Neema R Desai

Once we file your bankruptcy, the threat of an immediate foreclosure, repossession or garnishment will stop.
You will have peace of mind and will be able to focus on life again.
Bankruptcy is a positive option when you have experienced difficulties and are now dealing with uncontrollable debt.
Before making any hasty decisions, we encourage all people considering bankruptcy to seek the advice of an experienced bankruptcy attorney.
We encourage all people who are considering bankruptcy to seek the advice of an experienced bankruptcy attorney.

A Ch. 13 bankruptcy can stop a foreclosure and possibly reduce the amount of money you owe on your car loan.
As a debtor in a Ch.13 bankruptcy, you are able to keep all of your assets and negotiate the terms of your repayment plan.
If you are behind on your mortgage or car loan, you can repay the overdue amount over time and restore the original agreement.
IRS tax liability, student loan or other debt can be included in a Ch. 13 plan and paid off over a period of three to five years.
One of the benefits of a Chapter 13 bankruptcy is that you can keep all of your assets and negotiate the terms of your payments.

If you get sued and you do not defend yourself, you will end up with a Judgment on your credit report.
In 1996, lawmakers approved the Fair Debt Collection Practices Act to curb abuses committed by debt collectors.
Call the debtor by phone repeatedly or continuously with the intention of annoying or harassing.
5. False representation of an association with the government, the application of the law, the credit reporting agency or the law firm.
7. Threatening a consumer with time in jail, even when he or she has not committed any crime.

Contracts are legally binding agreements, and they are present in almost every aspect of our personal and business lives.
If you own or manage a business, you must work with contracts all the time in your dealings with employees, contractors, vendors, commercial landlords, banks, utilities, insurance companies, and, of course, customers and clients.
What makes a contract special - and essential for business dealings - is that it is binding on the parties.
If one party doesn't hold up its end of the bargain, the other party has legal remedies for any resulting damages.

A trust passes outside of probate, so a court does not need to oversee the process, which can save time and money.
Unlike a will, which becomes part of the public record, a trust can remain private.
Wills and trusts each have their advantages and disadvantages.
Although the revocable trust supersedes the will, the revocable trust only controls assets that have been placed into the trust.
If a revocable trust is formed, but assets are not moved into the trust, the trust provisions have no effect on the intended trust assets at death.