If you have received threats of wage garnishment, lawsuits, and losing your home, it's time to take effective action to stop the abuse! The FDCPA (Fair Debt Collection Practices Act) has given you the weapons with which to fight back and make the debt collector pay YOU money for their abusive, harassing behavior. Even if you legitimately owe the money, a debt collector has to treat you with respect.
That is the law! Furthermore, if a credit reporting agency makes a credit report error, they must correct it. Under the FCRA (Fair Credit Reporting Act) credit reporting agencies, by law, have to get it right. You can sue abusive debt collectors under the FDCPA and you can sue credit reporting agencies under the FCRA. As Peter Finch said in the movie, Network, "I am mad as hell and I can't take it anymore!"
Good, you should be mad and you should start fighting. With the Law Office of Michael P. Forbes, a Philadelphia debt collection defense attorney, at your side, you can begin to take your life back!
That is the law! Furthermore, if a credit reporting agency makes a credit report error, they must correct it. Under the FCRA (Fair Credit Reporting Act) credit reporting agencies, by law, have to get it right. You can sue abusive debt collectors under the FDCPA and you can sue credit reporting agencies under the FCRA. As Peter Finch said in the movie, Network, "I am mad as hell and I can't take it anymore!"
Good, you should be mad and you should start fighting. With the Law Office of Michael P. Forbes, a Philadelphia debt collection defense attorney, at your side, you can begin to take your life back!
Services
Mr. Forbes has always been driven by the desire to help others.
With that in mind he began his law career representing indigent families in the Philadelphia family law system for seven years.
Moving toward the suburban areas, Mr. Forbes broadened his practice to include Chester, Montgomery and Bucks Counties.
As he continued to handle family law matters, he witnessed first-hand how badly his client's credit reports were causing them to suffer serious declines in their lifestyles.
Attorney Forbes' goal, is to reach as many people as possible to let them know that they do have some good options to combat collection agency bullies and can correct inaccuracies to save their homes from foreclosure.
With that in mind he began his law career representing indigent families in the Philadelphia family law system for seven years.
Moving toward the suburban areas, Mr. Forbes broadened his practice to include Chester, Montgomery and Bucks Counties.
As he continued to handle family law matters, he witnessed first-hand how badly his client's credit reports were causing them to suffer serious declines in their lifestyles.
Attorney Forbes' goal, is to reach as many people as possible to let them know that they do have some good options to combat collection agency bullies and can correct inaccuracies to save their homes from foreclosure.
Abuse or harassment on the part of debt collectors is not a recent development.
Collectors have been engaging in illegal collection tactics for many years, victimizing millions of consumers in the process.
It is because of this harassment that the Fair Debt Collection Practices Act (FDCPA) was enacted by Congress in 1978.
This act provides clear guidelines as to the acceptable behavior of debt collectors, and delineates what they may not do when attempting to collect a debt from a consumer.
If you are being subjected to abuse by a debt collector, it is strongly advised that you contact me, Attorney Michael P. Forbes, a Philadelphia debt collection defense attorney as soon as possible.
Collectors have been engaging in illegal collection tactics for many years, victimizing millions of consumers in the process.
It is because of this harassment that the Fair Debt Collection Practices Act (FDCPA) was enacted by Congress in 1978.
This act provides clear guidelines as to the acceptable behavior of debt collectors, and delineates what they may not do when attempting to collect a debt from a consumer.
If you are being subjected to abuse by a debt collector, it is strongly advised that you contact me, Attorney Michael P. Forbes, a Philadelphia debt collection defense attorney as soon as possible.
When a consumer falls behind on their debt payments, there may come a point where their creditor files a civil suit against them to collect the debts owed.
Such aggressive action must still follow debt collection laws and cannot violate the individual's consumer rights.
These lawsuits are usually a creditor's last resort to obtain repayment, generally after collection calls or auto repossession.
If you have been sued by a creditor, the first step you should take is to hire a Philadelphia debt collection defense attorney from the offices of Michael P. Forbes, PC.
Such aggressive action must still follow debt collection laws and cannot violate the individual's consumer rights.
These lawsuits are usually a creditor's last resort to obtain repayment, generally after collection calls or auto repossession.
If you have been sued by a creditor, the first step you should take is to hire a Philadelphia debt collection defense attorney from the offices of Michael P. Forbes, PC.
For those struggling with bad credit, it can seem like a bottomless pit with no way to get out.
When a credit repair agency comes along boasting of schemes to improve your credit and even erase bankruptcy, you might be tempted to bite the bait without thinking twice.
Unfortunately, the majority of credit repair agencies have developed less than desirable reputations over the years.
Many have been accused of seedy business practices and can even place the consumer in a worse place than when they started.
When a credit repair agency comes along boasting of schemes to improve your credit and even erase bankruptcy, you might be tempted to bite the bait without thinking twice.
Unfortunately, the majority of credit repair agencies have developed less than desirable reputations over the years.
Many have been accused of seedy business practices and can even place the consumer in a worse place than when they started.
As Americans, we use our credit to obtain motor vehicles, credit cards, home loans, appliances, store credit cards, time shares, business loans, apartments and rental homes.
Nearly every aspect of our life is governed by our credit score.
When there is an inaccuracy on your credit report, it can affect whether or not you get an automotive loan, a home loan, or even decent automotive insurance rates.
Wrong information on your credit report can even affect your ability to get a good job.
Credit report errors can cost you a better score and they can ruin your hopes for obtaining certain loans.
Nearly every aspect of our life is governed by our credit score.
When there is an inaccuracy on your credit report, it can affect whether or not you get an automotive loan, a home loan, or even decent automotive insurance rates.
Wrong information on your credit report can even affect your ability to get a good job.
Credit report errors can cost you a better score and they can ruin your hopes for obtaining certain loans.
Reviews
Be the first to review Law Office Of Michael P. Forbes, PC.
Write a Review
