If you are falling far behind on your bills and have a lot of unsecured debt, Chapter 7 bankruptcy may be a solution to stop creditors from pursuing collection actions and start fresh without debt. If you are drowning in debt, bankruptcy can stop creditors from harassing you and attempting to repossess your property. Chapter 12 bankruptcy is very similar to the more common Chapter 13 option, however, it is reserved for family farmers and fishermen.
Get a Fresh Start Financially With the Help of a Bankruptcy Attorney in Wabasha County, MN and the Surrounding Areas. You shouldn't have to face complicated legal issues alone. Whether you've been accused of a crime, are facing bankruptcy, or need assistance with estate planning, Attorney Joyce of Svoboda Law Office will provide dedicated attention, guidance, and representation to protect your rights.
Our firm assists clients in Wabasha County, Goodhue County, and Olmsted County, MN. Bankruptcy is a legal process that can allow you a fresh start financially when you are overwhelmed by debt.
Get a Fresh Start Financially With the Help of a Bankruptcy Attorney in Wabasha County, MN and the Surrounding Areas. You shouldn't have to face complicated legal issues alone. Whether you've been accused of a crime, are facing bankruptcy, or need assistance with estate planning, Attorney Joyce of Svoboda Law Office will provide dedicated attention, guidance, and representation to protect your rights.
Our firm assists clients in Wabasha County, Goodhue County, and Olmsted County, MN. Bankruptcy is a legal process that can allow you a fresh start financially when you are overwhelmed by debt.
Services
Joyce Svoboda has been practicing law since 1995.
She worked for Public Defenders from 2003-2009 and then started her own practice offering advice and representation in the areas of criminal defense and bankruptcy.
She also provides estate planning services.
It is her goal to guide clients through stressful and confusing legal situations so that they can come out of it in a better place.
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice.
She worked for Public Defenders from 2003-2009 and then started her own practice offering advice and representation in the areas of criminal defense and bankruptcy.
She also provides estate planning services.
It is her goal to guide clients through stressful and confusing legal situations so that they can come out of it in a better place.
The information contained on this website is presented for informational and marketing purposes only and is not to be understood as legal advice.
If you are falling far behind on your bills and have a lot of unsecured debt, Chapter 7 bankruptcy may be a solution to stop creditors from pursuing collection actions and start fresh without debt.
Chapter 7 bankruptcy is also known as "straight" or "liquidation" bankruptcy.
It involves a court-appointed trustee collecting and liquidating the debtor's non-exempt assets in order to pay off their creditors.
There are some assets that may be exempt from liquidation depending on the circumstances- home equity, modest vehicles, work-related tools and equipment, and basic necessities like household appliances are often exempt.
Chapter 7 bankruptcy is also known as "straight" or "liquidation" bankruptcy.
It involves a court-appointed trustee collecting and liquidating the debtor's non-exempt assets in order to pay off their creditors.
There are some assets that may be exempt from liquidation depending on the circumstances- home equity, modest vehicles, work-related tools and equipment, and basic necessities like household appliances are often exempt.
If you are drowning in debt, bankruptcy can stop creditors from harassing you and attempting to repossess your property.
Chapter 13 Bankruptcy is also called "wage-earners" bankruptcy and it involves the creation of a 3 or 5-year repayment plan.
This is an option for debtors who have a reliable income with some disposable cash that they can use to make one monthly payment that gets distributed amongst their creditors.
At the end of the repayment plan, the remaining debt is discharged and the debtor gets a fresh start.
Chapter 13 Bankruptcy is also called "wage-earners" bankruptcy and it involves the creation of a 3 or 5-year repayment plan.
This is an option for debtors who have a reliable income with some disposable cash that they can use to make one monthly payment that gets distributed amongst their creditors.
At the end of the repayment plan, the remaining debt is discharged and the debtor gets a fresh start.
Chapter 12 bankruptcy is very similar to the more common Chapter 13 option, however, it is reserved for family farmers and fishermen.
It allows debtors to restructure their debt and avoid liquidation or foreclosure.
Just like in a Chapter 13 case, this is done via a 3-5 year repayment plan in which all or most of the debtor's disposable income goes toward a monthly payment that the bankruptcy trustee distributes to creditors.
At the end of the 3 or 5-year plan, the remaining debt that was included in the plan is discharged.
It allows debtors to restructure their debt and avoid liquidation or foreclosure.
Just like in a Chapter 13 case, this is done via a 3-5 year repayment plan in which all or most of the debtor's disposable income goes toward a monthly payment that the bankruptcy trustee distributes to creditors.
At the end of the 3 or 5-year plan, the remaining debt that was included in the plan is discharged.
Get Aggressive Defense Representation From a DUI Attorney in Wabasha County, MN and the Surrounding Areas.
In Minnesota, both DUI and DWI refer to the act of driving while impaired by alcohol or drugs.
A conviction can have a lasting impact on your life.
That's why you should consult with an experienced defense lawyer and get the representation you need to defend you rights in your DUI case.
Attorney Joyce and her staff at Svoboda Law Office regularly advise and represent clients facing DUI/DWI charges in the Wabasha County, MN area.
In Minnesota, both DUI and DWI refer to the act of driving while impaired by alcohol or drugs.
A conviction can have a lasting impact on your life.
That's why you should consult with an experienced defense lawyer and get the representation you need to defend you rights in your DUI case.
Attorney Joyce and her staff at Svoboda Law Office regularly advise and represent clients facing DUI/DWI charges in the Wabasha County, MN area.
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