After an injury, it's normal to feel overwhelmed. The physical toll of the injury itself combined with the worry about the future and your finances can be a lot to handle. Insurance companies have a history of being unfair to injury victims who are not represented by an attorney. Keep in mind that the insurance company's interests are the opposite of your interests.
Insurance companies are in business to make a profit, and the least amount they can pay on claims like yours, the more profits they make. Often, they will deny your claim outright or offer you a fraction of what your claim is worth. Why? Because they know most injured people don't know the full value of their claim, or their rights against the insurance company.
For example, they may tell you that you are required to give a recorded statement in order to pay your claim, which is not true, or request lots of your personal information that is not necessary for your claim. Of course, the insurance company will give you very little information in return, like how much insurance coverage there is to pay for your damages.
Insurance companies are in business to make a profit, and the least amount they can pay on claims like yours, the more profits they make. Often, they will deny your claim outright or offer you a fraction of what your claim is worth. Why? Because they know most injured people don't know the full value of their claim, or their rights against the insurance company.
For example, they may tell you that you are required to give a recorded statement in order to pay your claim, which is not true, or request lots of your personal information that is not necessary for your claim. Of course, the insurance company will give you very little information in return, like how much insurance coverage there is to pay for your damages.
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Rick has been practicing law in Louisiana since 1998.
After graduating from Loyola University New Orleans College of Law, he began his career representing insurance companies and corporations in property and casualty cases.
He taught seminars to insurance claims agents on Louisiana law and served as part of the catastrophic response team for tractor-trailer companies who needed rapid response and investigation on Louisiana accidents involving tractor-trailers, and represented those companies through trial.
After graduating from Loyola University New Orleans College of Law, he began his career representing insurance companies and corporations in property and casualty cases.
He taught seminars to insurance claims agents on Louisiana law and served as part of the catastrophic response team for tractor-trailer companies who needed rapid response and investigation on Louisiana accidents involving tractor-trailers, and represented those companies through trial.
If you have been hurt in an auto accident or at work, you will need to make a claim against the insurance company that is responsible.
While this seems like it would be a relatively straightforward process, it can be very complicated.
The insurance companies fight to protect their profit margin, and that can mean delaying, devaluing or outright denying valid claims from injury victims.
At Ely Law in New Orleans, we work closely with each client to ensure that they have a smooth recovery process both physically and financially.
While this seems like it would be a relatively straightforward process, it can be very complicated.
The insurance companies fight to protect their profit margin, and that can mean delaying, devaluing or outright denying valid claims from injury victims.
At Ely Law in New Orleans, we work closely with each client to ensure that they have a smooth recovery process both physically and financially.
The loss of a loved one is traumatic.
The loss of a loved one due to the negligence of someone else is especially difficult to cope with.
Louisiana law specifically provides for the recovery of emotional, psychological and financial losses by the victim's family members.
The surviving father and mother of the deceased, or either of them if he left no spouse or child surviving.
The surviving brothers and sisters of the deceased, or any of them, if he left no spouse, child, or parent surviving.
The surviving grandfathers and grandmothers of the deceased, or any of them, if he left no spouse, child, parent, or sibling surviving.
The loss of a loved one due to the negligence of someone else is especially difficult to cope with.
Louisiana law specifically provides for the recovery of emotional, psychological and financial losses by the victim's family members.
The surviving father and mother of the deceased, or either of them if he left no spouse or child surviving.
The surviving brothers and sisters of the deceased, or any of them, if he left no spouse, child, or parent surviving.
The surviving grandfathers and grandmothers of the deceased, or any of them, if he left no spouse, child, parent, or sibling surviving.
If you have been injured at work, your most immediate concern is to make sure that you are getting the benefits you are owed under Louisiana law.
Louisiana has a special set of laws that apply to most work-related injuries.
The good news is, unlike tort cases such as an auto accident, you do not have to prove that your employer was at fault in order to receive workers compensation benefits.
Temporary Total Disability (TTD) - when you temporarily cannot work in any capacity while recovering from your injuries.
Louisiana has a special set of laws that apply to most work-related injuries.
The good news is, unlike tort cases such as an auto accident, you do not have to prove that your employer was at fault in order to receive workers compensation benefits.
Temporary Total Disability (TTD) - when you temporarily cannot work in any capacity while recovering from your injuries.
Most of the time when someone is hurt at work in New Orleans the injury is covered by their workers' compensation policy, which employers have to carry under Louisiana State Law.
The Jones Act was first established as the Merchant Marine Act of 1920, and was initially created to allow a "seaman" to collect damages for being injured while working.
As a result of the Jones Act, a worker who was injured at sea would be able to recover wages and other benefits from their employer.
Since 1920, the language has not been expanded beyond simply referring to an injured "seaman".
The Jones Act was first established as the Merchant Marine Act of 1920, and was initially created to allow a "seaman" to collect damages for being injured while working.
As a result of the Jones Act, a worker who was injured at sea would be able to recover wages and other benefits from their employer.
Since 1920, the language has not been expanded beyond simply referring to an injured "seaman".
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