Square One Legal is expanding our office hours. We are open for business via phone, email and video chat, with no in-person meetings until further notice. The reason you are here is that you may be faced with overwhelming debt and late payments that you can't seem to catch up on and you are looking for some help to relieve your financial stress.
Filing for bankruptcy may seem like a scary thing, but once you are informed you will understand that bankruptcy in Hawaii is there to protect you so you can get your finances back on track.You'll find that it will provide some relief for you from the stress that can affect your family, your personal relationships and even your job. What makes Square One Legal different as a bankruptcy law firm is our mission.
We truly believe in doing the right thing for our clients. We live, work and play together in our community and we are here to support you through what could be the most challenging times in your life. When you work with us, we help you navigate through the bankruptcy proceedings by keeping you informed of what's going on.
Filing for bankruptcy may seem like a scary thing, but once you are informed you will understand that bankruptcy in Hawaii is there to protect you so you can get your finances back on track.You'll find that it will provide some relief for you from the stress that can affect your family, your personal relationships and even your job. What makes Square One Legal different as a bankruptcy law firm is our mission.
We truly believe in doing the right thing for our clients. We live, work and play together in our community and we are here to support you through what could be the most challenging times in your life. When you work with us, we help you navigate through the bankruptcy proceedings by keeping you informed of what's going on.
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There's a lot of care and thought in evaluating your financial situation as well as taking into consideration your personal circumstances.
It is our #1 goal to help you make an informed decision about a plan of action that makes the most sense for you and your family.
In your research, you'll find that nearly all consumer bankruptcy law firms promise to do great things for their clients such as get rid of their debts, treat them with respect, make the process super easy, etc.
In a perfect world, that would be true, but we encourage you to read the truth about bankruptcy and why we provide greater value to our clients.
It is our #1 goal to help you make an informed decision about a plan of action that makes the most sense for you and your family.
In your research, you'll find that nearly all consumer bankruptcy law firms promise to do great things for their clients such as get rid of their debts, treat them with respect, make the process super easy, etc.
In a perfect world, that would be true, but we encourage you to read the truth about bankruptcy and why we provide greater value to our clients.
Are you tired of creditors harassing you?
From the moment you file your case, creditors are not allowed to communicate with you in any way (by phone, email, text, mail, etc.), and with most creditors, this restriction continues forever after you complete your case and receive a discharge.
Additional benefits of filing chapter 7 are stopping repossessions and garnishments and in certain circumstances, the ability to discharge taxes and reduce car loan balances and interest rates.
Call our office now to schedule a free attorney consultation, and we will help you figure out whether filing bankruptcy is a good option for you.
From the moment you file your case, creditors are not allowed to communicate with you in any way (by phone, email, text, mail, etc.), and with most creditors, this restriction continues forever after you complete your case and receive a discharge.
Additional benefits of filing chapter 7 are stopping repossessions and garnishments and in certain circumstances, the ability to discharge taxes and reduce car loan balances and interest rates.
Call our office now to schedule a free attorney consultation, and we will help you figure out whether filing bankruptcy is a good option for you.
The most difficult challenge in facing financial difficulty is sorting through conflicting, and often misleading information.
Making a decision means navigating risks, and avoiding debt resolution solutions that drain more money, and can expose you to a lot of stress.
We are here to make sure you get the right advice at the right time.
As a law firm leading the way in bankruptcy (Chapter 7 & 13), debt settlement, debt consolidation and foreclosure, we help you build a plan that can save money whilst minimizing the stress and anguish from the difficult circumstances.
Making a decision means navigating risks, and avoiding debt resolution solutions that drain more money, and can expose you to a lot of stress.
We are here to make sure you get the right advice at the right time.
As a law firm leading the way in bankruptcy (Chapter 7 & 13), debt settlement, debt consolidation and foreclosure, we help you build a plan that can save money whilst minimizing the stress and anguish from the difficult circumstances.
Chapter 7 and Chapter 13 are the most common types of bankruptcy protection there are for consumers.
Chapter 7 is known as a "liquidation" bankruptcy and Chapter 13 is a repayment or reorganization plan.
Discharge of unsecured regular debt such as credit cards and personal loans is usually the end result in chapter 7 and chapter 13.
In addition to Discharge, Chapter 13 provides certain functions that can't be done in chapter 7, such as, repay (cure) mortgage or Homeowners Association arrears (past due payments) to avoid or stop foreclosure; cure car payment arrears to stop repossessions, and in certain situations reduce the car loan principal balance owed and/or interest rate; repay taxes or domestic support obligations (child support and/or alimony).
Chapter 7 is known as a "liquidation" bankruptcy and Chapter 13 is a repayment or reorganization plan.
Discharge of unsecured regular debt such as credit cards and personal loans is usually the end result in chapter 7 and chapter 13.
In addition to Discharge, Chapter 13 provides certain functions that can't be done in chapter 7, such as, repay (cure) mortgage or Homeowners Association arrears (past due payments) to avoid or stop foreclosure; cure car payment arrears to stop repossessions, and in certain situations reduce the car loan principal balance owed and/or interest rate; repay taxes or domestic support obligations (child support and/or alimony).
Bankruptcy provides a fresh start to eligible consumers by discharging (wiping out) certain debts such as credit cards and personal loans.
It can also be used in certain circumstances to stop and recover garnishment funds, stop repossessions, reduce car loan balances and interest rates, stop foreclosures and cure mortgage arrears, and eliminate or reduce taxes.
Despite these great benefits, we believe that filing bankruptcy should be the last resort for individuals in financial difficulty.
If you are judgment-proof1, you should probably do nothing because your creditors can't collect against you.
It can also be used in certain circumstances to stop and recover garnishment funds, stop repossessions, reduce car loan balances and interest rates, stop foreclosures and cure mortgage arrears, and eliminate or reduce taxes.
Despite these great benefits, we believe that filing bankruptcy should be the last resort for individuals in financial difficulty.
If you are judgment-proof1, you should probably do nothing because your creditors can't collect against you.
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