Whether you are just beginning the process or are having post-divorce disputes with your ex, it is imperative to have an attorney who is aware of your rights and options and who is willing to stand up for you. Don't wait until it is too late and you have missed deadlines or given up important rights that will jeopardize your finances or your children's living arrangements.
I can help you with repossessions, lawsuits, back taxes, facing foreclosure, garnishments and collections. Take back control of your financial future. Call Baneylaw P.C. for a FREE CONSULTATION. As a consumer, you have rights under Federal and State law. Whatever your financial situation, taking back control starts with contacting an experienced professional who knows what needs to be done and who can explain your options to you.
I file both Chapter 7 and Chapter 13 bankruptcies and help you determine what a bankruptcy would mean for you. Your credit impacts your life in many ways, including the interest rates you pay, rates you pay for insurance, and eligibility for certain jobs.
I can help you with repossessions, lawsuits, back taxes, facing foreclosure, garnishments and collections. Take back control of your financial future. Call Baneylaw P.C. for a FREE CONSULTATION. As a consumer, you have rights under Federal and State law. Whatever your financial situation, taking back control starts with contacting an experienced professional who knows what needs to be done and who can explain your options to you.
I file both Chapter 7 and Chapter 13 bankruptcies and help you determine what a bankruptcy would mean for you. Your credit impacts your life in many ways, including the interest rates you pay, rates you pay for insurance, and eligibility for certain jobs.
Services
Prior to working as a family law attorney and consumer advocate, I worked on a wide range of business and consumer matters ranging from shareholder and commercial litigation to representing individual plaintiffs in Americans with Disabilities Act actions, Fair Debt Collection Practices Act, and employment litigation.
I have tried several large cases to judgment in multi-week trials.
In addition to my trial practice, I represent both individuals and businesses in bankruptcy courts throughout Northern Virginia, the District of Columbia, and Maryland representing both Debtors and Creditors.
I have tried several large cases to judgment in multi-week trials.
In addition to my trial practice, I represent both individuals and businesses in bankruptcy courts throughout Northern Virginia, the District of Columbia, and Maryland representing both Debtors and Creditors.
As a compliment to my consumer law practice, I am able to advise you about your options in bankruptcy.
Understanding all of the tools at your disposal to fight the abusive practices of creditors in today's marketplace includes knowing exactly what a bankruptcy would mean to your specific situation.
While never an initial option, the consequences of filing for bankruptcy are far less drastic than most people fear, and learning the details of this "worst case scenario" will give you peace of mind.
Understanding all of the tools at your disposal to fight the abusive practices of creditors in today's marketplace includes knowing exactly what a bankruptcy would mean to your specific situation.
While never an initial option, the consequences of filing for bankruptcy are far less drastic than most people fear, and learning the details of this "worst case scenario" will give you peace of mind.
Also called a "liquidation, " Chapter 7 cases are typically resolved within 4 months after the filing date.
You will receive a Bankruptcy Discharge, and your obligation to the discharged debts will be over.
Together, we determine if this is the best course of action for you.
When a Chapter 7 petition is filed, all creditor collection activity will stop.
There is an "automatic stay" that will protect you from harassing phone calls, and it will temporarily stop a foreclosure or eviction.
It will also permanently stop creditors from collecting their debts for those debts that are covered by your discharge.
You will receive a Bankruptcy Discharge, and your obligation to the discharged debts will be over.
Together, we determine if this is the best course of action for you.
When a Chapter 7 petition is filed, all creditor collection activity will stop.
There is an "automatic stay" that will protect you from harassing phone calls, and it will temporarily stop a foreclosure or eviction.
It will also permanently stop creditors from collecting their debts for those debts that are covered by your discharge.
Chapter 13 Bankruptcy, also called a "reorganization, " enables financially distressed debtors to propose and carry out a repayment plan that will allow them to pay back certain priority and secured creditors over an extended period of time.
A person filing under Chapter 13 bankruptcy must show the courts that they have the resources to pay those priority and secured debts over the next three to five years.
Otherwise, a judge will not approve the repayment plan.
In addition, the filer must pay a percentage of their other unsecured debts, dictated by the amount of disposable income of the filer.
A person filing under Chapter 13 bankruptcy must show the courts that they have the resources to pay those priority and secured debts over the next three to five years.
Otherwise, a judge will not approve the repayment plan.
In addition, the filer must pay a percentage of their other unsecured debts, dictated by the amount of disposable income of the filer.
This was made possible by the legislation known as the Small Business Reorganization Act of 2019 (SBRA).
Small Business Reorganization Act (SBRA) of 2019, Pub.
Engaged in a commercial business activity, excluding the ownership of single asset real estate as defined in 11 U.S.C. §101 (51B),.
The majority of such debts must have arisen from the commercial or business activities of the debtor.
The combination of these two pieces of legislation provide the opportunity for small business debtors to reorganize in a cost-effective manner.
Small Business Reorganization Act (SBRA) of 2019, Pub.
Engaged in a commercial business activity, excluding the ownership of single asset real estate as defined in 11 U.S.C. §101 (51B),.
The majority of such debts must have arisen from the commercial or business activities of the debtor.
The combination of these two pieces of legislation provide the opportunity for small business debtors to reorganize in a cost-effective manner.
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