We begin with a phone consultation, always between you and one of our Bankruptcy Attorneys. Together we will decide on a plan of action. Knowing that there are concrete steps to take often gives people a sense of hope and relief. We know that you feel badly enough being in debt - whether caused by job loss, medical bills, or poor money management - and the last thing you need is a lecture or made to feel ashamed.
That is why we treat all of our clients with the same honesty, respect, and dignity that we would want in a similar situation. Bankruptcy cases vary from client to client depending on your goals, assets, debts, income and expenses. A Client is the most important person in this office - in person, on the telephone, or by mail.
Law Offices of Scott E. Tanne assists New Jersey Bankruptcy clients in Essex, Union, Morris, Passaic, Sussex and Bergen Counties as well as the cities of Newark, Elizabeth, East Orange, West Orange, Irvington, and Dover, NJ.We offer reasonable fees and payment plans.
That is why we treat all of our clients with the same honesty, respect, and dignity that we would want in a similar situation. Bankruptcy cases vary from client to client depending on your goals, assets, debts, income and expenses. A Client is the most important person in this office - in person, on the telephone, or by mail.
Law Offices of Scott E. Tanne assists New Jersey Bankruptcy clients in Essex, Union, Morris, Passaic, Sussex and Bergen Counties as well as the cities of Newark, Elizabeth, East Orange, West Orange, Irvington, and Dover, NJ.We offer reasonable fees and payment plans.
Services
Maybe you have always paid on time, but your income has dropped and you can't keep up with all your payments anymore.
Most of our clients would rather do anything than talk to us (bankruptcy attorneys), so they put off calling for months, often years.
The one thing almost all our clients have in common is that they are good people who would pay their debts if they could.
Transferring property out of their name for the purpose of avoiding attachments by creditors.
Making large payments to one creditor or repaying a debt to a relative or business associate before filing for bankruptcy.
Most of our clients would rather do anything than talk to us (bankruptcy attorneys), so they put off calling for months, often years.
The one thing almost all our clients have in common is that they are good people who would pay their debts if they could.
Transferring property out of their name for the purpose of avoiding attachments by creditors.
Making large payments to one creditor or repaying a debt to a relative or business associate before filing for bankruptcy.
The decision to file for bankruptcy is often one of the hardest choices that a person has to make in their lifetime.
Poor planning can often make the process even harder.
It goes without saying that filing for bankruptcy should be a last resort, and should only be done when all other methods of satisfying one's financial obligations have been exhausted.
However, if your situation has become so severe that you are in danger of foreclosure, garnished wages or repossessions, or are facing debts that you are in no position to pay, putting off the inevitable can have devastating consequences.
Poor planning can often make the process even harder.
It goes without saying that filing for bankruptcy should be a last resort, and should only be done when all other methods of satisfying one's financial obligations have been exhausted.
However, if your situation has become so severe that you are in danger of foreclosure, garnished wages or repossessions, or are facing debts that you are in no position to pay, putting off the inevitable can have devastating consequences.
This may sound contradictory to what you may already think about bankruptcy, but it's true.
Bankruptcy is the first step toward fixing your credit.
If your credit cards are already maxed out, if your bills are already months past due, if you already have a low credit score, if you're being turned down for new loans.
Trying to re-build your credit while your credit is bad and you have all your debts hanging over you, OR.
Trying to re-build your credit while your credit is bad but you have a clean slate free of debt.
Bankruptcy is the first step toward fixing your credit.
If your credit cards are already maxed out, if your bills are already months past due, if you already have a low credit score, if you're being turned down for new loans.
Trying to re-build your credit while your credit is bad and you have all your debts hanging over you, OR.
Trying to re-build your credit while your credit is bad but you have a clean slate free of debt.
I never took the time to properly thank you for the excellent work both you and the members of your firm did to assist me with my bankruptcy now almost ten years ago.
Thank you!
If you remember, I relocated from Ohio to New Jersey for a career change as well as a pending divorce.
To say I was over my head with debt, and financially deficient would be an understatement.
The fear I had of what was to come next was quickly alleviated once I walked into your office.
The genuine concern you displayed, along with the clear and concise direction you gave me, made what seemed like an "endless" challenge that much easier to accept.
Thank you!
If you remember, I relocated from Ohio to New Jersey for a career change as well as a pending divorce.
To say I was over my head with debt, and financially deficient would be an understatement.
The fear I had of what was to come next was quickly alleviated once I walked into your office.
The genuine concern you displayed, along with the clear and concise direction you gave me, made what seemed like an "endless" challenge that much easier to accept.
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