is that we talk and work together to understand what is happening and what we can do about it.
You will read in the academic materials that follow that Chapter 7 is a "liquidating" bankruptcy.
Most people who file for Chapter 7 bankruptcy do not give up any assets.
And, most importantly, nothing happens that you do not know about in advance.
When you come to meet with me, all that happens is that we talk and work together to understand what is happening and what we can do about it.
You will read in the academic materials that follow that Chapter 7 is a "liquidating" bankruptcy.
Most people who file for Chapter 7 bankruptcy do not give up any assets.
And, most importantly, nothing happens that you do not know about in advance.
Chapter 11 Bankruptcy provides for substantially more flexibility than Chapter 7 or Chapter 13.
Though rules for Chapter 11 bankruptcy confirmation are clear, the paths are limited only by the creativity of counsel and willingness to work with creditors to establish goals.
Even the most persistent and vigorous creditor ultimately just wants to be paid and, once the Bankruptcy Court protection is in place, recognizes that more money is likely from a business allowed to go forward.
Chapter 11 bankruptcy can be a very exciting option for small businesses facing debt that seems overwhelming.
Though rules for Chapter 11 bankruptcy confirmation are clear, the paths are limited only by the creativity of counsel and willingness to work with creditors to establish goals.
Even the most persistent and vigorous creditor ultimately just wants to be paid and, once the Bankruptcy Court protection is in place, recognizes that more money is likely from a business allowed to go forward.
Chapter 11 bankruptcy can be a very exciting option for small businesses facing debt that seems overwhelming.
Chapter 13 Bankruptcy can be an excellent remedy for debt relief because it offers so many options that are not available in a Chapter 7. It is so excellent as a remedy that at times even people who qualify for Chapter 7 will choose a Chapter 13.
For example, if you are behind in your mortgage and want to keep your home and catch up on the payments, a Chapter 13 allows a full five years for you to catch up.
So, in Ohio, specifically Cleveland and Akron areas, you can stop a foreclosure sale.
Instead of having to pay the amount you are behind in one lump sum as demanded by the mortgage companies, you can make gradual repayments.
For example, if you are behind in your mortgage and want to keep your home and catch up on the payments, a Chapter 13 allows a full five years for you to catch up.
So, in Ohio, specifically Cleveland and Akron areas, you can stop a foreclosure sale.
Instead of having to pay the amount you are behind in one lump sum as demanded by the mortgage companies, you can make gradual repayments.
How Can A Cleveland Business Bankruptcy Attorney Help Your Small Business in These Troubled Times?.
Small business bankruptcy is expected to be on the rise in the near future as companies of all sizes across the USA struggle with financial difficulties in these troubled times.
How can you benefit from the advice and services of a Cleveland small business bankruptcy?
Protecting your business interests is your top priority and a chapter 11 bankruptcy, chapter 13 case, or a chapter 7 filing can help you do that!
Small business bankruptcy is expected to be on the rise in the near future as companies of all sizes across the USA struggle with financial difficulties in these troubled times.
How can you benefit from the advice and services of a Cleveland small business bankruptcy?
Protecting your business interests is your top priority and a chapter 11 bankruptcy, chapter 13 case, or a chapter 7 filing can help you do that!
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