All of the above. Plus my extended efforts to make sure every aspect of your case is addressed and administered smoothly. Chapter 7 allows you to discharge your debt and most often keep your home and other assets. Chapter 11 Bankruptcy allows your business to remain in operation and retain control over most or all of your assets. Chapter 13 is an option if you can't file Chapter 7 and/or wish to pay taxes or catch up your house payment.
He is an AV rated attorney by Martindale Hubbell and a Certified Specialist in Bankruptcy law by the State Bar of California, Board of Legal Specialization. Max Gardner represents debtors, creditors, trustees, and creditors' committees in Chapters 7, 11, 12 and 13.
He has extensive bankruptcy litigation experience in trying cases involving dischargeability of debts, preferences, fraudulent conveyances, objections to claims, objections to exemptions, plan confirmation and a variety of other actions obtaining declaratory relief from the Bankruptcy Court.I have practiced Bankruptcy law in Bakersfield now for over 30 years.
He is an AV rated attorney by Martindale Hubbell and a Certified Specialist in Bankruptcy law by the State Bar of California, Board of Legal Specialization. Max Gardner represents debtors, creditors, trustees, and creditors' committees in Chapters 7, 11, 12 and 13.
He has extensive bankruptcy litigation experience in trying cases involving dischargeability of debts, preferences, fraudulent conveyances, objections to claims, objections to exemptions, plan confirmation and a variety of other actions obtaining declaratory relief from the Bankruptcy Court.I have practiced Bankruptcy law in Bakersfield now for over 30 years.
Services
Bankruptcy Attorney Bakersfield | To use a nature analogy, Debtor/Creditor law can be like predator and prey where obtaining payment is like catching a fish.
Bankruptcy may not be an option if you are a debtor.
You may be facing a defense of that creditor demand.
You may also have rights under the Fair Credit Reporting Act.
If you are a creditor, in certain cases, the debt that is owed to you may not be discharged in Bankruptcy and you should challenge the debtor.
Mr. Gardner is one of the most experienced Bankruptcy litigation attorneys in Bakersfield and Kern County.
Bankruptcy may not be an option if you are a debtor.
You may be facing a defense of that creditor demand.
You may also have rights under the Fair Credit Reporting Act.
If you are a creditor, in certain cases, the debt that is owed to you may not be discharged in Bankruptcy and you should challenge the debtor.
Mr. Gardner is one of the most experienced Bankruptcy litigation attorneys in Bakersfield and Kern County.
Bankruptcy Lawyer Bakersfield | A Bankruptcy lawyer learns Bankruptcy law and procedure over the course of a career.
He or she also accumulates a reservoir of information in other areas of law.
Clients come to a Bankruptcy attorney with unique personal and business issues that touch on family law, contracts, real property, and of course, debtor/creditor problems, to name just a few.
A business Bankruptcy attorney develops a significant understanding of a wide variety of business operations.
This experience naturally leads to an understanding of the nature of disputes, and how to resolve them.
He or she also accumulates a reservoir of information in other areas of law.
Clients come to a Bankruptcy attorney with unique personal and business issues that touch on family law, contracts, real property, and of course, debtor/creditor problems, to name just a few.
A business Bankruptcy attorney develops a significant understanding of a wide variety of business operations.
This experience naturally leads to an understanding of the nature of disputes, and how to resolve them.
Bankruptcy Lawyer Bakersfield | STUDENT LOANS | You invested in your future by receiving a college education.
But sometimes, those investments don't immediately pay off.
Finding the job of your dreams can be difficult in a challenging economy.
And with the cost of higher education rising steadily, it is likely that you left school not only with a degree but also student loan debt.
You are not alone.
Unfortunately, the government doesn't wait to collect on what you owe based on your ability to pay it back.
But sometimes, those investments don't immediately pay off.
Finding the job of your dreams can be difficult in a challenging economy.
And with the cost of higher education rising steadily, it is likely that you left school not only with a degree but also student loan debt.
You are not alone.
Unfortunately, the government doesn't wait to collect on what you owe based on your ability to pay it back.
Chapter 13 Bankruptcy | For many Bakersfield families filing for Chapter 13 bankruptcy means they can seek relief from debt collectors and still save their assets.
Unlike Chapter 7 Bankruptcy, filing a Chapter 13 Bankruptcy doesn't mean you will erase most debt all at one time.
The advantage of this filing is that it will immediately stop all creditor collection efforts, in most cases.
With the approval of the bankruptcy trustee, you set the amount you pay your creditors each month.
You typically have three to five years in which to carry out the terms of a Chapter 13 plan.
Unlike Chapter 7 Bankruptcy, filing a Chapter 13 Bankruptcy doesn't mean you will erase most debt all at one time.
The advantage of this filing is that it will immediately stop all creditor collection efforts, in most cases.
With the approval of the bankruptcy trustee, you set the amount you pay your creditors each month.
You typically have three to five years in which to carry out the terms of a Chapter 13 plan.
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