John D'Amato Law Offices is a small law firm with over 20 years' experience in helping individuals and small businesses with debt problems. By choice, John D'Amato is the sole attorney owner in this firm. Attorney D'Amato gives clients the choice to have him personally handle their case or to have it handled by an associate attorney under his close supervision.
Rest assured, John and his staff will never look down upon a client. We understand there are many reasons for financial problems, including medical problems, loss of a job, and divorce. John will personally discuss with you what particular options are available. Daily, John sees his clients' stress greatly decrease as they actively participate in selecting the best remedy.
John enjoys practicing law and meeting the wide variety of individuals he sees daily. His clients include teachers, attorneys, laborers, doctors, collectors, and many others. John views his practice of law primarily as a profession and a calling, rather than a business.
Rest assured, John and his staff will never look down upon a client. We understand there are many reasons for financial problems, including medical problems, loss of a job, and divorce. John will personally discuss with you what particular options are available. Daily, John sees his clients' stress greatly decrease as they actively participate in selecting the best remedy.
John enjoys practicing law and meeting the wide variety of individuals he sees daily. His clients include teachers, attorneys, laborers, doctors, collectors, and many others. John views his practice of law primarily as a profession and a calling, rather than a business.
Services
John D'Amato Law Offices is a small law firm with over 20 years' experience in advising individuals and small businesses with bankruptcy and IRS tax problems.
By choice, John D'Amato is the sole attorney in this firm.
In order to provide all clients with the personal attention they deserve, John personally handles each case.
In this way, John can be certain that each client receives the best attention and results possible.
It is important to John that each client (and all who come in contact with him) have a positive experience.
By choice, John D'Amato is the sole attorney in this firm.
In order to provide all clients with the personal attention they deserve, John personally handles each case.
In this way, John can be certain that each client receives the best attention and results possible.
It is important to John that each client (and all who come in contact with him) have a positive experience.
Individuals with debt problems who are considering filing for bankruptcy relief can best determine if bankruptcy is an appropriate remedy to solve their debt problems by obtaining legal advice from an Attorney experienced in Bankruptcy Law and by having a basic understanding of consumer Bankruptcy Law.
Making a proper determination about which Chapter of the Bankruptcy Code will provide you with the greater advantage is best done with the assistance of an Attorney having considerable experience in Bankruptcy Law and Bankruptcy Practice and a complete understanding of your precise financial condition.
Making a proper determination about which Chapter of the Bankruptcy Code will provide you with the greater advantage is best done with the assistance of an Attorney having considerable experience in Bankruptcy Law and Bankruptcy Practice and a complete understanding of your precise financial condition.
Retirement accounts are almost always protected in bankruptcy.
This means that even if you have $100,000 or more in a retirement account, you can still obtain a discharge of credit cards and most other unsecured debt without losing your retirement account.
Because you are in debt, your retirement account may be a tempting source of money to either pay off your debts or to help you meet your monthly debt repayment terms.
In general, it is a mistake to borrow or take a distribution on your retirement before you file for bankruptcy.
This means that even if you have $100,000 or more in a retirement account, you can still obtain a discharge of credit cards and most other unsecured debt without losing your retirement account.
Because you are in debt, your retirement account may be a tempting source of money to either pay off your debts or to help you meet your monthly debt repayment terms.
In general, it is a mistake to borrow or take a distribution on your retirement before you file for bankruptcy.
In a Chapter 13 case, the individual files a plan of reorganization, in addition to filing a petition and schedules.
The Chapter 13 plan is one which you propose in accordance with the guidelines provided by the Bankruptcy Code.
The plan is typically filed at the same time as your petition for Chapter 13 relief is filed; it will call for making monthly payments to a Chapter 13 Trustee and will last 3 to 5 years.
Upon successful completion of the plan, you will be granted a discharge of all your dischargeable debts.
The Chapter 13 plan is one which you propose in accordance with the guidelines provided by the Bankruptcy Code.
The plan is typically filed at the same time as your petition for Chapter 13 relief is filed; it will call for making monthly payments to a Chapter 13 Trustee and will last 3 to 5 years.
Upon successful completion of the plan, you will be granted a discharge of all your dischargeable debts.
Immediately upon your filing for a petition for Chapter 7 or Chapter 13 relief, you will receive the significant protections provided by the "Automatic Stay."
The effect of the Automatic Stay is awesome and dramatic, and its purpose is to protect you and your property.
2. A government unit beginning or continuing an action against you to enforce its police or regulatory power.
Creditors receive written notice of the Automatic Stay from the Clerk of the Bankruptcy Court by mail approximately several weeks after the filing of the petition.
The effect of the Automatic Stay is awesome and dramatic, and its purpose is to protect you and your property.
2. A government unit beginning or continuing an action against you to enforce its police or regulatory power.
Creditors receive written notice of the Automatic Stay from the Clerk of the Bankruptcy Court by mail approximately several weeks after the filing of the petition.
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