Our Bankruptcy Lawyer assists with Bankruptcy Planning, Loan Modifications inside a Chapter 13 Bankruptcy Plan, and stopping Foreclosure Sales due to an emergency Bankruptcy filing or, if appropriate, an emergency motion with the Foreclosure Court outlining the legal reasons why your foreclosure sale must immediately be canceled. Our Bankruptcy Attorneys also have filed many chapter 7 bankruptcies and routinely accompany our clients to 341 hearings in the Bankruptcy Court with the Bankruptcy Trustee.
We are an Experienced Bankruptcy Law Firm in Kissimmee Florida able to assist in Bankruptcy filing for bankruptcy clients in Kissimmee Florida and the surrounding areas. Foreclosure defense is taken very seriously by our firm. We will sit down with you and explain all your options. We will give you options. Also, we will decide on a strategy together and lay down some general markers on estimated costs and benefits to you.
We can Answer the Foreclosure complaint, file a Motion to Dismiss directly challenging the validity of the foreclosure, request mediation, work on trying to get you a loan modification.
We are an Experienced Bankruptcy Law Firm in Kissimmee Florida able to assist in Bankruptcy filing for bankruptcy clients in Kissimmee Florida and the surrounding areas. Foreclosure defense is taken very seriously by our firm. We will sit down with you and explain all your options. We will give you options. Also, we will decide on a strategy together and lay down some general markers on estimated costs and benefits to you.
We can Answer the Foreclosure complaint, file a Motion to Dismiss directly challenging the validity of the foreclosure, request mediation, work on trying to get you a loan modification.
Services
Our Bankruptcy Law Firm Has Experienced Bankruptcy Attorneys in Kissimmee Florida & Our Bankruptcy Lawyers can help in Bankruptcy Filing and More in Kissimmee And Surrounding Areas.
Many people feel that people who file bankruptcy are taking the easy way out, cheating the system, or are in some way a bad person doing something unlawful: This is 100% WRONG.
Bankruptcy under the law is about honesty, forgiveness, and a fresh start.
There is nothing sinister or evil in the filing of a bankruptcy alone.
Many people feel that people who file bankruptcy are taking the easy way out, cheating the system, or are in some way a bad person doing something unlawful: This is 100% WRONG.
Bankruptcy under the law is about honesty, forgiveness, and a fresh start.
There is nothing sinister or evil in the filing of a bankruptcy alone.
A chapter 7 bankruptcy is sometimes called a Straight Bankruptcy or a Liquidation Bankruptcy.
When you file a Chapter 7 bankruptcy you get to keep your "Exempt" assets, and your non-exempt assets need to be turned in to the Bankruptcy Trustee so that they may distribute the value of the assets amongst your creditors.
Florida residents have a list of exemptions set by state law and in some areas, are very generous.
In order for you to be considered a Florida residence you must have resided in our state for the last 2 years.
When you file a Chapter 7 bankruptcy you get to keep your "Exempt" assets, and your non-exempt assets need to be turned in to the Bankruptcy Trustee so that they may distribute the value of the assets amongst your creditors.
Florida residents have a list of exemptions set by state law and in some areas, are very generous.
In order for you to be considered a Florida residence you must have resided in our state for the last 2 years.
There are other reasons to file a Chapter 13 Bankruptcy instead of a Chapter 7 such as when you are trying to save your home, lien stripping a second mortgage, need bigger exemptions that a Chapter 13 provides and more.
A Chapter 13 Bankruptcy requires that a repayment plan be set up which can last from 3 to 5 years.
All of your "Disposable Income" would go into the plan.
At the end of the repayment plan, what debt is remaining that is dischargeable in Bankruptcy should be discharged.
And, a Chapter 13 Bankruptcy can be used if you are in foreclosure so as to stop the foreclosure sale, and allow, if possible, for a workout of the mortgage throughout the Bankruptcy proceedings.
A Chapter 13 Bankruptcy requires that a repayment plan be set up which can last from 3 to 5 years.
All of your "Disposable Income" would go into the plan.
At the end of the repayment plan, what debt is remaining that is dischargeable in Bankruptcy should be discharged.
And, a Chapter 13 Bankruptcy can be used if you are in foreclosure so as to stop the foreclosure sale, and allow, if possible, for a workout of the mortgage throughout the Bankruptcy proceedings.
Loan Modification can sometimes be used to lower your monthly payments and help you catch up on missed mortgage payments in order to prevent a foreclosure.
Many banks also have private in house loan modification programs.
These modifications can be discussed prior to a foreclosure being filed, or in a foreclosure defense case, an attempt at loan modification is oftentimes pursued by the foreclosure defense attorney if at all possible: This is usually brought up during foreclosure mediation hearing in a foreclosure case.
Many banks also have private in house loan modification programs.
These modifications can be discussed prior to a foreclosure being filed, or in a foreclosure defense case, an attempt at loan modification is oftentimes pursued by the foreclosure defense attorney if at all possible: This is usually brought up during foreclosure mediation hearing in a foreclosure case.
For many adults, their home is their biggest asset and one of their most important investments.
When you face foreclosure, you may feel intimidated, embarrassed, or even scared.
However, foreclosure can happen to anyone.
Regardless of your financial situation, you deserve guidance and representation to help you determine how to move forward during this difficult process.
When you come to us with a history of missed payments or the possibility of foreclosure, we first assess your situation in its entirety.
When you face foreclosure, you may feel intimidated, embarrassed, or even scared.
However, foreclosure can happen to anyone.
Regardless of your financial situation, you deserve guidance and representation to help you determine how to move forward during this difficult process.
When you come to us with a history of missed payments or the possibility of foreclosure, we first assess your situation in its entirety.
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