Andrew S Cho A Law Group
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We have 25 years of experience helping people and companies get rid of debt with or without bankruptcy. Stop creditor harassment, protect your assets, and do your estate planning. We also provide legal consultation in business formation, corporate board governance, and labor compliance matters. If you have been sued or if a there is a judgment against you, we offer a one-time free consultation to review all your legal options.

The Law Office of Andrew S. Cho has been serving Southern and Northern California for 25 years. Our associates provide personal attention to your case. Defending against Credit Card collection lawsuits can result in settlement and sometimes dismissal. Since each case is different, get a free one-time professional consultation to know your options.

The Fair Debt Collection Practices Act (FDCPA) entitles you to sue collection agencies that harass you, call you day and night at inconvenient times, call you at work when you asked them to stop, contact family and friends or threaten to file a lawsuit against you.
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If a creditor has obtained a judgment against you, it's only natural for you to have urgent questions.
For example, you might wonder: How can I afford to pay this?
What happens if I simply can't pay?
Can I get rid of this judgment by filing bankruptcy?
What if they bring the judgment against my property?
If that's the case, try not to worry.
Because if this sounds remotely familiar, rest assured, there are answers to be had!
The Law Offices of Andrew S. Cho has been serving the Anaheim area for 20 years and counting.
If you are not eligible for Chapter 7, you can file a Chapter 13 case which can last up to five years where you can cure late mortgage payments, keep all assets and receive a discharge of debts remaining after your repayment plan is concluded.
Contact us for your free first time consultation to review all your options and whether Ch. 7 or Ch. 13 is possible for you.
If you are not eligible for Ch. 7 & Ch. 13, we can assist you with debt settlement where you settle your debts at a fraction of the total balance with a convenient payment schedule.
Defending against Credit Card collection lawsuits can result in settlement and sometimes dismissal.
Since each case is different, get a free one-time professional consultation to know your options.
The Fair Debt Collection Practices Act (FDCPA) entitles you to sue collection agencies that harass you, call you day and night at inconvenient times, call you at work when you asked them to stop, contact family and friends or threaten to file a lawsuit against you.
Threatening legal action, repossession or wage garnishment that they do not intend to pursue.
With debt, there is a legal obligation to pay, but in the case of bankruptcy, the obligation may be eliminated.
The Law Office of Andrew S. Cho is prepared to help you get your debt "discharged, " a legal term that refers to obtaining a fresh financial start!
Filing for bankruptcy here in the Anaheim area can eliminate certain rights of "secured" creditors.
A "secured" creditor has taken a mortgage or other lien on property as collateral for a loan.
Some examples are car loans and home mortgages.
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