Lapas Law Offices
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Lapas Law Offices
Put a bankruptcy specialist on your side for creative solutions to financial difficulties. Our board-certified bankruptcy attorney can guide you through the legal process of rebuilding your financial future. Whether it is a Chapter 7 or Chapter 13 consumer bankruptcy through the U.S. Bankruptcy Court or a Chapter 11 reorganization for your business, our founding attorney, Adrian M. Lapas, can help you navigate all the requirements successfully.

Attorney Lapas is certified by the North Carolina State Bar in bankruptcy law. Only a small fraction of lawyers in the state have achieved this recognition, which indicates a high level of proficiency and focus in this practice area. You can trust Lapas Law Offices, PLLC to understand the individual circumstances of your case, no matter how complex, and assist you in all phases of a bankruptcy proceeding.

Not all financial issues are resolved by bankruptcy. Our firm's attorney can help you if you are receiving harassing phone calls from creditors, or if those whom you owe money are acting unlawfully in their collection actions.
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I have practiced in bankruptcy for more than 25 years.
In fact, I am certified as a specialist in bankruptcy law.
But it's not only my credentials that clients appreciate.
It's the compassion and personal attention I provide during a dark and anxious time in their life.
I enjoy helping ordinary people who are struggling financially to get a fresh start.
I also enjoy going after shady bill collectors and mortgage servicers on behalf of my clients.
Located in Goldsboro, I handle bankruptcy and related consumer advocacy in Wayne County and the coastal communities of eastern North Carolina.
I strive to give your case the personal and professional attention it deserves.
When you hire an attorney, you should be able to speak with the attorney experienced in bankruptcy cases.
As an attorney, I have been practicing bankruptcy law since 1993.
I am certified as a specialist in Consumer Bankruptcy Law by the North Carolina State Bar.
Additionally, I am a member of the National Association of Consumer Bankruptcy Attorneys and received a Distinguished Service Award.
I am also a member of the Bankruptcy Section of the North Carolina Bar Association.
Perhaps a recent health crisis or job layoff put you deep in debt.
Or perhaps you slowly got farther and farther behind to the point where you can't dig yourself out.
Now bill collectors are harassing you and you are threatened with foreclosure or other creditor actions.
Whatever led to your financial struggles, Lapas Law Offices can help you explore bankruptcy relief to get a fresh financial start.
Goldsboro attorney Adrian Lapas is a certified bankruptcy specialist.
He can help you take full advantage of a Chapter 7 or Chapter 13 bankruptcy filing (or a Chapter 11 business bankruptcy).
Often in bankruptcy cases, there may be claims that you can assert against your creditors.
It is possible that you can even recover money damages from your creditors in your bankruptcy case.
I am one of the very few bankruptcy attorneys in this state to pursue cases such as Truth in Lending claims, usury claims, and other claims that are often found in bankruptcy cases.
Below are some examples of cases that I have pursued for my clients.
In one case, we used the client's pre-petition claims, that is, creditor misbehavior that occurred before the bankruptcy case was filed, as leverage to strike or eliminate the client's pre-petition mortgage arrearages (the amount of money in missed mortgage payments).
Bankruptcy has its own jargon so it may be helpful to familiarize yourself with some of the words you may hear over the course of your bankruptcy case.
Adversary proceeding: this is a lawsuit filed within your bankruptcy case.
There can be any number of reasons for filing a lawsuit but we most often use adversary proceedings to pursue your rights under the Bankruptcy Code and other consumer protection statutes.
Arrears (mortgage): the amount of money that you are behind on your mortgage prior to filing bankruptcy.
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