Bad things sometimes happen to good people. Whether it is the loss of a job, a medical emergency, or just the inability to pay your bills, sometimes you can find yourself behind and you don't know where to turn. Nobody likes to think that they may have to file for bankruptcy, but the truth is it is sometimes the best option. In Ohio, bankruptcy filings are on the rise and it's nothing to be embarrassed about.
For many people, filing bankruptcy can put an end to creditor harassment, stop lawsuits and utility disconnections, and even save a house in foreclosure. Filing bankruptcy can stop wage garnishments and bank attachments too. In fact, many people don't lose any of their property going through bankruptcy. Filing bankruptcy is designed to give you a fresh start, and the attorneys at Lake Legal Services are here to help.
We're a debt relief agency, and we help people file for bankruptcy relief under the Bankruptcy Code. Filing bankruptcy can be complicated, and you need experienced professionals who will help you through the process.
For many people, filing bankruptcy can put an end to creditor harassment, stop lawsuits and utility disconnections, and even save a house in foreclosure. Filing bankruptcy can stop wage garnishments and bank attachments too. In fact, many people don't lose any of their property going through bankruptcy. Filing bankruptcy is designed to give you a fresh start, and the attorneys at Lake Legal Services are here to help.
We're a debt relief agency, and we help people file for bankruptcy relief under the Bankruptcy Code. Filing bankruptcy can be complicated, and you need experienced professionals who will help you through the process.
Services
Cleveland-Marshall College of Law, Cleveland, Ohio, J.D.
As the founder and owner of Lake Legal Services, Edward has extensive experience in Chapter 7 and Chapter 13 bankruptcies.
As a manager at one of Ohio's largest bankruptcy firms, and as a private practicioner, he has filed and supervised over 1,500 cases in every bankruptcy court in Northern Ohio.
The information on this bankruptcy attorney/law firm website is for general information purposes only.
Nothing on this or associated pages, documents, comments, answers, e-mails or other communications should be taken as legal advice for any individual case or situation.
As the founder and owner of Lake Legal Services, Edward has extensive experience in Chapter 7 and Chapter 13 bankruptcies.
As a manager at one of Ohio's largest bankruptcy firms, and as a private practicioner, he has filed and supervised over 1,500 cases in every bankruptcy court in Northern Ohio.
The information on this bankruptcy attorney/law firm website is for general information purposes only.
Nothing on this or associated pages, documents, comments, answers, e-mails or other communications should be taken as legal advice for any individual case or situation.
We're right in the Merriman Valley and parking is free.
We're located right in the Valley Office Park II.
If you have any questions about how to get to our office, please feel free to call us at 330-605-3508 to meet with an experience Canton bankruptcy attorney or Akron bankruptcy attorney.
We're right off I-77 and parking is free.
We're located right across from Belden Village Mall in the glass office tower.
The information on this bankruptcy attorney/law firm website is for general information purposes only.
We're located right in the Valley Office Park II.
If you have any questions about how to get to our office, please feel free to call us at 330-605-3508 to meet with an experience Canton bankruptcy attorney or Akron bankruptcy attorney.
We're right off I-77 and parking is free.
We're located right across from Belden Village Mall in the glass office tower.
The information on this bankruptcy attorney/law firm website is for general information purposes only.
Many lawsuits will be stopped by the filing of bankruptcy, and some will end completely with that filing.
Almost all lawsuits will stop the moment the case is filed because an automatic prevents most creditors from continuing the lawsuit to collect a debt against a bankruptcy debtor.
The automatic stay is like a restraining order that stops creditors from trying to collect a debt.
It protects the debtor until they receive a discharge from their debts, or until the creditor obtains relief from the stay.
Almost all lawsuits will stop the moment the case is filed because an automatic prevents most creditors from continuing the lawsuit to collect a debt against a bankruptcy debtor.
The automatic stay is like a restraining order that stops creditors from trying to collect a debt.
It protects the debtor until they receive a discharge from their debts, or until the creditor obtains relief from the stay.
There is a great deal of misinformation regarding bankruptcy out there.
And although there's much information that's very helpful, some of these myths continue to persist.
Here are some of them.
Myth: All debts are wiped out in Chapter 7 bankruptcy.
Fact: Certain types of debts cannot be discharged, or erased.
They include child support and alimony, overpayments for government benefits, student loans, and debts incurred as the result of fraud.
Additionally, secured debts on items the debtor intends to keep are not dischargeable - if you want to keep the house or the vehicle, you have to keep paying on the loan.
And although there's much information that's very helpful, some of these myths continue to persist.
Here are some of them.
Myth: All debts are wiped out in Chapter 7 bankruptcy.
Fact: Certain types of debts cannot be discharged, or erased.
They include child support and alimony, overpayments for government benefits, student loans, and debts incurred as the result of fraud.
Additionally, secured debts on items the debtor intends to keep are not dischargeable - if you want to keep the house or the vehicle, you have to keep paying on the loan.
Chapter 13 bankruptcy is primarily used to stop a foreclosure of your home.
Your bankruptcy petition must be filed before the sale date of your property.
After filing, we can help you propose a plan to repay the amount you fell behind on the mortgage.
You will begin to again pay your regular mortgage payments as well.
If you are facing foreclosure, lawsuit, repossession or wage garnishment a Chapter 13 bankruptcy can rearrange your financial affairs to allow you to get back on your feet.
Chapter 13 law is very powerful: It stops a house foreclosure, allowing you to make up missed mortgage payments and keep your home.
Your bankruptcy petition must be filed before the sale date of your property.
After filing, we can help you propose a plan to repay the amount you fell behind on the mortgage.
You will begin to again pay your regular mortgage payments as well.
If you are facing foreclosure, lawsuit, repossession or wage garnishment a Chapter 13 bankruptcy can rearrange your financial affairs to allow you to get back on your feet.
Chapter 13 law is very powerful: It stops a house foreclosure, allowing you to make up missed mortgage payments and keep your home.
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