Our law firm is currently fully open for business and ready to help you if needed. We are receiving calls and taking new cases and the US Bankruptcy Courts are open. During this time we are offering free phone consultations and are happy to answer questions about your debt concerns, and discuss your options. Please be safe and healthy. At Hackett Law Firm we know bankruptcy law and focus our entire practice on helping people get a fresh start.
Hackett Law Firm practices exclusively chapter 7 and chapter 13 bankruptcy and we have successfully handled thousands of cases throughout Oregon and Washington. Our Vancouver bankruptcy attorneys understand going through bankruptcy can be a stressful process but our office has systems in place to ensure you get through your bankruptcy as painless as possible.
We feel every client should be treated with the utmost compassion, respect and care. Hackett Law Firm is happy to offer a free initial consultation to go over all of your debt relief options with an experienced bankruptcy attorney.
Hackett Law Firm practices exclusively chapter 7 and chapter 13 bankruptcy and we have successfully handled thousands of cases throughout Oregon and Washington. Our Vancouver bankruptcy attorneys understand going through bankruptcy can be a stressful process but our office has systems in place to ensure you get through your bankruptcy as painless as possible.
We feel every client should be treated with the utmost compassion, respect and care. Hackett Law Firm is happy to offer a free initial consultation to go over all of your debt relief options with an experienced bankruptcy attorney.
Services
I have devoted my entire practice to helping consumers become debt free and have filed thousands of chapter 7 and chapter 13 bankruptcy cases in the US Bankruptcy Courts of Oregon and Washington.
I have practiced exclusively in the area of bankruptcy law since 2004 and truly enjoy helping people everyday gain a fresh start.
I currently have bankruptcy offices in Vancouver, Portland and Beaverton and can help people from all over Oregon and SW Washington with their debt problems.
I understand that facing bankruptcy is a stressful and scary thing.
I have practiced exclusively in the area of bankruptcy law since 2004 and truly enjoy helping people everyday gain a fresh start.
I currently have bankruptcy offices in Vancouver, Portland and Beaverton and can help people from all over Oregon and SW Washington with their debt problems.
I understand that facing bankruptcy is a stressful and scary thing.
At Hackett Law Firm, our bankruptcy attorneys always offer a free initial bankruptcy consultation.
We will take as much time as we need to go over your debt relief options and if bankruptcy is the best route we can explain how the process works from start to finish.
We can also tell you exactly how much the total fees are for a bankruptcy.
We also offer flexible payment plans and you can retain our office for as little as $100.
At your free consultation we will need some basic information from you, but you will not be required to bring in a stack of documents.
We will take as much time as we need to go over your debt relief options and if bankruptcy is the best route we can explain how the process works from start to finish.
We can also tell you exactly how much the total fees are for a bankruptcy.
We also offer flexible payment plans and you can retain our office for as little as $100.
At your free consultation we will need some basic information from you, but you will not be required to bring in a stack of documents.
Approximately 60% of the cases our firm files are chapter 7 bankruptcy cases.
The biggest advantage of chapter 7 bankruptcy is that it is over so quick with a majority of Chapter 7 cases open for only 90 days from filing to discharge.
A chapter 7 bankruptcy will eliminate most of the common debts, such as credit card, medical, utilities, collections, and repossession deficiencies.
Once a Chapter 7 bankruptcy is filed the "automatic stay" goes into place.
This stops all collections in it's tracks.
The biggest advantage of chapter 7 bankruptcy is that it is over so quick with a majority of Chapter 7 cases open for only 90 days from filing to discharge.
A chapter 7 bankruptcy will eliminate most of the common debts, such as credit card, medical, utilities, collections, and repossession deficiencies.
Once a Chapter 7 bankruptcy is filed the "automatic stay" goes into place.
This stops all collections in it's tracks.
Chapter 13 bankruptcy is essentially a reorganization bankruptcy.
In Chapter 13 a debtor files for protection and proposes a "Plan" that offers their creditors a monthly payment.
Chapter 13 allows a debtor to restructure their debt.
Although some debt is paid back, it is paid back on the Debtor's terms, not the creditors.
Chapter 13 cases typically last a minimum of 36 months (3 years) to a maximum of 60 months (5 years).
The length of a specific chapter 13 depends on many factors.
An experienced chapter 13 attorney should be able to give you a good idea at an initial consultation of how long a chapter 13 would last should you file for Chapter 13 protection.
In Chapter 13 a debtor files for protection and proposes a "Plan" that offers their creditors a monthly payment.
Chapter 13 allows a debtor to restructure their debt.
Although some debt is paid back, it is paid back on the Debtor's terms, not the creditors.
Chapter 13 cases typically last a minimum of 36 months (3 years) to a maximum of 60 months (5 years).
The length of a specific chapter 13 depends on many factors.
An experienced chapter 13 attorney should be able to give you a good idea at an initial consultation of how long a chapter 13 would last should you file for Chapter 13 protection.
When a person files chapter 7 or chapter 13 bankruptcy they are required to attend one hearing in person.
This hearing is generally held 4-6 weeks after the bankruptcy case is filed.
Although the hearing is called a "meeting of creditors", it is fairly rare for creditors to appear at these hearings.
For each Washington bankruptcy case a person known as a "Trustee" is appointed to oversee the case.
The Trustee is the one that conducts the meeting of creditors.
Their job is to verify a debtor's photo ID and social security number and ask questions of the debtor under oath to ensure that the bankruptcy paperwork that was filed is accurate to the best of the debtor's knowledge.
This hearing is generally held 4-6 weeks after the bankruptcy case is filed.
Although the hearing is called a "meeting of creditors", it is fairly rare for creditors to appear at these hearings.
For each Washington bankruptcy case a person known as a "Trustee" is appointed to oversee the case.
The Trustee is the one that conducts the meeting of creditors.
Their job is to verify a debtor's photo ID and social security number and ask questions of the debtor under oath to ensure that the bankruptcy paperwork that was filed is accurate to the best of the debtor's knowledge.
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