Maybe you're struggling to keep up with mounting bills. Maybe your life has been turned upside down by an accident, a health crisis, a family emergency, or a business setback. Maybe you've reached out to your lender and gotten nowhere. Whatever your circumstances, if you're facing foreclosure or overwhelmed by debt, you may wonder if anything you do will help.
In New York State, your lender has to sue and get a judgment from the Court before it can take away your home. Banks can afford to hire one or more law firms that focus on steamrolling homeowners. At the Sorid Law Office, we believe that you deserve a relentless defense because it's your home that's at risk. In most cases, New York State requires lenders and homeowners to try to reach a settlement before the lender can foreclose, including applying for a range of loan modification programs.
At the Sorid Law Office, we help homeowners assemble compelling applications, alert the court when lenders are acting unfairly, and fight for review of all possible settlement options.
In New York State, your lender has to sue and get a judgment from the Court before it can take away your home. Banks can afford to hire one or more law firms that focus on steamrolling homeowners. At the Sorid Law Office, we believe that you deserve a relentless defense because it's your home that's at risk. In most cases, New York State requires lenders and homeowners to try to reach a settlement before the lender can foreclose, including applying for a range of loan modification programs.
At the Sorid Law Office, we help homeowners assemble compelling applications, alert the court when lenders are acting unfairly, and fight for review of all possible settlement options.
Services
Our full-service law firm strives to simplify processes for clients who are already facing challenges.
At Sorid Law Office, we seek to efficiently inform, educate, and reassure our clients when they face hardships, and find this holistic approach meets those goals well.
Contact our firm today and experience the difference that comes from having an experienced practitioner on your side.
The firm is located in Uniondale, New York, and serves Nassau, Suffolk, Brooklyn, Queens, and the surrounding areas.
At Sorid Law Office, we seek to efficiently inform, educate, and reassure our clients when they face hardships, and find this holistic approach meets those goals well.
Contact our firm today and experience the difference that comes from having an experienced practitioner on your side.
The firm is located in Uniondale, New York, and serves Nassau, Suffolk, Brooklyn, Queens, and the surrounding areas.
A borrower who cannot keep up with his or her mortgage payments faces potential foreclosure which permits the lender to seize the property, evict the homeowner, and sell the home.
In some cases, a lender may work with the borrower by refinancing or modifying the loan, or agreeing to a short sale.
If the lender is unwilling, however, the homeowner may still be able to stop the foreclosure by filing for bankruptcy.
Our experienced attorneys can advise you of all your options.
Many clients come to our office having long struggled to pay their mortgages.
In some cases, a lender may work with the borrower by refinancing or modifying the loan, or agreeing to a short sale.
If the lender is unwilling, however, the homeowner may still be able to stop the foreclosure by filing for bankruptcy.
Our experienced attorneys can advise you of all your options.
Many clients come to our office having long struggled to pay their mortgages.
I don't normally write reviews but I know there is someone out there that is in the dilemma I was in I went to the office one day and explained my problem, gave a retainer and didn't know what to expect well let me say this that law firm worked miracles he never gave up on us he assigned an angel to us her name is Melissa this attorney worked around the clock was informative was concerned about the home being saved and she was successful I went from foreclosure to having my monthly mortgage lowered to an affordable amount and to no more foreclosure I believe had I gone anywhere else I would have lost my house I wanted to thank Harvey for his work with us and especially thank Melissa she is a hell of an attorney and anyone who's had a tough time and goes to this law firm I believe these guys can save your home kudos to this law firm highly recommend them.
Our office realizes that for real estate transactions to proceed smoothly, communication must be clear.
Vague contracts on buying, selling, transferring, or renting property can lead to costly litigation and headaches later.
That is why, in addition to being experts on foreclosures, we also keep up to date on real estate law.
It does not help our clients if we are unable to finish what we started or ensure that final agreements are legal and enforceable.
If a foreclosure defense case ends in a short sale, we can review or draft the contracts required to protect your interests.
Vague contracts on buying, selling, transferring, or renting property can lead to costly litigation and headaches later.
That is why, in addition to being experts on foreclosures, we also keep up to date on real estate law.
It does not help our clients if we are unable to finish what we started or ensure that final agreements are legal and enforceable.
If a foreclosure defense case ends in a short sale, we can review or draft the contracts required to protect your interests.
When a borrower files for bankruptcy, either Chapter 7 or Chapter 13, the court issues an automatic stay which stops all collection activities and bars the lender from foreclosing on the property.
While an automatic stay may provide a borrower with time to catch up on mortgage payments, Chapter 7 bankruptcy does not provide for a formal procedure to do so.
If you fail to make the overdue payments, the lender can file a motion to lift the stay, and the foreclosure will proceed.
Moreover, if there is sufficient equity in the home, the trustee may also move to sell the home to pay off debts that would have been discharged.
While an automatic stay may provide a borrower with time to catch up on mortgage payments, Chapter 7 bankruptcy does not provide for a formal procedure to do so.
If you fail to make the overdue payments, the lender can file a motion to lift the stay, and the foreclosure will proceed.
Moreover, if there is sufficient equity in the home, the trustee may also move to sell the home to pay off debts that would have been discharged.
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