Are you facing Bankruptcy? Have you considered talking to someone about debt consolidation? Are you confused by all the myths that you hear? J. Brian Allen can help you face creditors and use his knowledge of the law to protect everything you have worked hard for. Do what is best for your family and your assets, contact J. Brian Allen and be represented by someone who has help others navigate through the tough process of filing for bankruptcy.
Many things can lead to a bankruptcy filing, divorce, job loss, credit card debt or medical expenses. Your debt can seem overwhelming to deal with but not taking care of it can leave you in an even worse situation. Contact J. Brian Allen and schedule a meeting to evaluate your situation. Years of experience and a thorough review of your debt with a lawyer that has filed many bankruptcy cases, will help decide whether Chapter 7 or Chapter 13 is best for you.
It is important to understand exactly how your filing will impact your financial future. Your future that includes avoiding foreclosure, building your credit after bankruptcy.
Many things can lead to a bankruptcy filing, divorce, job loss, credit card debt or medical expenses. Your debt can seem overwhelming to deal with but not taking care of it can leave you in an even worse situation. Contact J. Brian Allen and schedule a meeting to evaluate your situation. Years of experience and a thorough review of your debt with a lawyer that has filed many bankruptcy cases, will help decide whether Chapter 7 or Chapter 13 is best for you.
It is important to understand exactly how your filing will impact your financial future. Your future that includes avoiding foreclosure, building your credit after bankruptcy.
Services
I was born and raised in Northeast Texas.
I know you because I am one of you.
And like you, I have not been one of the most privileged people in my life.
I understand what it is like to be stuck between a rock and a hard place.
You need some way to escape.
You need peace of mind.
You just need a little bit of comfort.
You need it from someone that understands and is not judgmental and it needs to come from someone that is not going to allow others to be judgmental.
Plain simply, that is me.
That is who I am.
I know you because I am one of you.
And like you, I have not been one of the most privileged people in my life.
I understand what it is like to be stuck between a rock and a hard place.
You need some way to escape.
You need peace of mind.
You just need a little bit of comfort.
You need it from someone that understands and is not judgmental and it needs to come from someone that is not going to allow others to be judgmental.
Plain simply, that is me.
That is who I am.
There are several different types of bankruptcy available to you depending on your situation.
The following types are the most common.
Chapter 7 is designed for individuals (debtors) who do not have sufficient income or property to pay their debts along with ordinary household or business expenses.
Individuals living in Texas may choose Texas or Federal exemptions.
The exemption laws exist so insolvency doesn't mean an individual loses his or her home, car or truck, house furnishings, clothing, retirement and other listed personal belongings.
The following types are the most common.
Chapter 7 is designed for individuals (debtors) who do not have sufficient income or property to pay their debts along with ordinary household or business expenses.
Individuals living in Texas may choose Texas or Federal exemptions.
The exemption laws exist so insolvency doesn't mean an individual loses his or her home, car or truck, house furnishings, clothing, retirement and other listed personal belongings.
J. Brian Allen guided us through the entire process so smoothly - was always so professional, courteous, knowledgeable and always had time for our many questions.
We never felt alone - and we highly recommend him.
My wife and I recently had to file bankruptcy.
This was not something we wanted to do, however when we lost our jobs and had to relocate, our debt would have taken us longer to pay off than we would be alive.
Top that off with having our car repossessed we knew we had to do something.
We never felt alone - and we highly recommend him.
My wife and I recently had to file bankruptcy.
This was not something we wanted to do, however when we lost our jobs and had to relocate, our debt would have taken us longer to pay off than we would be alive.
Top that off with having our car repossessed we knew we had to do something.
Does filing Bankruptcy stop a foreclosure and/or repossession of a car?
Yes.
Upon the proper filing of a Chapter 13 case, and by giving actual notice the affected creditor, a foreclosure on your home or real estate is stopped.
The missed payments are included in a Chapter 13 Plan over 60 months.
Likewise, repossession of your car is stopped.
Under Chapter 7 and Chapter 13, collection efforts by Creditors are stopped immediately upon the filing of the Bankruptcy case.
Also, filing a Bankruptcy case will stop most civil lawsuits and IRS proceedings.
Yes.
Upon the proper filing of a Chapter 13 case, and by giving actual notice the affected creditor, a foreclosure on your home or real estate is stopped.
The missed payments are included in a Chapter 13 Plan over 60 months.
Likewise, repossession of your car is stopped.
Under Chapter 7 and Chapter 13, collection efforts by Creditors are stopped immediately upon the filing of the Bankruptcy case.
Also, filing a Bankruptcy case will stop most civil lawsuits and IRS proceedings.
This first course is to be completed prior to the filing of your bankruptcy.
This is a mandatory counseling session required by bankruptcy law and MUST be completed within 180 days BEFORE the bankruptcy filing.
It can be done via the telephone or it can be completed online.
Each debtor must complete the course at his/her own expense.
We have provided you contact information and instructions.
This course follows the first course and you have the option of completing it online or via telephone.
Each debtor must complete a financial management instructional course before he or she can receive a discharge, at his/her own expense.
This is a mandatory counseling session required by bankruptcy law and MUST be completed within 180 days BEFORE the bankruptcy filing.
It can be done via the telephone or it can be completed online.
Each debtor must complete the course at his/her own expense.
We have provided you contact information and instructions.
This course follows the first course and you have the option of completing it online or via telephone.
Each debtor must complete a financial management instructional course before he or she can receive a discharge, at his/her own expense.
Reviews
Be the first to review J Brian Allen.
Write a Review
