Laura Margulies & Associates
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Laura Margulies & Associates
Debt can make you feel powerless because it puts your financial future at risk and jeopardizes your family's welfare. You do not have to face your financial problems alone when you work with our team at Morris Margulies. Since 1994, our attorneys have helped clients find effective solutions for complicated bankruptcy and personal injury issues. We have successfully represented individuals, families and businesses in a variety of bankruptcy matters.

With our assistance, you can identify a path forward and put your debt concerns behind you. Your situation and your concerns are unique. Your legal strategy should be, too. When you hire us, we will customize a plan that reflects your circumstances. We use our insight into the bankruptcy process to help clients reduce their debt obligations, stop creditor harassment and get a fresh start.

Our legal professionals also assist clients whose lives have changed by preventable personal injuries. If you believe that you or your loved one was hurt due to a careless or negligent act, contact our team.
Services
Morris Margulies is a law firm whose attorneys are among the best lawyers in Maryland and the District of Columbia.
Frank Morris is now serving as managing partner, having recently taken over that position from Laura Margulies.
He leads our team of highly qualified attorneys.
Frank has been practicing law for more than 25 years and he currently serves as chairman of the National Bar Association's Bankruptcy Law Section.
He also represents people who have been seriously injured in auto accidents and other catastrophes.
When you need assistance with debt relief, turn to the attorneys at the law office of Morris Margulies.
We have been assisting clients in attaining lasting debt relief and managing consumer bankruptcy since 1993.
We take a personalized approach to each client's situation by offering the personalized attention that is needed for optimal results.
We serve the areas of Montgomery, Prince George's and Washington counties as well as Rockville, Greenbelt and the surrounding areas in Maryland.
Our law firm is dedicated to serving the interests of our clients in rebuilding their financial lives with strategic planning and sound legal advisement.
In the event you have insufficient income to pay your past-due bills, you may be able to consider filing Chapter 7 bankruptcy.
Since Chapter 7 is considered a "clean slate, " this is often the preferred method of saving your home from foreclosure because filing allows you to put a hold on the foreclosure.
It is important to note that Chapter 7 will not eliminate student loans, child support payments or taxes in most cases; however, some taxes may be forgiven in a bankruptcy.
The debtor is left debt-free (except for student loans, child support, certain taxes, etc.).
Rather than liquidating your assets, you have the opportunity to reorganize the debt your company has acquired and get a new start.
When your Maryland or Washington, D.C., business is facing financial challenges, you have options other than just going out of business.
At Morris Margulies, we understand the unique needs of businesses that are facing problems because of a slow economy or rapid growth.
We're here to assist you in getting back on your feet financially.
Email us or call our bankruptcy team at Morris Margulies today at 301-816-1600 and let us help you determine if Chapter 11 is the solution to your business financial problems.
Typically called a "wage earner's plan, " Chapter 13 allows debtors to repay their debts based on their current incomes.
The debtor in this situation may present to creditors a plan to repay a portion or all of their debt based on their disposable income and net worth.
This installment plan can last for 36 months and up to 60 months (five years).
For those who are facing bankruptcy, the courts will generally allow you to wrap your past-due mortgage and car payments into the plan.
Debtors make a single payment monthly directly to the Chapter 13 trustee assigned to their case.
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