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A chapter 7 case begins with the debtor filing a petition with the bankruptcy court serving the area where the individual lives or where the business debtor is organized or has its principal place of business or principal assets. A chapter 13 bankruptcy is also called a wage earner's plan. It enables individuals with regular income to develop a plan to repay all or part of their debts.

Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years. Ramos Law Firm offers legal representation and assessments for a single person seeking Chapter 7 Bankruptcy. If you qualify for protection under Chapter 13 payment plan then the majority of the fees can be included in a monthly payment to the Bankruptcy court.

Ramos Law Firm offers you legal advice free for any type of case. Ramos Law Firm is an agency concentrated of debt liberation under the Federal Law of Bankruptcy that helps debtors declare bankruptcy. Ramos Law Firm offers for legal representation for a single person seeking Chapter 7 Bankruptcy.
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Ramos Law Firm offers representation and assessments for a single person seeking Chapter 7 Bankruptcy.
If you qualify for protection under Chapter 13 payment plan then the majority of the fees can be included in a monthly payment to the Bankruptcy court.
We offer you legal advice free for any type of case.
Ramos Law Firm is an agency concentrated of debt liberation under the Federal Law of Bankruptcy that helps debtors declare bankruptcy.
Are you tired of bill collectors bother you?
Unable to pay your debts?
Ramos Law Firm offers legal representation and assessments for a single person seeking Chapter 7 Bankruptcy.
If you qualify for protection under Chapter 13 payment plan then the majority of the fees can be included in a monthly payment to the Bankruptcy court.
Ramos Law Firm recognizes the sensitive nature or your legal issues.
In that regard, please know that we wish to protect your privacy at all times.
We will not share that information with any third party without your express consent, ever, unless I am required to by law, court order or subpoena.
A chapter 13 bankruptcy is also called a wage earner's plan.
It enables individuals with regular income to develop a plan to repay all or part of their debts.
Under this chapter, debtors propose a repayment plan to make installments to creditors over three to five years.
If the debtor's current monthly income is less than the applicable state median, the plan will be for three years unless the court approves a longer period "for cause."
Chapter 13 offers individuals a number of advantages over liquidation under chapter 7 bankruptcy.
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