Bankruptcy Clinic, PC
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Bankruptcy Clinic, PC
At the Bankruptcy Clinic, PC, we understand that sometimes bad things happen to good people. You may have recently been laid off, suffered an unforeseen medical problem, struggled through a messy divorce, lost a loved one, invested in a bad business venture, or simply made some mistakes along the way. That's okay. We understand. We are here to help!

At the Bankruptcy Clinic, PC, we represent people from all walks of life. Honest, hard-working people who have gotten into financial difficulty through no fault of their own. We help give our clients the opportunity to build a better future for themselves and their families. Our firm has extensive experience in all aspects of consumer bankruptcy. We understand the bankruptcy laws and work to obtain maximum debt relief for our clients, while enabling them to protect their property to the maximum extent possible.

We are experienced - We file more bankruptcies than any law firm outside of the Metro East region. This experience ranges from relatively simple Chapter 7 or Chapter 13 bankruptcy cases to complex Chapter 11 cases, enabling us to handle any financial dilemma efficiently and cost-effectively.
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Financial problems can consume your thoughts and cause you and your family immeasurable stress.
You might dread answering the phone or opening your bills.
We believe that no one should feel like they are in a hopeless financial situation.
Help is available.
Filing for bankruptcy can eliminate unsecured debts while allowing you to keep your property.
You can get a fresh start for yourself and your family.
At the Bankruptcy Clinic, PC, our attorneys have helped over 15,000 people in Southern Illinois obtain debt relief while giving them a chance to begin their financial lives again.
Many hard-working people get into financial difficulty through no fault of their own.
A job layoff, a divorce, an accident or other events can cause you to accumulate too much debt or maybe just set you back temporarily.
Fortunately, there is hope for people who have unmanageable levels of debt.
Filing for bankruptcy can reduce some debts and eliminate others, allowing you to get your financial life back in order.
At the Bankruptcy Clinic, PC, our attorneys have helped over 10,000 people obtain debt relief through bankruptcy.
Many factors are involved in determining which bankruptcy chapter is best for an individual.
No two situations are identical.
As a rule of thumb, bankruptcy laws require individuals to pay their debts back to the extent they can afford to do so.
If you have an ability to pay something meaningful back to your creditors, then you should file a Chapter 13.
If, on the other hand, you lack an ability to pay something back, you can file a Chapter 7. If you stand to lose something such as your home, your car or personal belongings in a Chapter 7, you may wish to file a 13 instead.
For most people, the thought of losing a home to foreclosure is a nightmare.
The good news is a foreclosure sale does not have to happen.
In many cases, you can stop foreclosure, save your home and obtain debt relief through bankruptcy.
If you have skipped a mortgage payment or are juggling your bills, you should speak with a bankruptcy attorney as soon as possible.
The longer you wait, the more difficult it can be to resolve your problems.
At the Bankruptcy Clinic, PC, our Illinois bankruptcy attorneys have helped thousands of people keep their homes and get a fresh financial start.
Unfortunately, divorce or separation is a factor in nearly 50 percent of the cases we see at the Bankruptcy Clinic, PC If you have unmanageable debts and are suffering marital problems, you may wish to discuss your financial situation with an experienced bankruptcy attorney before you divorce.
The decisions you make during this period can affect your finances for many years to come.
At the Bankruptcy Clinic, PC, we advise people regarding bankruptcy matters as they relate to divorce and separation at all stages.
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