Bankruptcy can provide people who are facing an insurmountable debt load with the relief they need to regain control of their finances and move on with their lives. At the Pray Law Firm, we represent clients throughout Arkansas in all aspects of bankruptcy. We understand how overwhelming it can be to struggle with financial hardship, and the problems that can arise if a bankruptcy is not handled properly.
Not all bankruptcy firms have the capacity to complete emergency filings. We do. Be sure that you have the right team in place to help you through this critical time. Secured debts are those in which the creditor maintains a lien on property and can take it back if the debt is not paid. Car loans and home mortgages are examples. You have a few options when it comes to dealing with this kind of debt.
Let us help you. Unsecured debts are debts that are not secured by any property. This include credit card debt and medical bills. The elimination of unsecured debts makes it much easier for people to manage any remaining debts.
Not all bankruptcy firms have the capacity to complete emergency filings. We do. Be sure that you have the right team in place to help you through this critical time. Secured debts are those in which the creditor maintains a lien on property and can take it back if the debt is not paid. Car loans and home mortgages are examples. You have a few options when it comes to dealing with this kind of debt.
Let us help you. Unsecured debts are debts that are not secured by any property. This include credit card debt and medical bills. The elimination of unsecured debts makes it much easier for people to manage any remaining debts.
Services
Past-due secured debt as part of the repayment plan and continue making payments going forward.
Kent Pray is a member and former President of the Debtor-Creditor Bar of Central Arkansas, a member of the National Association of Consumer Bankruptcy Attorneys, and all attorneys are members of the Arkansas Bar Association.
People often procrastinate filing bankruptcy or explore potentially hazardous alternatives simply because they have been misinformed about how Bankruptcy works.
Let our experts help you!
Kent Pray is a member and former President of the Debtor-Creditor Bar of Central Arkansas, a member of the National Association of Consumer Bankruptcy Attorneys, and all attorneys are members of the Arkansas Bar Association.
People often procrastinate filing bankruptcy or explore potentially hazardous alternatives simply because they have been misinformed about how Bankruptcy works.
Let our experts help you!
We have helped clients put a stop to creditor harassment, wage garnishments, civil lawsuits, auto repossessions and home foreclosure.
Medical bills are a type of unsecured debt that can be discharged in a Chapter 7 or Chapter 13 bankruptcy.
An Emergency bankruptcy filing can stop creditor harassment, avoid foreclosure, stop wage garnishment, and restore utilities.
Our founding attorney, Kent L. Pray, is an experienced bankruptcy attorney in North Little Rock.
He has been practicing exclusively in bankruptcy law since 1995.
Medical bills are a type of unsecured debt that can be discharged in a Chapter 7 or Chapter 13 bankruptcy.
An Emergency bankruptcy filing can stop creditor harassment, avoid foreclosure, stop wage garnishment, and restore utilities.
Our founding attorney, Kent L. Pray, is an experienced bankruptcy attorney in North Little Rock.
He has been practicing exclusively in bankruptcy law since 1995.
Many people struggle with the idea of whether they should file for bankruptcy because they feel like it is intended for other people.
There is an unfair stigma surrounding bankruptcy that makes people feel like they have done something wrong by falling on hard financial times and that only a bad person could need the help of a lawyer to resolve financial hardship.
That is simply not true.
You can rely on us to give you honest answers to your questions and to fully explain the benefits and potential drawbacks of filing for Chapter 7 or Chapter 13 bankruptcy.
There is an unfair stigma surrounding bankruptcy that makes people feel like they have done something wrong by falling on hard financial times and that only a bad person could need the help of a lawyer to resolve financial hardship.
That is simply not true.
You can rely on us to give you honest answers to your questions and to fully explain the benefits and potential drawbacks of filing for Chapter 7 or Chapter 13 bankruptcy.
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