Harassment by creditors can be incredibly difficult to deal with. It is stressful to receive with repeated threats of wage garnishment and legal action late at all hours of the day and night. Oftentimes, it can seem as though new bills accumulate more quickly than you can pay old ones off. For people who have unmanageable amounts of medical or consumer debt, bankruptcy can help you obtain a new start.
Seasoned Montgomery bankruptcy lawyer Charles Grainger can represent you in the consumer bankruptcy process by helping you file for relief under Chapter 7 or 13. He also assists businesses in Alabama that are overwhelmed with debt by helping their owners seek Chapter 7 bankruptcy. Bankruptcy is often misunderstood and maligned. It can provide significant relief, depending on the unique details of your financial situation.
For some people, there are other better options. If you have only a few creditors or you are not quite "in the hole, " it may be appropriate to negotiate a payment plan.
Seasoned Montgomery bankruptcy lawyer Charles Grainger can represent you in the consumer bankruptcy process by helping you file for relief under Chapter 7 or 13. He also assists businesses in Alabama that are overwhelmed with debt by helping their owners seek Chapter 7 bankruptcy. Bankruptcy is often misunderstood and maligned. It can provide significant relief, depending on the unique details of your financial situation.
For some people, there are other better options. If you have only a few creditors or you are not quite "in the hole, " it may be appropriate to negotiate a payment plan.
Services
For most people who need a sense of direction, we suggest an appointment to map out a debt relief strategy with Mr. Grainger.
Documents of Concern to You.
If you have received court papers, a foreclosure notice or other documents that concern you, bring those to your appointment as well.
Some people who contact us are in a crisis and in urgent need for protection.
If you are reasonably certain you have an urgent need for a bankruptcy, then let us know when you make the appointment so that we can arrange an additional time for you to work with our staff after you meet Mr. Grainger.
Documents of Concern to You.
If you have received court papers, a foreclosure notice or other documents that concern you, bring those to your appointment as well.
Some people who contact us are in a crisis and in urgent need for protection.
If you are reasonably certain you have an urgent need for a bankruptcy, then let us know when you make the appointment so that we can arrange an additional time for you to work with our staff after you meet Mr. Grainger.
Bankruptcy is one of many tools that can help people that are overwhelmed in debt.
For most people, there are two types of bankruptcy protection available: Chapter 7 bankruptcy and Chapter 13 bankruptcy.
These two types of bankruptcy protection are both effective and are both designed around the idea to give the debtor a "fresh start" on their finances, but they each have advantages and drawbacks.
Experienced bankruptcy lawyer Charles Grainger can help you determine the best course of action to help you get out of the hole.
For most people, there are two types of bankruptcy protection available: Chapter 7 bankruptcy and Chapter 13 bankruptcy.
These two types of bankruptcy protection are both effective and are both designed around the idea to give the debtor a "fresh start" on their finances, but they each have advantages and drawbacks.
Experienced bankruptcy lawyer Charles Grainger can help you determine the best course of action to help you get out of the hole.
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