Golden & Cardona-Loya, LLP is a law firm dedicated to protecting the rights of California's consumers. We firmly believe that all are entitled to justice. Our Chula Vista & San Diego, CA Consumer Rights Protection Lawyers represent individuals in legal matters against banks, credit card companies, mortgage servicers, debt collectors, and other financial institutions.
If you are facing a lawsuit from a credit card company, harassment by a debt collector, foreclosure, repossession, or other issues related to your finances or credit report please call for a free consultation. We are located in Chula Vista, San Diego County, and represent individuals all across California. A creditor garnished my wages and took me to court.
Golden & Cardona-Loya got my case dismissed and the creditor off my back and money in my pocket. If you're being sued by a credit collection agency I highly recommend Mr. Golden's services. You will not regret it!
If you are facing a lawsuit from a credit card company, harassment by a debt collector, foreclosure, repossession, or other issues related to your finances or credit report please call for a free consultation. We are located in Chula Vista, San Diego County, and represent individuals all across California. A creditor garnished my wages and took me to court.
Golden & Cardona-Loya got my case dismissed and the creditor off my back and money in my pocket. If you're being sued by a credit collection agency I highly recommend Mr. Golden's services. You will not regret it!
Services
The attorneys at Golden & Cardona-Loya, LLP pride themselves on their honesty, integrity, and refusal to back down until they have obtained a fair and just result for their clients.
We feel that responsiveness is an important aspect of the attorney-client relationship.
We make ourselves easily accessible to all our clients by phone or email.
In most circumstances, we respond to client questions within 24 hours.
In 2011 Mr. Golden was nominated as one of San Diego's Top Attorneys by SDMetro magazine in the field of Consumer Law.
We feel that responsiveness is an important aspect of the attorney-client relationship.
We make ourselves easily accessible to all our clients by phone or email.
In most circumstances, we respond to client questions within 24 hours.
In 2011 Mr. Golden was nominated as one of San Diego's Top Attorneys by SDMetro magazine in the field of Consumer Law.
We aggressively defend you in lawsuits brought by debt buyers, debt collectors, or creditors.
Our attorneys have successfully defended over 250 collection lawsuits, by obtaining a dismissal or winning the case at trial, thereby saving our clients over $1.8 million.
We have successfully defended cases in Chula Vista, San Diego County, Orange County, Los Angeles County, and all the way up to Shasta County and many counties in between.
We also give seminars and teach other attorneys how to handle these cases.
Our attorneys have successfully defended over 250 collection lawsuits, by obtaining a dismissal or winning the case at trial, thereby saving our clients over $1.8 million.
We have successfully defended cases in Chula Vista, San Diego County, Orange County, Los Angeles County, and all the way up to Shasta County and many counties in between.
We also give seminars and teach other attorneys how to handle these cases.
At Golden & Cardona-Loya, LLP, our debt collection lawyers in Chula Vista, San Diego, CA understand the stress and anxiety of falling behind financially.
The demand letters, the phone calls, the constant worry that your paycheck will be garnished, or your bank account emptied by your creditors is often too much to handle on your own.
We know that if you are already behind on your bills, you cannot afford to have your financial livelihood interrupted by collections.
Our debt harassment attorneys in Chula Vista, San Diego, CA want each of our residents to know you have debt collectors' rights.
The demand letters, the phone calls, the constant worry that your paycheck will be garnished, or your bank account emptied by your creditors is often too much to handle on your own.
We know that if you are already behind on your bills, you cannot afford to have your financial livelihood interrupted by collections.
Our debt harassment attorneys in Chula Vista, San Diego, CA want each of our residents to know you have debt collectors' rights.
Golden & Cardona-Loya, LLP is made up of skilled trial litigators and has helped their clients save over $2,000,000 and defended hundreds of debt collection lawsuits throughout Chula Vista & San Diego, California.
The majority of these cases have resulted in a dismissal for our client with no money being paid.
We take cases on and then prepare as if we will proceed with a trial or arbitration.
Although we are always willing to settle for a fair amount pursuant to our client's instructions we are also not opposed to pushing a case through to judgment to obtain for our client a just result.
The majority of these cases have resulted in a dismissal for our client with no money being paid.
We take cases on and then prepare as if we will proceed with a trial or arbitration.
Although we are always willing to settle for a fair amount pursuant to our client's instructions we are also not opposed to pushing a case through to judgment to obtain for our client a just result.
For individuals in California, there are two laws that can assist you if incorrect information is reported on your credit file.
The Fair Credit Reporting Act, 15 U.S.C. §1681 et seq.
The Fair Credit Reporting Act (FCRA) requires that credit reporting agencies (i.e.
Trans Union, Equifax, and Experian report only true and accurate information.
Banks, credit card companies, prospective employers, and landlords all have the ability to review your credit report.
Therefore, if you have noticed incorrect information on your reports please contact us.
The Fair Credit Reporting Act, 15 U.S.C. §1681 et seq.
The Fair Credit Reporting Act (FCRA) requires that credit reporting agencies (i.e.
Trans Union, Equifax, and Experian report only true and accurate information.
Banks, credit card companies, prospective employers, and landlords all have the ability to review your credit report.
Therefore, if you have noticed incorrect information on your reports please contact us.
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