Since 1999, Ray Lord and the Lord Law Firm, LLC, have assisted individuals, families, and business owners all throughout South Carolina find solutions to a wide range of legal needs. Founder Ray Lord and his team understand that there's a lot at stake for many people who reach out to the firm for legal assistance. We take our job seriously because we know so much is at stake for you, your family or your livelihood.
Many people drowning in overwhelming credit card debt often come to us for help. They don't want to lose their home or assets, but also don't want to necessarily file for bankruptcy. Unlike other firms, we do much more than bankruptcy filings. We specialize in finding the right debt relief solution for your situation. If you are looking to settle your credit card debt and protect your home or business assets, we can help.
Traffic violations are not just a nuisance for drivers; they can have serious long-term consequences above and beyond the hefty traffic fine - particularly for out-of-state drivers who are ticketed in South Carolina.
Many people drowning in overwhelming credit card debt often come to us for help. They don't want to lose their home or assets, but also don't want to necessarily file for bankruptcy. Unlike other firms, we do much more than bankruptcy filings. We specialize in finding the right debt relief solution for your situation. If you are looking to settle your credit card debt and protect your home or business assets, we can help.
Traffic violations are not just a nuisance for drivers; they can have serious long-term consequences above and beyond the hefty traffic fine - particularly for out-of-state drivers who are ticketed in South Carolina.
Services
The Lord Law Firm, LLC, assists individuals, families and business owners located all throughout Columbia, South Carolina, looking to find legal solutions to a wide range of needs.
Since 1999, the firm has helped find debt relief solutions for those facing foreclosure proceedings, at risk of losing their property or assets, or drowning in enormous credit card debt or student loans.
The firm also assists with all types of traffic tickets.
From speeding tickets to reckless driving to DUI - the firm has defended against many traffic violations, mitigating fines and other potential consequences associated.
Since 1999, the firm has helped find debt relief solutions for those facing foreclosure proceedings, at risk of losing their property or assets, or drowning in enormous credit card debt or student loans.
The firm also assists with all types of traffic tickets.
From speeding tickets to reckless driving to DUI - the firm has defended against many traffic violations, mitigating fines and other potential consequences associated.
Since 1999, our attorneys at Lord Law Firm, LLC, have helped many individuals, families and business owners in Irmo and all throughout Columbia, South Carolina, find relief from overwhelming debt.
Maybe you have lost your job and are behind on your mortgage or car payments.
Maybe you are able to make those obligations, but are drowning in overwhelming credit card debt and cannot make a dent because of high balances, hefty interest rates or compounded late fees.
For some people, filing for bankruptcy is the most appropriate solution for their circumstance.
Maybe you have lost your job and are behind on your mortgage or car payments.
Maybe you are able to make those obligations, but are drowning in overwhelming credit card debt and cannot make a dent because of high balances, hefty interest rates or compounded late fees.
For some people, filing for bankruptcy is the most appropriate solution for their circumstance.
Today's collection methods are much more aggressive - and even downright abusive - than they were years ago.
Collection agencies have turned harassment into a science, finding creative ways to relentlessly harass you, your family and even your friends about your debt and whereabouts.
Some individuals find that debt settlement is a powerful, affordable way to deal with debt, while avoiding bankruptcy filings that they either don't qualify for, or wish to avoid.
At Lord Law Firm, LLC, we help people settle credit card debt, medical bills and lines of credit with all kinds of creditors, negotiating deals that are good for both sidesany of our clients are surprised to learn that banks, credit card companies and other lenders are often willing to take a fraction of what they are owed on a debt.
Collection agencies have turned harassment into a science, finding creative ways to relentlessly harass you, your family and even your friends about your debt and whereabouts.
Some individuals find that debt settlement is a powerful, affordable way to deal with debt, while avoiding bankruptcy filings that they either don't qualify for, or wish to avoid.
At Lord Law Firm, LLC, we help people settle credit card debt, medical bills and lines of credit with all kinds of creditors, negotiating deals that are good for both sidesany of our clients are surprised to learn that banks, credit card companies and other lenders are often willing to take a fraction of what they are owed on a debt.
Asset protection is risk management planning that is designed to discourage a potential lawsuit before it begins, or to promote a settlement most favorable to the client.
The risk being managed is the legal risk that the client may lose wealth in a lawsuit.
It is fundamentally pre-litigation planning.
Although there are exceptions, such as statutory exemptions and spendthrift trusts, the law generally frowns upon asset protection.
No one has an inherent right to protect his or her assets from creditors other than what state law or federal bankruptcy law provides, so in many respects asset protection takes advantage of legal technicalities in the same way that many tax shelters attempt to take advantage of the tax code: by exploiting the unintended effects of statutes and court rulings intended to do something else.
The risk being managed is the legal risk that the client may lose wealth in a lawsuit.
It is fundamentally pre-litigation planning.
Although there are exceptions, such as statutory exemptions and spendthrift trusts, the law generally frowns upon asset protection.
No one has an inherent right to protect his or her assets from creditors other than what state law or federal bankruptcy law provides, so in many respects asset protection takes advantage of legal technicalities in the same way that many tax shelters attempt to take advantage of the tax code: by exploiting the unintended effects of statutes and court rulings intended to do something else.
While there is no perfect strategy that will protect all assets all the time, good asset protection planners employ known strategies that creditors have not yet defeated and strategies that have not been identified.
Timely action before you have a problem is the most important ingredient for successful asset protection planning.
Generally speaking, it will be too late if you wait until you have a substantial claim against you to do something.
As a general rule, your creditors can attach whatever property you have to the extent of your rights in the property.
Timely action before you have a problem is the most important ingredient for successful asset protection planning.
Generally speaking, it will be too late if you wait until you have a substantial claim against you to do something.
As a general rule, your creditors can attach whatever property you have to the extent of your rights in the property.
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