Morrison & Associates, PC
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Morrison & Associates, PC
For more than 20 years, I have made it my mission to help individuals, families, and small businesses work to eliminate debt and achieve a fresh start. Over the course of my legal career, I have successfully handled more than 5,000 cases in Worcester County and beyond. Armed with this experience and in-depth knowledge of federal bankruptcy law, I am prepared to help you fully understand your options for debt relief.

Bankruptcy is a valuable tool for those facing immense, crippling debt. I can help you weigh the pros and cons of filing for Chapter 13 bankruptcy, determine whether you are eligible to file for Chapter 7 bankruptcy, or assist you in finding a custom debt relief solution for your small business. I understand just how stressful it can be to face relentless collection activity and seemingly insurmountable debt.

Morrison & Associates is here to help you regain confidence and control over your finances during this difficult time. To speak to an experienced bankruptcy attorney in Worcester, please call my law office at (508) 928-3038 or submit an online contact form.
Services
Attorney Troy Morrison serves the entire state of Massachusetts from convenient office locations in Springfield, South Easton, and Worcester.
Prior to practicing bankruptcy law, Attorney Morrison received his undergraduate degree from the University of Massachusetts in Amherst, MA.
He received his Juris Doctor from Tulane University School of Law in New Orleans, Louisiana before returning to practice in Massachusetts.
He has literally handled thousands of bankruptcy cases, practicing for over 20 years.
If you are facing a large amount of debt, you have options to achieve financial freedom.
Bankruptcy is a federally protected tool allowing individuals and businesses to eliminate or repay debts over a period of time.
There are several different types of bankruptcy, each with different eligibility requirements and each with their own pros and cons.
As a Worcester bankruptcy lawyer with decades of experience, I am prepared to help you navigate the legal process.
I can assist you every step of the way, from determining which type of bankruptcy is most beneficial for your unique situation to attending debt counseling sessions.
Chapter 7 is a common form of bankruptcy that allows individuals and businesses to wipe out many debts for a fresh financial start.
It is referred to as both "straight" and "liquidation" bankruptcy since the filer's property is liquidated by the bankruptcy trustee to pay off creditor debt.
Chapter 7 is pertinent for those who have accumulated insurmountable debt, especially unsecured debt, such as credit card debt.
If you are facing crushing debt, you may be eligible for a Chapter 7 filing.
As your Worcester Chapter 7 bankruptcy attorney, my goal is to find the best legal way to restore your financial health.
Filing for Chapter 11 bankruptcy is generally an action taken by a business that has too much financial obligation or debt.
Anyone, including individuals and couples, can actually file for bankruptcy under this Chapter, but the most common scenario involves corporations, limited liability companies, and partnerships.
Chapter 11 is known as "reorganization" bankruptcy because it is meant to give the company an extended time to restructure its affairs, assets, and debts while still operating.
Chapter 11 allows your company to keep its assets.
If you do not qualify for Chapter 7 bankruptcy, you still have the option of filing for bankruptcy under Chapter 13.
This type of bankruptcy is available to both consumers and sole proprietors of small businesses.
Like Chapter 11, it involves a reorganization plan that will pay off a portion of unsecured debt over time.
To fully understand how a Chapter 13 bankruptcy filing would affect you, it is important to consult with an experienced attorney.
At Morrison & Associates, I have provided legal assistance to countless individuals and business owners for more than 20 years.
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