The Law Office of Emil Fleysher, P.A. is a full service law firm helping individuals and families in Broward & Palm Beach Counties keep their homes, avoid foreclosure, discharge their debts in bankruptcy, and rebuild their financial futures. Our main office is conveniently located in Deerfield Beach near the Broward & Palm Beach County border. Explore this website to learn more about Bankruptcy, Foreclosure Defense, Loan Modification, and Short Sale.
Call 888-886-0020 to schedule a free consultation with Mr. Fleysher. You may also use the following form to send an email with your contact information and your questions. If you do not have an email address, please leave your phone number. Mr. Fleysher will personally respond to your questions within 24 hours. Any information on this website is not intended to be communicated as legal advice.
All information contained on this site is general and intended for information purposes only. For detailed legal advice regarding your loan modification, foreclosure, and/or bankruptcy needs, please schedule an appointment with the attorney.
Call 888-886-0020 to schedule a free consultation with Mr. Fleysher. You may also use the following form to send an email with your contact information and your questions. If you do not have an email address, please leave your phone number. Mr. Fleysher will personally respond to your questions within 24 hours. Any information on this website is not intended to be communicated as legal advice.
All information contained on this site is general and intended for information purposes only. For detailed legal advice regarding your loan modification, foreclosure, and/or bankruptcy needs, please schedule an appointment with the attorney.
Services
More and more homeowners in Miami, Ft.
Lauderdale, and West Palm Beach are asking this question.
Whether you call it a loan modification, mortgage modification, restructuring, or workout plan, it's when a borrower - who is facing great financial hardship and is having difficulty making their mortgage payments - works with their lender to change the terms of their mortgage loan.
The workout plan could result in temporary or permanent changes to the mortgage rate, term and monthly payment of the loan.
Lauderdale, and West Palm Beach are asking this question.
Whether you call it a loan modification, mortgage modification, restructuring, or workout plan, it's when a borrower - who is facing great financial hardship and is having difficulty making their mortgage payments - works with their lender to change the terms of their mortgage loan.
The workout plan could result in temporary or permanent changes to the mortgage rate, term and monthly payment of the loan.
More and more Floridians in the Miami, Ft.
Lauderdale, and West Palm Beach areas are asking this question.
A fundamental goal of the federal bankruptcy laws enacted by Congress is to give debtors a financial "fresh start" from burdensome debts.
The "automatic stay" is a rule that prevents any creditor from doing anything at all to enforce a claim against a debtor during the bankruptcy case.
Examples of actions by a creditor that would violate the stay include (1) filing a new lawsuit, or continuing to press a lawsuit that had already been filed; (2) sending dunning letters or making phone calls in an attempt to collect a debt; (3) filing a "financing statement" to perfect a security interest; (4) refusing to issue a transcript of your schooling; and (5) canceling your driver's license.
Lauderdale, and West Palm Beach areas are asking this question.
A fundamental goal of the federal bankruptcy laws enacted by Congress is to give debtors a financial "fresh start" from burdensome debts.
The "automatic stay" is a rule that prevents any creditor from doing anything at all to enforce a claim against a debtor during the bankruptcy case.
Examples of actions by a creditor that would violate the stay include (1) filing a new lawsuit, or continuing to press a lawsuit that had already been filed; (2) sending dunning letters or making phone calls in an attempt to collect a debt; (3) filing a "financing statement" to perfect a security interest; (4) refusing to issue a transcript of your schooling; and (5) canceling your driver's license.
Many South Florida borrowers are faced with a tough decision after defaulting on their mortgage loan.
Is a Short Sale the right thing for us to do right now?
The answer is actually not as complicated as you may think.
Simply put, if you are ready to leave the property within 3-6 months and you require a little financial help in making the transition to your new home, then the Short Sale is the way to go.
The typical successful Short Sale transaction takes about 3-6 months from listing to closing and most banks offer anywhere from $3,000 - $10,000 in relocation assistance at the closing.
Is a Short Sale the right thing for us to do right now?
The answer is actually not as complicated as you may think.
Simply put, if you are ready to leave the property within 3-6 months and you require a little financial help in making the transition to your new home, then the Short Sale is the way to go.
The typical successful Short Sale transaction takes about 3-6 months from listing to closing and most banks offer anywhere from $3,000 - $10,000 in relocation assistance at the closing.
I am an attorney specializing in consumer bankruptcy, debt settlement, mortgage modification, and foreclosure litigation.
My firm offers a holistic approach to solving your mortgage and debt problems.
The Fleysher Law philosophy is to listen to the client, understand their circumstances and goals, and help them make the right choices by presenting all options and contingencies.
I am available to my clients throughout the course of representation and beyond.
I have been living in South Florida since 1996 and I am proud to call this place home.
My firm offers a holistic approach to solving your mortgage and debt problems.
The Fleysher Law philosophy is to listen to the client, understand their circumstances and goals, and help them make the right choices by presenting all options and contingencies.
I am available to my clients throughout the course of representation and beyond.
I have been living in South Florida since 1996 and I am proud to call this place home.
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