Lewis & Jurnovoy PA
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Martin Lewis and Steven Jurnovoy joined as partners in 1998 to create the law firm of Lewis & Jurnovoy, P.A. The primary emphasis of the law firm is in the representation of individuals and sole proprietors in Chapter 13 Bankruptcy ("Debt Consolidation") and Chapter 7 Straight Bankruptcy.

Due to the financial turmoil that many individuals seem to be going through in their daily life in trying to pay bills each month and in trying to protect their assets, this law firm envisioned the need to represent and inform the general public of options available to persons in financial distress.Martin was always helpful. His experience and gentle tones through this process was reassuring and calming to my nerves.

On behalf of my husband and myself, we would like to thank attorneys Lewis and Jurnovoy, and their remarkable staff for their kind, respectful, and professional assistance to us during this difficult time. The experience was pleasant, which was far more than what was expected. Both Mr. Jurnovoy and Mr. Lewis were very supportive during this difficult decision and the process itself.
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Martin Lewis and Steven Jurnovoy joined as partners in 1998 to create the law firm of Lewis & Jurnovoy, P.A.
The primary emphasis of the law firm is in the representation of individuals and sole proprietors in Chapter 13 Bankruptcy ("Debt Consolidation") and Chapter 7 Straight Bankruptcy.
Due to the financial turmoil that many individuals seem to be going through in their daily life in trying to pay bills each month and in trying to protect their assets, this law firm envisioned the need to represent and inform the general public of options available to persons in financial distress.
When you come to one of our offices on the free consultation, we will have you complete a questionnaire explaining your financial condition and listing your creditors.
After completing the form you will then meet with either Martin Lewis or Steven Jurnovoy.
During the meeting, the attorney shall discuss with you your particular financial problems, options that may be available, and the availability of your assets (car, house, paycheck, pension, etc.), if any, to satisfy the claims of your creditors.
All those bad things you've always heard about Bankruptcy, most of it is FALSE and I can prove it to you NOW.
Here are the top 15 myths about bankruptcy that your creditors don't want you to know.
You are getting 2 completely different concepts confused with each other.
You are getting the fact that bankruptcy is reported on your credit report for up to 10 years mixed up with the effect that reporting will have on your credit.
Just because something is reported on your credit report does NOT necessarily mean it will have a negative effect on your credit standing.
Chapter 7 is a section of the federal Bankruptcy Code that provides for outright cancellation of most types of personal debts without a repayment plan and for possible sale of some types of nonexempt property to pay such debts.
Also known as "straight bankruptcy, " Chapter 7 is the most simple type of bankruptcy, because it is the process of liquidating property and using the proceeds to repay debts.
Often, however, little property is actually liquidated because it is tied up in liens or classified as exempt from liquidation.
Debt Consolidation, or Chapter 13, is that part of the Federal Bankruptcy Code under which a person may repay all or a portion of his or her debts under the supervision of the Bankruptcy Court.
The most important thing about debt consolidation is that it will allow you to keep your valuables-especially your home and car-which might otherwise be lost.
In a debt consolidation case, the person who files must submit to the Court a plan for the repayment of all or a portion of his or her debts.
The plan must be approved by the Court to become effective.
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