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Are you overburdened with dischargeable debt from credit cards, medical bills and personal loans?. If you answered "yes" to any of these questions, you may wish to speak to a lawyer to find out if bankruptcy is right for you. We help Utah clients overcome their struggles and begin a fresh start. The bankruptcy laws are intended as a means of relief.

We can help you find the best solution to your situation, whether through Chapter 7 or Chapter 13 bankruptcy or other alternatives. Find out what makes us different and learn more about how we will help you get on track toward a better, more secure financial future. During a free, no-obligation consultation, we will review your financial situation with you and discuss options that best fit you.

Call our Salt Lake City office at (801) 747-2222 to schedule your free consultation. We make payment easy - through debit cards and payment plans and prepayment plans.
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At Gregersen Law, we dedicate our bankruptcy practice to achieving each of these standards.
Our team is here to help people plan their bankruptcies and resolve their debt problems.
We are not a high-volume law firm where we process cases as fast as possible.
Rather, we take our time with clients.
We get to know them and understand their struggles.
Attorney Mark J. Gregersen has been doing his best for Utah clients since 1989.
This is our firm mission, and we seek to help all our clients obtain a fresh start.
Mark J. Gregersen has been practicing law for more than twenty years and has successfully represented hundreds of clients in his legal career.
Mr. Gregersen received his Bachelor of Science degree in Business Management - Finance from Brigham Young University, and his Juris Doctorate from J. Reuben Clark School of Law in 1988.
Filing for bankruptcy can damage a person's credit.
However, there are ways to rebuild it after bankruptcy.
For many people in Salt Lake and throughout Utah, filing for bankruptcy is one of the most difficult decisions they can make.
Often times, people may declare bankruptcy when they have run out of other options and need to gain freedom from their overwhelming financial burdens.
There is no question that when people have a bankruptcy listed on their credit report, it can have a major impact on their ability to purchase a home, be approved for a loan or open a bank account.
Anyone who has been in need of medical treatment recently can tell you about the high cost of medical care in the United States.
In order to attempt to make medical care more affordable for more people, Congress passed the Affordable Care Act (ACA).
Since the act has been in effect, it is estimated that the number of uninsured Americans has decreased by 15 million.
However, despite the decline in the number of uninsured, the ACA has not meant the end of struggles with medical debt for many Americans.
For some people, Chapter 13 is a better way to deal with their debt problems.
If you are considering bankruptcy, you may assume that Chapter 7 is the best type of bankruptcy for you.
Although this may sometimes be a correct assumption, you may be better served by filing Chapter 13 bankruptcy in some cases.
Because of this fact, it is helpful to make yourself aware of the situations where Chapter 13 is particularly advantageous.
In Chapter 7, assets that are not exempt by law are sold to pay your debts.
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