The Law Office Of Matthew E. Ladd
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The Law Office Of Matthew E. Ladd
You can breath easier when contacting a bankruptcy and foreclosure attorney such Francisco Ceiza, esq.as part of your first steps toward easing your financial burdens. Eliciting assistance for foreclosure defense or filing bankruptcy in Miami or South Florida can be difficult. However, contacting a competent attorney can be one of your best actions taken to help ease your financial distress.

A good attorney could potentially help you better understand your options and position you for financial recovery. Unlike other bankruptcy lawyers or foreclosure attorneys in Miami or South Florida, Francisco Ceiza, esq dedicates himself to providing you his best bankruptcy representation, foreclosure assistance and/or credit card defense. As part of our service to clients, Francisco's team provides a Commitment of Excellence as well as a Free Consultation.

Our Law Firm takes your problems seriously. Our Law Firm will take on the burden to help alleviate your concerns. We will provide you viable options in our power to protect your assets, home, cars, business, and personal belongings.
Services
We are dedicated to providing the highest quality legal services to the residents of South Florida in the areas of foreclosure, bankruptcy protection and credit card lawsuit defense.
People from all walks of life can find themselves in very difficult situations, often through no fault of their own.
Miami foreclosure defense attorney and lawyer Francisco Cieza will provide each client the right combination of personal attention, zealous, yet ethical advocacy based on a firm understanding of the law and the courts, and, ultimately, the dignity and respect each of us are entitled to.
Ask about our money-back guarantee (we're so confident in our services that if you lose your home within a certain period of time, you may be entitled to a full-refund!)
Pregunte sobre nuestra guarantia (nuestra confiansa en nuestros servicios asegura que si usted pierde su casa dentro de cierto periodo de tiempo, nosotros te devolvemos su dinero!)
A mortgage foreclosure is the remedy available to the lender when a borrower defaults on a loan secured by a mortgage.
When a borrower signs a promissory note (the instrument documenting a borrower's promise to repay a lender) in a real estate transaction involving a home, that promissory note is secured by a mortgage.
Standing is the right to initiate a foreclosure.
As with standing in every case, it is a fundamental threshold issue that must be overcome for the lawsuit to have any validity.
Some may call it a "technicality" of the legal process, but the reality is that if the plaintiff has no right to bring a claim, the claim does not exist.
It is not uncommon for the note, the financial obligation to repay, to be assigned from one financial entity to another, often multiple times.
These assignments were far more common during the era of toxic loans.
Foreclosure is the legal method by which a mortgage company sells or repossesses your home, usually due to missed mortgage payments.
Because foreclosure is a legal process, there are certain procedures the mortgage company must follow before they can legally take back your home.
They cannot force you to leave your home without going to court first, and your Miami Dade County foreclosure defense attorney can explain the paperwork that is required.
The process in Florida moves quickly.
Once you have been served with the legal papers initiating the foreclosure process, you have only 20 days to respond.
For many individuals, their home is the biggest financial investment they will make in their life.
When you are on the brink of losing your home in a mortgage foreclosure, you need a Miami foreclosure defense lawyer who will take aggressive measures to protect you and keep your home from being foreclosed upon.
There are various viable defenses that may protect you and may keep you in your home for months and sometimes yeas while litigation is pending.
One such possible defense that your Miami foreclosure defense lawyer may pursue is lender violations of federal law.
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