Other attorneys want you to make an appointment without knowing anything about you. They want you to take time off work, drive to their office, and sit through a sales presentation. We don't do that to you. We want to talk to you first. Doesn't that make sense? When you call us for help, you receive a FREE phone consultation with an attorney to discuss your situation.
The attorney will help you decide if it makes sense for the two of you schedule an appointment to sit down and talk more. If, after talking, you and the attorney decide that it makes sense to meet, then we will schedule a time to get together to map out a plan to resolve your debts. The only way to get the right answers to these questions is by having an experienced bankruptcy attorney completely review your situation and evaluate your options with you.
We offer that to you for free! If you want to know if bankruptcy might be right for you, but aren't sure if you should make an appointment to see an attorney, then use our Free Bankruptcy Evaluation!
The attorney will help you decide if it makes sense for the two of you schedule an appointment to sit down and talk more. If, after talking, you and the attorney decide that it makes sense to meet, then we will schedule a time to get together to map out a plan to resolve your debts. The only way to get the right answers to these questions is by having an experienced bankruptcy attorney completely review your situation and evaluate your options with you.
We offer that to you for free! If you want to know if bankruptcy might be right for you, but aren't sure if you should make an appointment to see an attorney, then use our Free Bankruptcy Evaluation!
Services
Bill has been helping people just like you wipe out their debts, save their homes, keep their stuff and get a fresh start in Chapter 7 and Chapter 13 for over 15 years.
Before Bill opened his law practice, he worked for a bankruptcy trustee and really learned how bankruptcy cases work.
While he was in law school, he worked for a Federal Judge and saw how judges decide cases.
These experiences provided Bill with the right skills to guide you through the maze of bankruptcy.
Bill excelled in school.
Before Bill opened his law practice, he worked for a bankruptcy trustee and really learned how bankruptcy cases work.
While he was in law school, he worked for a Federal Judge and saw how judges decide cases.
These experiences provided Bill with the right skills to guide you through the maze of bankruptcy.
Bill excelled in school.
When faced with the unpleasant situation of not being able to pay your bills there are only a few options other than bankruptcy.
First, understand that bankruptcy is generally not the best choice if your financial difficulties are only short-term situations.
If you expect to recover and be able to pay your debts, follow the instructions below and call your creditors.
Each option described below has risks and challenges that you need to understand before deciding to use it.
All of the options below take a long time to complete and none of them are guaranteed to resolve your debt.
First, understand that bankruptcy is generally not the best choice if your financial difficulties are only short-term situations.
If you expect to recover and be able to pay your debts, follow the instructions below and call your creditors.
Each option described below has risks and challenges that you need to understand before deciding to use it.
All of the options below take a long time to complete and none of them are guaranteed to resolve your debt.
Bankruptcy is the legal process by which the debtor (an individual or company) restructures their financial situation by eliminating some debts and keeping other debts.
This allows the debtor to rearrange their financial affairs in a way that makes the most financial sense for the debtor.
Individuals generally choose the consumer chapters of bankruptcy, Chapters 7 & 13.
Chapter 11 is available for high-income individuals whose debts exceed the Chapter 13 limits.
However, Chapter 11 is very expensive and time consuming.
This allows the debtor to rearrange their financial affairs in a way that makes the most financial sense for the debtor.
Individuals generally choose the consumer chapters of bankruptcy, Chapters 7 & 13.
Chapter 11 is available for high-income individuals whose debts exceed the Chapter 13 limits.
However, Chapter 11 is very expensive and time consuming.
This is probably the most frequent question bankruptcy attorneys receive from prospective clients.
Each person has a different point at which they are ready to file bankruptcy.
There is no hard and fast rule of when a person should file bankruptcy.
The imminent repossession of critical property (such as the only car available for transportation to work).
These are just some of the reasons why people decide to file bankruptcy.
Your reasons may be different.
Filing bankruptcy is a very personal decision and the reasons why people file are as varied as there are people.
Each person has a different point at which they are ready to file bankruptcy.
There is no hard and fast rule of when a person should file bankruptcy.
The imminent repossession of critical property (such as the only car available for transportation to work).
These are just some of the reasons why people decide to file bankruptcy.
Your reasons may be different.
Filing bankruptcy is a very personal decision and the reasons why people file are as varied as there are people.
This is a question that many people ask when they come to see me about filing bankruptcy in California.
In a nutshell, Chapter 7 Bankruptcy is a (1) Federal Law that (2) provides debtors a legal process (3) by which certain types of debts are eliminated (4) without the debtors having to pay back any portion of those debts that are eliminated.
This means that all court activities take place in a Federal Court, not a state court.
Also, this means that Federal Law dominates the entire process.
It dominates, but it is not the sole source of law for bankruptcy in every state because the States have the right to draft laws that provide additional rights for debtors in bankruptcy.
In a nutshell, Chapter 7 Bankruptcy is a (1) Federal Law that (2) provides debtors a legal process (3) by which certain types of debts are eliminated (4) without the debtors having to pay back any portion of those debts that are eliminated.
This means that all court activities take place in a Federal Court, not a state court.
Also, this means that Federal Law dominates the entire process.
It dominates, but it is not the sole source of law for bankruptcy in every state because the States have the right to draft laws that provide additional rights for debtors in bankruptcy.
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