Zeshan Usman, the founder of Usman Law Firm, LLC, has helped thousands of people fight back against auto insurance companies and abusive debt collectors. His practice is limited to personal injury and debt relief. He holds a B.A. in Finance from the University of Florida, a J.D., M.B.A. from the University of Miami and has been a licensed Real Estate Broker, Mortgage Broker and General Contractor.
Zeshan understands not only the U. S. Bankruptcy Code, but all the other laws that impact consumers, the Wisconsin Consumer Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Truth in Lending Act, Real Estate Settlement Procedures Act, and more. He is effective because he is informed, knowledgeable, and current. Every year, Zeshan spends countless weeks in conference halls, listening to and learning from the greatest legal minds from around the country.
He absorbs the best advice, identifies the strongest tactics and the most convincing arguments, and then adapts them to his clients' needs.
Zeshan understands not only the U. S. Bankruptcy Code, but all the other laws that impact consumers, the Wisconsin Consumer Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Truth in Lending Act, Real Estate Settlement Procedures Act, and more. He is effective because he is informed, knowledgeable, and current. Every year, Zeshan spends countless weeks in conference halls, listening to and learning from the greatest legal minds from around the country.
He absorbs the best advice, identifies the strongest tactics and the most convincing arguments, and then adapts them to his clients' needs.
Services
The Wisconsin Department of Transportation reports that car accidents claim the lives of thousands of people every year and cause millions of injuries.
Car accidents leave victims facing physical and emotional pain.
Many victims face difficult financial burdens, including medical treatments, property repair costs, and lost wages.
The attorneys of Usman Law Firm can help you file a personal injury claim with the insurance company so that you receive maximum compensation for the accident.
The attorneys at Usman Law Firm will look out for your best interests and can help you recover damages from your car accident.
Car accidents leave victims facing physical and emotional pain.
Many victims face difficult financial burdens, including medical treatments, property repair costs, and lost wages.
The attorneys of Usman Law Firm can help you file a personal injury claim with the insurance company so that you receive maximum compensation for the accident.
The attorneys at Usman Law Firm will look out for your best interests and can help you recover damages from your car accident.
1 Do Nothing: Doing nothing is sometimes the best option.
If your income and assets are below certain levels, they may be protected from your creditors.
3 Debt Repayment Plans: We can negotiate with your creditors to lower your payments and eliminate the interest.
5 Bankruptcy: Most people who file a bankruptcy are able to eliminate their debts while still keeping all of their property including their home and cars.
If your income and assets are below certain levels, they may be protected from your creditors.
3 Debt Repayment Plans: We can negotiate with your creditors to lower your payments and eliminate the interest.
5 Bankruptcy: Most people who file a bankruptcy are able to eliminate their debts while still keeping all of their property including their home and cars.
Through the five strategies below you may be able to save your home or walk away from it without owing the bank anything.
2 Mortgage Modification: Eligible candidates can refinance their mortgage into a lower interest rate loan with smaller payments.
3 Short Sale: If your home is worth less then what you owe you may be able to walk away from it without owing the difference.
4 Deed In Lieu: Give your home to the bank in lieu of actually going through the foreclosure process.
Some banks will give you $1,000 to avoid a costly foreclosure.
2 Mortgage Modification: Eligible candidates can refinance their mortgage into a lower interest rate loan with smaller payments.
3 Short Sale: If your home is worth less then what you owe you may be able to walk away from it without owing the difference.
4 Deed In Lieu: Give your home to the bank in lieu of actually going through the foreclosure process.
Some banks will give you $1,000 to avoid a costly foreclosure.
1 Refinance You Car Loan: You may be able to refinance your vehicle and get a lower monthly payment.
4 Request A Late Charge Waiver: Many lenders will waive or at least reduce late fees if you can bring car payments current with the discount.
5 File Bankruptcy: Filing bankruptcy can give you more time to pay your car loan and reduce the interest rate.
6 Illegal Repossession: Has your creditor followed the proper steps in repossessing your car?
If not you may have a claim against them.
4 Request A Late Charge Waiver: Many lenders will waive or at least reduce late fees if you can bring car payments current with the discount.
5 File Bankruptcy: Filing bankruptcy can give you more time to pay your car loan and reduce the interest rate.
6 Illegal Repossession: Has your creditor followed the proper steps in repossessing your car?
If not you may have a claim against them.
Our office reviews each case individually using the options below.
1 Currently Not Collectable: Apply for currently non-collectible status and get a break from collection activity.
2 Statute of Limitations: In most cases the IRS has only 10 years since the assessment date to collect back taxes.
Waiting may be your best option.
3 Installment Agreements: Get an affordable monthly payment by spreading the amount you owe over a long term payment plan.
4 Offer in Compromise: Under certain circumstances you may be able to settle your debt with the IRS for much less then what you owe.
1 Currently Not Collectable: Apply for currently non-collectible status and get a break from collection activity.
2 Statute of Limitations: In most cases the IRS has only 10 years since the assessment date to collect back taxes.
Waiting may be your best option.
3 Installment Agreements: Get an affordable monthly payment by spreading the amount you owe over a long term payment plan.
4 Offer in Compromise: Under certain circumstances you may be able to settle your debt with the IRS for much less then what you owe.
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