Get a fresh start from your financial turmoil by relying on a new way to cope with debt - trust Nathan A. Berneman, APC to guide you through the Chapter 7 or Chapter 13 bankruptcy process. Our bankruptcy attorneys in Los Angeles understand the fiscal trouble you're going through and will help you file the paperwork needed to get out of debt and RESTORE YOUR PEACE OF MIND.
Relying on more than 20 years of experience, Nathan A. Berneman, APC in Los Angeles, CA will help you take control of your financial situation and provide you with a solution to your money troubles. The bankruptcy attorneys in Los Angeles at Nathan A. Berneman, APC can help stop creditors from calling, and your debt from mounting. Filing for Chapter 7 and Chapter 13 bankruptcy can be a complicated process - one that shouldn't be done alone.
3. We can help you decide which bankruptcy filing(Chapter 13 and chapter 7) be good for you. 4. Our top-rated bankruptcy attorneys represent clients in Los Angeles and Ventura County.
Relying on more than 20 years of experience, Nathan A. Berneman, APC in Los Angeles, CA will help you take control of your financial situation and provide you with a solution to your money troubles. The bankruptcy attorneys in Los Angeles at Nathan A. Berneman, APC can help stop creditors from calling, and your debt from mounting. Filing for Chapter 7 and Chapter 13 bankruptcy can be a complicated process - one that shouldn't be done alone.
3. We can help you decide which bankruptcy filing(Chapter 13 and chapter 7) be good for you. 4. Our top-rated bankruptcy attorneys represent clients in Los Angeles and Ventura County.
Services
I began practicing law in 1991 and have been working in bankruptcy law since 1992.
I started my own firm in 1999.
I primarily file Chapter 7 and Chapter 13 bankruptcies for individual debtors and corporations, mostly in Los Angeles and Ventura county.
I also make special appearances for other bankruptcy attorneys who cannot make it to court on the debtors and creditors side.
I know the trustees and judges in the courts since I appear in court anywhere from 2-4 days per week.
I will share with you the knowledge you need to make an informed decision on whether or not bankruptcy is right for you, and which bankruptcy chapter you may be able to file.
I started my own firm in 1999.
I primarily file Chapter 7 and Chapter 13 bankruptcies for individual debtors and corporations, mostly in Los Angeles and Ventura county.
I also make special appearances for other bankruptcy attorneys who cannot make it to court on the debtors and creditors side.
I know the trustees and judges in the courts since I appear in court anywhere from 2-4 days per week.
I will share with you the knowledge you need to make an informed decision on whether or not bankruptcy is right for you, and which bankruptcy chapter you may be able to file.
Debt can be frightening!
Don't worry; we are here to take you out of this trap.
Job loss, a serious illness, or inability to work due to some unforeseen circumstances can all lead to some sort of financial strain.
What makes things worse is the constant harassment from the debt recovery agencies, which often leaves many people anxious.
When you're under a pile of debt and constantly being harassed by creditors, you may feel like you have nowhere to turn.
In such situations, filing for Chapter 7 bankruptcy in Los Angeles is a viable option for obtaining the financial freedom you seek.
Don't worry; we are here to take you out of this trap.
Job loss, a serious illness, or inability to work due to some unforeseen circumstances can all lead to some sort of financial strain.
What makes things worse is the constant harassment from the debt recovery agencies, which often leaves many people anxious.
When you're under a pile of debt and constantly being harassed by creditors, you may feel like you have nowhere to turn.
In such situations, filing for Chapter 7 bankruptcy in Los Angeles is a viable option for obtaining the financial freedom you seek.
Chapter 13 "reorganization" or "consolidation" allows you to consolidate your debts into one low monthly payment.
The payment amount is tailored to your disposable income after your household expenses are paid.
Chapter 13 is technically a bankruptcy, but is viewed differently since it is not a "straight" bankruptcy that simply eliminates debts without any payments whatsoever.
Instead, it consolidates all missed mortgage payments ("arrears"), taxes, car payments, and other secured and unsecured debts and spreads the repayment over a three to five year period.
The payment amount is tailored to your disposable income after your household expenses are paid.
Chapter 13 is technically a bankruptcy, but is viewed differently since it is not a "straight" bankruptcy that simply eliminates debts without any payments whatsoever.
Instead, it consolidates all missed mortgage payments ("arrears"), taxes, car payments, and other secured and unsecured debts and spreads the repayment over a three to five year period.
The thought of losing your home is frightening, but unfortunately this is the reality of hundreds of thousands of Americans facing foreclosure each year.
Foreclosure is the legal process in which a lender reclaims a home or property to make up for the outstanding balance on a mortgage or loan.
When this happens, the property is then sold and the proceeds of the sale are used to settle the debt.
Nathan A. Berneman, APC is here to assist you by providing knowledgeable and experienced Foreclosure attorneys & lawyers in Los Angeles who will work diligently to help you keep your home and regain control of your current debt situation.
Foreclosure is the legal process in which a lender reclaims a home or property to make up for the outstanding balance on a mortgage or loan.
When this happens, the property is then sold and the proceeds of the sale are used to settle the debt.
Nathan A. Berneman, APC is here to assist you by providing knowledgeable and experienced Foreclosure attorneys & lawyers in Los Angeles who will work diligently to help you keep your home and regain control of your current debt situation.
Nathan A Berneman, APC understands that wage garnishment can be the determining factor which turns a a tough financial situation into an impossible one.
Many Americans are facing financial struggles with their entire paycheck, but with wage garnishments you're now expected to pay off your debt and live life with a portion of your paycheck being taken from you when money is already tight.
At Nathan A Berneman, APC we understand how unfair wage garnishment can be and we're here to help.
We don't want you to suffer or struggle against a system that leaves you with a smaller paycheck, adding more strain to your life and pushing you to the breaking point.
Many Americans are facing financial struggles with their entire paycheck, but with wage garnishments you're now expected to pay off your debt and live life with a portion of your paycheck being taken from you when money is already tight.
At Nathan A Berneman, APC we understand how unfair wage garnishment can be and we're here to help.
We don't want you to suffer or struggle against a system that leaves you with a smaller paycheck, adding more strain to your life and pushing you to the breaking point.
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